Jared Borgersen

Business Risk Management Programs: Ensure program design and delivery effectively meet the needs of both new and established agricultural producers, with supports that reduce operational risk and assist the long-term stability of agriculture producers. Livestock traceability: Ensuring agricultural stakeholders are engaged in the early development of legislative and regulatory changes to address cost pressures, implementation feasibility, and regulatory burden. Bill C-273 An Act to Amend the Feeds Act, the Fertilizers Act, the Seeds Act, the Pest Control Act and the Food and Drugs Act: to ensure it give farmers faster access to safe and reliable new technologically advanced products or more crop input options. Bill S-238: An Act to enact the Climate-Aligned Finance Act and to make related amendments to other Acts – climate-aligned financial reporting will be a cost burden for agricultural producers, local municipal governments and small businesses in rural Saskatchewan. Agriculture-advocating on policies with regards to research and technology that drives innovation, maximizing productivity, and/or ensuring the sustainability of food systems. National Highway Funding - the need for a dedicated and permanent funding model. Infrastructure: The importance of dedicated funding for rural municipal infrastructure projects to Canada's economy. Firearms: Participating in consultations on reducing rural crime and policy consultations to acts, regulations and programs relative to the possession, acquisition of firearms and disposal of firearms. Emission reductions - Focus on the agricultural practices in Saskatchewan that are contributing to carbon emission reductions while improving the competitiveness and profit of producers. Emergency Management - concerns that rural municipalities have with respect to obtaining operational and capital funding for training, equipment and infrastructure for rural Saskatchewan emergency responders. Critical Minerals - The importance to rural economic development, future energy needs, the economy and agricultural producers in Saskatchewan as well the importance to the Canadian economy and to global food security. Telecommunications: Radio license fees and renewals for public safety responders- discuss the importance for radio license fees and renewals to be at reasonable rates for volunteer emergency responders. Bill C-2: An Act respecting certain measures relating to the security of the border between Canada and the United States and respecting other related security measures. Concerns over wait times, drug trafficking, immigration, and funding. Bill S-230: An Act respecting the development of a natural strategy for soil health protection, conservation and enhancement. The importance of working with municipal governments when determining a national strategy. Water treatment systems; alternative water treatment technologies continue to be explored to allow options for rural municipalities. Water Infrastructure – the need for funding to develop and enhance water storage, conservation and distribution infrastructure for potable and non-potable water. Vaccines: SARM would like more federal investments into VIDO here in Saskatchewan for vaccine development, research and storage. Trade Agreements: Canada European Union Comprehensive Economic and Trade Agreement, (CETA) and Canada-United States-Mexico Agreement (CUSMA), our request is to better international trade for agriculture producers. The Rural Municipal (RM) Tax Loss Compensation Fund and the Rural Municipal Specific Claims Tax Loss Compensation Fund, which are tied to the Saskatchewan Treaty Land Entitlement Framework Agreement, continue to decrease in funds and is unsustainable without municipalities absorbing significant reduction in monies from the Funds. The Agreement need to be reviewed. Species at Risk Act (SARA) - providing input on consultations to the Committee on the Status of Endangered Wildlife in Canada and amendments to SARA. Rural Health

