Elizabeth Marshall

Discussions relating to the legislative, regulatory, and policy developments related to digital currencies and cryptoassets Providing input on the prudential regulation of the banking sector Providing input on amendments to the Bank Act Providing input on federal budget measures that may impact the banking sector Discussions on supporting women’s advancement, career opportunities, and equitable outcomes in the financial services sector Discussing the Accessible Canada Act with the purpose of identifying, removing and preventing barriers for people with disabilities Discussions on strategies to mitigate tariff risks and navigate the review of the Canada-United States-Mexico Agreement Providing input on effective Artificial Intelligence regulation to balance risks and foster innovation Providing input on the regulatory framework to facilitate the process to become a federal credit union and support their operations Discussing plans on the Data Collection Modernization initiative Providing views on the Macroeconomic Stress Test (MST) 2.0 review Discussing Bill C-27 – Digital Charter Implementation Act, 2022, relating to the privacy and artificial intelligence provisions Discussions relating to the efficiency and effectiveness of the financial sector regulatory system Discussions on consumer issues relating to potential postal strike ensuring an appropriate scope of guidance Providing inputs on criminal interest rate as it relates to the calculation of the rate and exclusions Office of the Superintendent of Financial Institutions guidelines with respect to capital adequacy requirements, prudential limits and restrictions, accounting and disclosure, and sound business and financial practices Providing inputs on OSFI regulations and draft guidelines including in connection with culture, integrity and security, third-party risk, and operational risk Providing input on the development of the Consumer-Driven Banking Framework Providing inputs on Basel III Implementation with respect to capital floor phase-in and risk weights Providing inputs on Competition Act amendments Personal Information Protection and Electronic Documents Act (PIPEDA): seeking workable, practical approaches in the reform of PIPEDA Excise Tax Act with respect to Goods and Services Tax (GST) and Harmonized Sales Tax (HST) Support the development of an innovative, efficient, and secure payments ecosystem in Canada that benefits consumers Support the goals outlined in the National Cyber Security Strategy and collaborate with government, including the Canadian Centre for Cyber Security, to strengthen Canada’s cyber resiliency The Access to Basic Banking Services: seeking to clarify appropriate identification for opening accounts and to make account opening procedures more workable U.S. Mexico Canada Agreement (USMCA), trade agreements with other jurisdictions, World Trade Organization rules regarding cross-border trade in financial services Support the Government initiative of modernizing the Employment Equity Act and provide input to further strengthen the Act. Discussion relating to agricultural financing, including the efficient administration of the Advance Payments Program and the Canada Loan Administration Act Discussions relating to the development of Financial Consumer Protection Framework and voluntary commitments to promote protection for consumers Capital markets statutory, regulatory and self-regulatory organization regime applicable to banks as corporate issuers and their provincially regulated subsidiaries that are capital markets participants Discussion relating to housing finance framework, including reforms to expand housing supply, mortgage underwriting regulations and covered bonds Providing inputs on climate standards and disclosures Corporate governance statutory and regulatory regime for banks Canada Labour Code with respect to (i) impact on bank management of human resources, (ii) review of Part III of the Canada Labour Code, (iii) flexible work

Supply management system as it relates to the chicken sector. World Trade Organization agreements (WTO) as they relate to the negotiations on agriculture. The Agreement on Internal Trade (AIT) as it relates to supply management. Tariff classifications, Tariff enforcement, Duties Deferral and Drawback Programs. Regional and Bilateral Trade Negotiations with regard to possible impact on the Canadian chicken sector. Meat Inspection Regulations with respect to poultry processing. Environment initiatives as they relate to the chicken industry. Consumer Packaging and Labeling Regulations with respect to production claims on labels. Chicken Farmers of Canada’s Raised by a Canadian Farmer Animal Care Program. Canadian Food Inspection Agency programs related to the chicken industry. Canada-United States-Mexico Agreement related to chicken products and the chicken sector. Health of Animals Act and Regulations dealing with the development and refinement of animal disease preparedness and response protocols. Funding for the development and implementation of on-farm programs. Administration and allocation of the Tariff Rate Quota. Animal Health Products (antimicrobials, vaccines, feed/water additives) availability in Canada.

Agriculture industry as it relates to growth. Supply management system as it relates to the chicken sector. Environment initiatives as they relate to the chicken industry. Chicken Farmers of Canada’s Raised by a Canadian Farmer Animal Care Program. World Trade Organization agreements (WTO) as they relate to the negotiations on agriculture. The Agreement on Internal Trade (AIT) as it relates to supply management. Regional and Bilateral Trade Negotiations with regard to possible impact on the Canadian chicken sector. Meat Inspection Regulations with respect to poultry processing. Health of Animals Act and Regulations dealing with the development and refinement of animal disease preparedness and response protocols. Funding for the development and implementation of on-farm programs. Tariff classifications, Tariff enforcement, Duties Deferral and Drawback Programs. Consumer Packaging and Labeling Regulations with respect to production claims on labels. Administration and allocation of the Tariff Rate Quota. Canadian Food Inspection Agency programs related to the chicken industry. Canada-United States-Mexico Agreement related to chicken products and the chicken sector. Animal Health Products (antimicrobials, vaccines, feed/water additives) availability in Canada.

Supply management system as it relates to the chicken sector. Environment initiatives as they relate to the chicken industry. Chicken Farmers of Canada’s Raised by a Canadian Farmer Animal Care Program. World Trade Organization agreements (WTO) as they relate to the negotiations on agriculture. The Agreement on Internal Trade (AIT) as it relates to supply management. Regional and Bilateral Trade Negotiations with regard to possible impact on the Canadian chicken sector. Canada-United States-Mexico Agreement related to chicken products and the chicken sector. Meat Inspection Regulations with respect to poultry processing. Health of Animals Act and Regulations dealing with the development and refinement of animal disease preparedness and response protocols. Funding for the development and implementation of on-farm programs. Tariff classifications, Tariff enforcement, Duties Deferral and Drawback Programs. Consumer Packaging and Labeling Regulations with respect to production claims on labels. Administration and allocation of the Tariff Rate Quota. Canadian Food Inspection Agency programs related to the chicken industry. Animal Health Products (antimicrobials, vaccines, feed/water additives) availability in Canada.

The Income Tax Act and Taxation Policies – Seeking opportunities under the Income Tax Act to improving the financial resilience of low- and middle-income Canadians by investing in the accessibility of financial planning advice for low- and middle-income Canadians. The Income Tax Act and Taxation Policies - Seeking opportunities under the Income Tax Act to improve the financial accessibility of financial planning advice for Canadians. Seeking opportunities to support implementation of the Financial Consumer Agency of Canada's (FCAC) National Financial Strategy 2021-2026. Also seeking opportunities to partner with the FCAC and other organizations to deliver upon the National Strategy.

Seeking opportunities to support implementation of the FCAC's National Financial Strategy 2021-2026. Also seeking opportunities to partner with the FCAC and other organizations to deliver upon the National Financial Literacy Strategy. The Income Tax Act and Taxation Policies - Seeking opportunities under the Income Tax Act through a proposed tax credit for low and middle income Canadians to improve the financial resilience of Canadians by improving the financial accessibility of financial planning advice for Canadians.

Tariffs on fertilizer coming into Canada The labelling provisions under Canada's Feeds Regulations 1983 (Regulations to the Feeds Act, administered by the Canadian Food Inspection Agency). To ensure that the Canadian Food Inspection Agency requires the same labelling of imported soymeal as soymeal produced in Canada. Removal of the carbon tax on fuel used by farmers for drying grain Regulation of pesticides under the Pest Management Regulatory Agency Proposed changes to the Income Tax Act. GFO opposes the changes to the Act that impact farm businesses. Clean Fuels Standard regulations and how they work for farmers Canada's proposed policy that would establish an allowable amount of low level presence of Genetically Modified Organisms in imported grain. Canada's program regarding research for wheat, corn and soybeans under Agriculture Canada's A-base funded Research Projects. Canada's policy with respect to the rules governing the design and funding of Agristability and Agrirecovery programs that are part of Canada's Business Risk Management Programs for Agriculture. Policies related to the Clean Fuels Standard Canada's policy regarding Plant Breeders Rights legislation; specifically, the need for Canada to adopt the provisions of UPOV91 into the Plant Breeders Rights legislation. Canada's policy on Free Trade Agreements to ensure that any proposed Agreements improve foreign market access for wheat, corn and soybeans.