Business Risk Management Programs: Ensure program design and delivery effectively meet the needs of both new and established agricultural producers, with supports that reduce operational risk and assist the long-term stability of agriculture producers. Livestock traceability: Ensuring agricultural stakeholders are engaged in the early development of legislative and regulatory changes to address cost pressures, implementation feasibility, and regulatory burden. Bill C-273 An Act to Amend the Feeds Act, the Fertilizers Act, the Seeds Act, the Pest Control Act and the Food and Drugs Act: to ensure it give farmers faster access to safe and reliable new technologically advanced products or more crop input options. Bill S-238: An Act to enact the Climate-Aligned Finance Act and to make related amendments to other Acts – climate-aligned financial reporting will be a cost burden for agricultural producers, local municipal governments and small businesses in rural Saskatchewan. Agriculture-advocating on policies with regards to research and technology that drives innovation, maximizing productivity, and/or ensuring the sustainability of food systems. National Highway Funding - the need for a dedicated and permanent funding model. Infrastructure: The importance of dedicated funding for rural municipal infrastructure projects to Canada's economy. Firearms: Participating in consultations on reducing rural crime and policy consultations to acts, regulations and programs relative to the possession, acquisition of firearms and disposal of firearms. Emission reductions - Focus on the agricultural practices in Saskatchewan that are contributing to carbon emission reductions while improving the competitiveness and profit of producers. Emergency Management - concerns that rural municipalities have with respect to obtaining operational and capital funding for training, equipment and infrastructure for rural Saskatchewan emergency responders. Critical Minerals - The importance to rural economic development, future energy needs, the economy and agricultural producers in Saskatchewan as well the importance to the Canadian economy and to global food security. Telecommunications: Radio license fees and renewals for public safety responders- discuss the importance for radio license fees and renewals to be at reasonable rates for volunteer emergency responders. Bill C-2: An Act respecting certain measures relating to the security of the border between Canada and the United States and respecting other related security measures. Concerns over wait times, drug trafficking, immigration, and funding. Bill S-230: An Act respecting the development of a natural strategy for soil health protection, conservation and enhancement. The importance of working with municipal governments when determining a national strategy. Water treatment systems; alternative water treatment technologies continue to be explored to allow options for rural municipalities. Water Infrastructure – the need for funding to develop and enhance water storage, conservation and distribution infrastructure for potable and non-potable water. Vaccines: SARM would like more federal investments into VIDO here in Saskatchewan for vaccine development, research and storage. Trade Agreements: Canada European Union Comprehensive Economic and Trade Agreement, (CETA) and Canada-United States-Mexico Agreement (CUSMA), our request is to better international trade for agriculture producers. The Rural Municipal (RM) Tax Loss Compensation Fund and the Rural Municipal Specific Claims Tax Loss Compensation Fund, which are tied to the Saskatchewan Treaty Land Entitlement Framework Agreement, continue to decrease in funds and is unsustainable without municipalities absorbing significant reduction in monies from the Funds. The Agreement needs to be reviewed. Species at Risk Act (SARA) - providing input on consultations to the Committee on the Status of Endangered Wildlife in Canada and amendments to SARA. Rural Healt

Business Risk Management Programs: Ensure program design and delivery effectively meet the needs of both new and established agricultural producers, with supports that reduce operational risk and assist the long-term stability of agriculture producers. Livestock traceability: Ensuring agricultural stakeholders are engaged in the early development of legislative and regulatory changes to address cost pressures, implementation feasibility, and regulatory burden. Bill C-273 An Act to Amend the Feeds Act, the Fertilizers Act, the Seeds Act, the Pest Control Act and the Food and Drugs Act: to ensure it give farmers faster access to safe and reliable new technologically advanced products or more crop input options. Bill S-238: An Act to enact the Climate-Aligned Finance Act and to make related amendments to other Acts – climate-aligned financial reporting will be a cost burden for agricultural producers, local municipal governments and small businesses in rural Saskatchewan. Agriculture-advocating on policies with regards to research and technology that drives innovation, maximizing productivity, and/or ensuring the sustainability of food systems. National Highway Funding - the need for a dedicated and permanent funding model. Infrastructure: The importance of dedicated funding for rural municipal infrastructure projects to Canada's economy. Firearms: Participating in consultations on reducing rural crime and policy consultations to acts, regulations and programs relative to the possession, acquisition of firearms and disposal of firearms. Emission reductions – Focus on the agricultural practices in Saskatchewan that are contributing to carbon emission reductions while improving the competitiveness and profit of producers. Emergency Management - concerns that rural municipalities have with respect to obtaining operational and capital funding for training, equipment and infrastructure for rural Saskatchewan emergency responders. Critical Minerals - The importance to rural economic development, future energy needs, the economy and agricultural producers in Saskatchewan as well the importance to the Canadian economy and to global food security. Telecommunications: Radio license fees and renewals for public safety responders- discuss the importance for radio license fees and renewals to be at reasonable rates for volunteer emergency responders. Bill C-2: An Act respecting certain measures relating to the security of the border between Canada and the United States and respecting other related security measures. Concerns over wait times, drug trafficking, immigration, and funding. Bill S-230: An Act respecting the development of a natural strategy for soil health protection, conservation and enhancement. The importance of working with municipal governments when determining a national strategy. Water Infrastructure – the need for funding to develop and enhance water storage, conservation and distribution infrastructure for potable and non-potable water. Trade Agreements: Canada-European Union Comprehensive Economic and Trade Agreement, (CETA) and Canada-United States-Mexico Agreement (CUSMA), our request is to better international trade for agriculture producers. The Rural Municipal (RM) Tax Loss Compensation Fund and The Rural Municipal Specific Claims Tax Loss Compensation Fund, which are tied to Saskatchewan Treaty Land Entitlement Framework Agreement, continue to decrease in funds and is unsustainable without municipalities absorbing significant reduction in monies from the Funds. The Agreement needs to be reviewed. Species at Risk Act (SARA) - providing input on consultations to the Committee on the Status of Endangered Wildlife in Canada and amendments to SARA. Rural Healthcare- funding for increase recruitment and retention of healthcare workers in remote and rural areas of Saskatchewan Rural Crime: ensuring rural Saskatchewan is represented in discussions on public safety. Volunteer Emergency Responders Funding - Volunteer emergenc