Regulation of pesticides under the Pest Management Regulatory Agency Canada's program regarding research for wheat, corn and soybeans under Agriculture Canada's A-base funded Research Projects. Canada's policy with respect to the rules governing the design and funding of Agristability and Agrirecovery programs that are part of Canada's Business Risk Management Programs for Agriculture. Canada's policy regarding the carbon pricing system treatment of fuels used for drying grain Canada's policy on Free Trade Agreements to ensure that any proposed Agreements improve foreign market access for wheat, corn and soybeans

Bill C-234 with respect to an exemption from carbon pricing for grain drying

Arranging meetings on behalf of Oceanex to discuss the flow of goods in and out of Newfoundland and Labrador, government subsidized competitor. Discuss potential federal subsidies for revenue shortfalls and ongoing operations of cargo shipments to Newfoundland

Arranging meetings on behalf of Oceanex to discuss the flow of goods in and out of Newfoundland and Labrador, and the government's subsidy to Marine Atlantic Inc. Discuss potential federal subsidies for revenue shortfalls and ongoing operations of cargo shipments to Newfoundland

Discuss revenue shortfalls and ongoing operations of cargo shipments to Newfoundland.

The Tobacco Act - Tobacco Products Information Regulations and Tobacco Reporting Regulations Excise Tax Act - Part IX - with regard to tobacco products (within the meaning assigned by section 2 of the Excise Act, 2001) Excise Act, 2001 -with regard to tobacco duties, stamps or collection. Customs Act/Customs Tariff - with regard to customs duties on tobacco products.

Tobacco and Vaping Products Act with regards to the classification of tobacco and vaping products, product regulation, packaging and labeling Schedule 1 of the Excise Act 2001 (Sections 42, 43.1 and 58.2, subsections 216(2) and (3), and section 240) under the Rate of Duty on Tobacco Products Excise Act, 2001 -with regard to tobacco and vaping duties, stamps or collection. Customs Act/Customs Tariff - with regard to customs duties on tobacco and vaping products. Any new legislative or regulatory proposals or policies relating to tobacco and/or vaping including taxation, product regulation, flavouring, packaging and labeling requirements and contraband. Any new legislative or regulatory proposals or policies relating to the recycling of tobacco-related and vaping products. Any new legislative or regulatory proposals, or policies, relating to non-combustible, smoke-free, nicotine products Any new legislative or regulatory proposals, or policies, relating to harm reduction as it pertains to combustible tobacco products.

Recherche de financement et un soutien du gouvernement fédéral accru pour assurer la réussite et la pérennité du Programme?national d’alimentation scolaire universel. Collaborer avec les différents paliers de gouvernement, le secteur privé et les organisations communautaires pour établir un modèle de partage des coûts durable qui soutient en priorité les enfants et les milieux qui font face à des obstacles à une alimentation saine. "L’organisme défend et participe à la mise en œuvre des lois, politiques et programmes de financement pour instaurer un Programme?national d’alimentation scolaire universel, pérenne, et renforçant les liens avec les systèmes alimentaires locaux. La vision du Club des petits?déjeuners est celle d’un pays où tous les enfants ont accès chaque jour à des aliments nutritifs à l’école. Pour réaliser cette vision, l’organisme défend et participe à la mise en œuvre des lois, politiques et programmes de financement pour instaurer un Programme?national d’alimentation scolaire universel, pérenne, et renforçant les liens avec les systèmes alimentaires locaux. Il collabore avec les différents paliers de gouvernement, le secteur privé et les organisations communautaires pour établir un modèle de partage des coûts durable qui soutient en priorité les enfants et les milieux qui font face à des obstacles à une alimentation saine. Un financement et un soutien du gouvernement fédéral accru sont indispensables pour assurer la réussite et la pérennité de ce programme.

Seeking government funding through Employment and Social Development Canada to significantly improve service to CNIB library clients CNIB is working with Elections Canada to reduce barriers to voting for Canadians who are blind or partially sighted. CNIB is consulting on the development and implementation of Bill C-22. CNIB is consulting on copyright legislation in respect to the implementation of the Marrakesh Treaty and born accessible alternate format print mateirals.

Safe Food for Canadians Regulations, Part 13 Organic Products Regulations of the Seeds Act, regarding the needs and concerns of the organic sector, plant breeding and seed saving Regulations of the Plant Breeders' Rights Act, regarding the needs and concerns of the organic sector, plant breeding and seed-saving Regulations of the Pest Control Products Act, relating to the organic Permitted Substances List and organic pest control measures Regulations of the Fertilizers Act, regarding the review of organic fertilizers and allowable organic claims, relating to the implementation of the Organic Products Regulations Organic Products Regulations, regarding ongoing implementation and administrative policies Natural Health Products Regulations, relating to systems for natural health products that complement the Organic Products Regulations for food products and Canadian organic standards

CYBER SECURITY - Encourage the government to invest in cybersecurity innovation, talent, and infrastructure; modernize research and development; accelerate commercialization in the space; support the secure digitalization of small-and-medium-sized enterprises (SMEs); and improve the global competitiveness of Canada’s cybersecurity industry. ARTIFICIAL INTELLIGENCE - Advocate for future-proofed, globally competitive, and interoperable policies that position artificial intelligence as a positive economic driver, and support the responsible development, deployment, and use of AI in business. PRIVACY AND ACCESS TO INFORMATION - Ensure that the modernization of Canada’s privacy legislation strikes the right balance between protecting consumers and promoting the ability of firms to innovate and compete by responsibly and securely using data. HOUSING - Support policies that enable the creation of more housing supply, incentivize investment in residential construction, and restore housing affordability for Canadian families. NATIONAL SECURITY/ECONOMIC SECURITY - Advancing policies related to enhancing Canada’s economic and national security. Key priorities include strengthening economic resilience, prudently navigating geopolitical challenges to trade and international relations, safeguarding business operations against new and emerging threats, and fostering conditions for economic growth. TRANSPORTATION - Regarding the consistent funding of trade-enabling infrastructure projects; the development of a competitive and efficient transportation network including all modes of transportation. TELECOMMUNICATIONS - Creating the right investment incentives to foster vibrant competition in the sector as a whole; responding to decisions regarding third-party access that will impact the deployment of internet services in rural and remote communities; and responding to regulatory proposals re: cell phone pricing. TAXATION AND FINANCE – With regard to undertaking a comprehensive and independent tax system review. TAXATION AND FINANCE – With regard to the measurement and improvement of Canada’s tax competitiveness, including: reforming the taxation, remittance, filing and audit processes of Canadian businesses; removing tax barriers for childcare expenses; addressing the taxation of family business transfers; and mobilizing private capital for recovery and growth. TAXATION AND FINANCE - With regard to modernizing our financial systems through open banking and digital currencies TAXATION AND FINANCE - Responding to proposals addressing taxation of digital services. TAXATION AND FINANCE - Maintaining and expanding real-time data made freely available to Canadian businesses, municipalities, academic researchers, and community groups. SMALL BUSINESS – Legislation, regulations and support programs that give Canadian small and medium-sized enterprises (SMEs) the tools to grow in Canada and internationally, including reducing their red tape and compliance burden. PRIVACY AND ACCESS TO INFORMATION - Improving digital privacy legislation to meet the needs of industry. PENSIONS - Treatment of corporate pensions in the event of bankruptcy. NATURAL RESOURCES - Support for the adoption of policy recommendations to strengthen Canada’s world-leading position in the mining industry, oil and gas, and forestry products. OPEN DATA - Maintaining and expanding real-time data made freely available to Canadian businesses, municipalities, academic researchers, and community groups. LABOUR: Ensuring that any changes to the Canada Labour Code are implemented in response to defined and demonstrated issues and not to increase regulatory burdens for employers. INTERNATIONAL TRADE – With respect to issues relating to import and export controls INTERNATIONAL TRADE - Negotiating bilateral, regional, and multilateral trade agreements and promoting them to Canadian businesses. INTERNATIONAL TRADE - Improving federal laws and regulations pertaining to responsible business conduct r