Business Risk Management Programs: Ensure program design and delivery effectively meet the needs of both new and established agricultural producers, with supports that reduce operational risk and assist the long-term stability of agriculture producers. Livestock traceability: Ensuring agricultural stakeholders are engaged in the early development of legislative and regulatory changes to address cost pressures, implementation feasibility, and regulatory burden. Bill C-273 An Act to Amend the Feeds Act, the Fertilizers Act, the Seeds Act, the Pest Control Act and the Food and Drugs Act: to ensure it give farmers faster access to safe and reliable new technologically advanced products or more crop input options. Bill S-238: An Act to enact the Climate-Aligned Finance Act and to make related amendments to other Acts – climate-aligned financial reporting will be a cost burden for agricultural producers, local municipal governments and small businesses in rural Saskatchewan. Agriculture-advocating on policies with regards to research and technology that drives innovation, maximizing productivity, and/or ensuring the sustainability of food systems. Irrigation infrastructure for agriculture in Saskatchewan. Need a joint infrastructure agreement with Saskatchewan. National Highway Funding - the need for a dedicated and permanent funding model. Infrastructure: The importance of dedicated funding for rural municipal infrastructure projects to Canada's economy. Firearms: Participating in consultations on reducing rural crime and policy consultations to acts, regulations and programs relative to the possession, acquisition of firearms and disposal of firearms. Emission reductions - Focus on the agricultural practices in Saskatchewan that are contributing to carbon emission reductions while improving the competitiveness and profit of producers. Emergency Management - concerns that rural municipalities have with respect to obtaining operational and capital funding for training, equipment and infrastructure for rural Saskatchewan emergency responders. Critical Minerals - The importance to rural economic development, future energy needs, the economy and agricultural producers in Saskatchewan as well the importance to the Canadian economy and to global food security. Telecommunications: Radio license fees and renewals for public safety responders- discuss the importance for radio license fees and renewals to be at reasonable rates for volunteer emergency responders. Bill C-2: An Act respecting certain measures relating to the security of the border between Canada and the United States and respecting other related security measures. Concerns over wait times, drug trafficking, immigration, and funding. Bill S-230: An Act respecting the development of a natural strategy for soil health protection, conservation and enhancement. The importance of working with municipal governments when determining a national strategy. Water treatment systems; alternative water treatment technologies continue to be explored to allow options for rural municipalities. Water Infrastructure – the need for funding to develop and enhance water storage, conservation and distribution infrastructure for potable and non-potable water. Vaccines: SARM would like more federal investments into VIDO here in Saskatchewan for vaccine development, research and storage. Trade Agreements: Canada European Union Comprehensive Economic and Trade Agreement, (CETA) and Canada-United States-Mexico Agreement (CUSMA), our request is to better international trade for agriculture producers. The Rural Municipal (RM) Tax Loss Compensation Fund and the Rural Municipal Specific Claims Tax Loss Compensation Fund, which are tied to the Saskatchewan Treaty Land Entitlement Framework Agreement, continue to decrease in funds and is unsustainable without municipalities absorbing significant reduction in monies from the Funds. The Agreement need to be reviewed. Species at Risk Act (SARA) - providing input o

Regulations, policies and programs to support chain efficiency and resiliency in Canada. Discussing with government the Canadian Transportation Act with respect to potential changes that have a direct impact on rail/trucking transportation along with port activities. Discussing with government the Shipping Conference Exemption Act - in Budget 2023 released on March 28, 2023 the federal government committed to launching a review of SCEA to improve marine shipping competition. Discussing with government review of the Canadian Transportation Act and impact on both domestic and international trade. Discussing with government the Rail Passenger Priority Act - this enactment amends the Canada Transportation Act to require that railway companies give priority to passenger rail service over the movement of freight and to provide for administrative monetary penalties for contraventions of this requirement. Discussing with government the Ports Modernization Review - increased accountability of Canadian Port Authorities is required, including introducing potential regulations to challenge excessive fees, charges, common use of the facilities, and protect users from unfair competition by the port against its tenants. Discussing with government Bill C-49, Transportation Modernization Act with respect to potential changes that have a direct impact on rail/trucking transportation along with port activities.

Impact of work stoppages in Canadian supply chains. Implementation of Transportation Modernization Act including development of regulations relating to transportation data reporting; amendments to shipper remedies; response to recommendations of the National Supply Chain Task Force; response to Transport Canada internal rail freight review. governance and regulation of ports and port charges - Canada Marine Act, Canada Transportation Act

For the National Adaptation Strategy, we recommend that government consider the importance of consumer education, as well as incentive programs to help Canadian homeowners and business owners "climate proof" their properties. For the National Flood Insurance Program for High-Risk Properties, we recommend that government and the private sector partner on this important initiative, and that the private sector (insurers and brokers) must play an integral role in the delivery of the program. " We also highly recommend a federal earthquake solution" The Bank Act, with respect to the separation of banking and insurance Open banking with respect to consumer protection issues. Cyber Security - raising awareness of cyber attacks on small businesses and proposing a program to incentivize businesses to take protective measures.

For the National Adaptation Strategy, we recommend that government consider the importance of consumer education, as well as incentive programs to help Canadian homeowners and business owners "climate proof" their properties. For the National Flood Insurance Program for High-Risk Properties, we recommend that government and the private sector partner on this important initiative, and that the private sector (insurers and brokers) must play an integral role in the delivery of the program. We also recommend a federal earthquake solution. The Bank Act, with respect to the separation of banking and insurance. Open Banking with respect to consumer protection issues. Cyber Security - raising awareness of cyber attacks on small businesses and proposing a program to incentivize businesses to take protective measures. Bill C-74 Budget Implementation Act, Regulations with respect to fintech entities. Auto Theft - advocating for a collaborative approach, with a range of potential solutions, including: improve and modernize anti-theft devices in vehicles; increase inspections at ports before cars are shipped overseas; bolster law enforcement resources and activities; and consider tougher penalties for these crimes.

Introduction of a tax credit for homeowners and businesses altering or renovating their property to increase resilience from weather related damage. Introduction of a tax credit for SME's to invest in their cyber security. Creation of a federal earthquake insurance solution. Creation of a National Flood Insurance program. Maintaining Bank Act legislative provisions that restrict banks from marketing insurance in their branch network at the point of granting credit.

Housing and modular construction -- opportunities, policies/programs or legislations to increase the use of steel in housing. Sustainability; emissions reduction; transition to greener economy - material neutral procurement policies - considerations for circular economy, reuse and reduce Free and Fair Trade through: - Federal government enforcement and support of the Canadian International Trade Tribunal (CITT) rulings for the benefit of Canadian companies and their employees - Increased penalties, boarder resources and enforcement to prevent trade circumvention - International and Canadian tariffs - CUSMA renegotiations Fair & Equitable Access for Canadian Companies to Canadian Infrastructure Construction Projects: - Minimum Canadian Content - Procurement Bid Balancing - Climate/carbon procurement - Procurement Reciprocity

Promote the benifits of choosing Canadian steel in government-sponsored infrastructure and construction programs, including homebuilding and Build Canada Homes. Procurement reforms to prioritize Canadian steel in federally funded projects. Proposals include “Buy Canadian” requirements, minimum domestic content standards, and mandatory disclosure of country of melt and pour. CISC is seeking trade enforcement measures to protect domestic industry. Priorities include combating steel dumping, aligning Canadian tariffs with U.S. measures, and closing circumvention loopholes.

NATIONAL ZERO-EMISSIONS VEHICLE STRATEGY: Communicating with government officials about the National Zero-Emissions Vehicle Strategy, more specifically (i) providing expert industry input on the strategy, (ii) participating in various advisory groups and (iii) participating in the government review and any future activities related to this topic. These communications will involve discussions about design, infrastructure, incentives, supply, and public awareness. NEW MARKET ENTRANTS: Communicating with government officials about new market entrants into Canada, including ensuring there is a level playing field with automakers regarding the sale and assembly of vehicles in Canada. INTERNATIONAL TRADE: Communicating with government officials about international trade, trade issues and support measures related to the automotive industry and automotive manufacturing, including potential tariffs on automobiles, automotive parts and batteries. GHG REGULATIONS: Communicating with government officials about greenhouse gas regulations and any related consultations with respect to the current or future Canadian standards. COMPETITIVENESS AND ECONOMIC & TRADE UNCERTAINTY: Communicating with government officials about potential support, policies and programs, including but not limited to the Auto Strategy and its pillars, Employment Insurance (EI), preventing labour disruptions (and to re-train employees) and maintain manufacturing competitiveness given the current economic and trade uncertainty. STRATEGIC RESPONSE FUND (SRF) AND STRATEGIC INNOVATION FUND ("SIF"): Communicating with government officials about funding under the Strategic Innovation Fund and the newly created Strategic Response Fund, to ensure and maintain the competitiveness of automobile manufacturing in Canada. REGIONAL ECONOMIC DEVELOPMENT - Communicating with government officials about regional economic development programs and funding, including those offered by the Federal Economic Development Agency. BANK ACT: Communicating with the Government of Canada about the statutory review of the Bank Act, SC 1991, c. 46, more specifically about vehicle leasing. VEHICLE THEFT: Communicating with government officials about vehicle thefts across Canada, including measures to limit vehicle theft. The goal of these communications is, in part, to ensure cross-departmental coordination in addressing the issue. TRAVEL DOCUMENTS: Communicating with government officials about the processing of travel documents, more specifically visas. MOTOR VEHICLE SAFETY ACT: Communicating with government officials about the Motor Vehicle Safety Act, more specifically (i) alignment with American safety standards, (ii) flexibility on regulations for vehicles, (iii) target setting for greenhouse gas emissions and (iv) improved recall completion rates. MEASURES AGAINST FORCED AND CHILD LABOUR: Communicating with government officials about measures to eliminate forced and child labour, more specifically (i) monitoring legislative and regulatory developments to increase supply chain transparency and (ii) ensuring industry has enough time to comply with future supply chain transparency obligations. LUXURY TAX: Communicating with government officials about luxury taxes, more specifically (i) ensuring luxury taxes are removed from electric vehicles ("EVs"), (ii) ensuring luxury taxes are removed (or reduced) on recreational boats and (iii) ensuring luxury taxes do not conflict with other government measures, including reductions in greenhouse gas emissions. INVESTMENT TAX INCENTIVES: Communicating with government officials about investment tax incentives under the Income Tax Act, including the Investment Tax Credit ("ITC"). INTERNATIONAL STUDENT WORK: Communicating with government officials about international students, more specifically eligibility for off-campus work during studies at a designated learning institutions (“DLIs”). ELECTRIC VEHICHLE ("EV") INFRASTRUCTURE: Communicating with government officia

Exploring innovative conservation and stewardship financing initiatives. Encouraging the creation of policies that would support Indigenous leadership in conservation efforts, such as Indigenous Protected and Conserved Areas. Encouraging the creation of policies that would support Indigenous Guardians and create jobs and economic development in Indigenous communities.

Exploring innovative conservation and stewardship financing initiatives. • Encouraging the creation of policies that would support boreal conservation and forest-related climate change action across the country. Encouraging the creation of policies that would support Indigenous leadership in conservation efforts, such as Indigenous Protected and Conserved Areas. Encouraging the creation of policies that would support Indigenous Guardians and create jobs and economic development in Indigenous communities.

• Exploring innovative conservation and stewardship financing initiatives. • Encouraging the creation of policies that would support Indigenous leadership in conservation efforts, such as Indigenous Protected and Conserved Areas. • Encouraging the creation of policies that would support Indigenous Guardians and create jobs and economic development in Indigenous communities. • Encouraging the creation of policies that would support boreal conservation and forest-related climate change action across the country.

Communication regarding the competitiveness of Canada's auto sector. Federal policies as they relate to implementation of new consumer and business incentives for electrified light duty passenger vehicles, and other initiatives to promote electrified vehicle uptake. Communication regarding transportation, vehicle electrification and reducing carbon emissions, as it relates to the development of new GHG emissions reductions regulations for new vehicle purchases and other related policies and programs to increase ZEV adoption and to reduce emissions, including ZEV charging and refueling infrastructure development. Communication and education regarding Toyota's business in Canada. Communication regarding the adoption of hydrogen technologies in transportation and industrial applications, including hydrogen fueling infrastructure development. The Bank Act as it relates to the Department of Finance's Consultation on Proposals to Strengthen Canada’s Financial Sector and to proposed amendments in the 2025 Federal Budget. Engage the federal government regarding Canada Revenue Agency guidance and the Taxpayer Bill of Rights. Communication regarding trade related issues, including free trade agreements such as the Canada-US-Mexico Free Trade Agreement, as it relates to the auto industry. Regulation and legislation related to reporting on labour practices in the supply chain to ensure that industry has the appropriate time and information to be compliant. The Energuide labels for vehicles inclusive of label design and required information to be displayed. Communication regarding vehicle repair related issues, including the Consumer Protection Act, as it relates to the auto industry. The Canadian Environmental Protection Act as it relates to various regulations and policies regarding zero-emissions sales mandates. The Canadian Environmental Protection Act as it relates to various regulations and policies regarding the prohibition of toxic substances. The Canadian Environmental Protection Act as it relates to various regulations and policies regarding the Passenger Vehicle and Light Truck Greenhouse Gas Emissions related to fleet average greenhouse gas emission standards for vehicles, testing procedures and credit system. The Canadian Environmental Protection Act as it relates to various regulations and policies regarding the On-Road Vehicle and Engine and Emissions Regulations, related to light duty vehicle fleet average emissions standards, certification and reporting requirements. Public safety with respect to the illegal export of stolen vehicles through Canadian Ports. Natural Resources Canada’s Fuel Consumption Guide as it deals with Fuel consumption used to generate the Natural Resources Canada’s Fuel Consumption Guide. Canadian Motor Vehicle Safety Act as it relates to various technical safety standards and ministerial authority to recall.

Discussions relating to the legislative, regulatory, and policy developments related to digital currencies and cryptoassets Providing input on the prudential regulation of the banking sector Providing input on amendments to the Bank Act Providing input on federal budget measures that may impact the banking sector Discussions on supporting women’s advancement, career opportunities, and equitable outcomes in the financial services sector Discussing the Accessible Canada Act with the purpose of identifying, removing and preventing barriers for people with disabilities Discussions on strategies to mitigate tariff risks and navigate the review of the Canada-United States-Mexico Agreement Providing input on effective Artificial Intelligence regulation to balance risks and foster innovation Providing input on the regulatory framework to facilitate the process to become a federal credit union and support their operations Discussing plans on the Data Collection Modernization initiative Providing views on the Macroeconomic Stress Test (MST) 2.0 review Discussing Bill C-27 – Digital Charter Implementation Act, 2022, relating to the privacy and artificial intelligence provisions Discussions relating to the efficiency and effectiveness of the financial sector regulatory system Discussions on consumer issues relating to potential postal strike ensuring an appropriate scope of guidance Providing inputs on criminal interest rate as it relates to the calculation of the rate and exclusions Office of the Superintendent of Financial Institutions guidelines with respect to capital adequacy requirements, prudential limits and restrictions, accounting and disclosure, and sound business and financial practices Providing inputs on OSFI regulations and draft guidelines including in connection with culture, integrity and security, third-party risk, and operational risk Providing input on the development of the Consumer-Driven Banking Framework Providing inputs on Basel III Implementation with respect to capital floor phase-in and risk weights Providing inputs on Competition Act amendments Personal Information Protection and Electronic Documents Act (PIPEDA): seeking workable, practical approaches in the reform of PIPEDA Excise Tax Act with respect to Goods and Services Tax (GST) and Harmonized Sales Tax (HST) Support the development of an innovative, efficient, and secure payments ecosystem in Canada that benefits consumers Support the goals outlined in the National Cyber Security Strategy and collaborate with government, including the Canadian Centre for Cyber Security, to strengthen Canada’s cyber resiliency The Access to Basic Banking Services: seeking to clarify appropriate identification for opening accounts and to make account opening procedures more workable U.S. Mexico Canada Agreement (USMCA), trade agreements with other jurisdictions, World Trade Organization rules regarding cross-border trade in financial services Support the Government initiative of modernizing the Employment Equity Act and provide input to further strengthen the Act. Discussion relating to agricultural financing, including the efficient administration of the Advance Payments Program and the Canada Loan Administration Act Discussions relating to the development of Financial Consumer Protection Framework and voluntary commitments to promote protection for consumers Capital markets statutory, regulatory and self-regulatory organization regime applicable to banks as corporate issuers and their provincially regulated subsidiaries that are capital markets participants Discussion relating to housing finance framework, including reforms to expand housing supply, mortgage underwriting regulations and covered bonds Providing inputs on climate standards and disclosures Corporate governance statutory and regulatory regime for banks Canada Labour Code with respect to (i) impact on bank management of human resources, (ii) review of Part III of the Canada Labour Code, (iii) flexible work

The federal government's review and involvement of open banking in Canada's financial sector, as well as the modernization of federal privacy laws Work with the federal government to develop policies that seek greater transparency and a frictionless experience for Canadian consumers, promoting greater competition in the financial sector. The Canadian Payments Act, with respect to membership, governance, funding, liability, and other provisions, as well as payment system modernization The government's review of the financial sector legislative framework with a focus on the digitalization of money The Retail Payments Oversight Framework, with respect to market conduct, liability, end-user funds safeguarding, operational risk mitigation, and other provisions.

Work with the federal government to develop policies that seek greater transparency and a frictionless experience for Canadian consumers, promoting greater competition in the financial sector. The Retail Payments Oversight Framework, with respect to market conduct, liability, end-user funds safeguarding, operational risk mitigation, and other provisions. The government's review of the financial sector legislative framework with a focus on the digitalization of money The federal government's review and involvement of open banking in Canada's financial sector, as well as the modernization of federal privacy laws The Canadian Payments Act, with respect to membership, governance, funding, liability, and other provisions, as well as payment system modernization.

CRA Electronic Filing Program - Discussions with officials on how to enhance electronic filing for Canadian taxpayers. Financial Consumer Agency of Canada - Promote industry collaboration to increase financial literacy of Canadians. SimpleFile - Promote industry collaboration in offering telefiling services to low-income Canadians as identified by the CRA. Electronic consent - Discussions with government officials to permit the use of electronic signature and forms for tax returns by the tax preparation industry. Data-sharing - Discussions with government officials to examine statistical data-sharing. Community Volunteer Income Tax Program - Promote industry collaboration to increase tax filing by Canadians. Canadian Emergency Response Benefit - Discussions with government officials on individual taxation policy. Automated tax filing - discussions with government officials on the proposal to implement automated tax filing in Canada.