Lucie Seguin

To advance policy and regulatory considerations related to prepaid as a method of disbursement of government funding to citizens. To respond to any potential amendments to Canada’s Prepaid Payment Products Regulations, Canada's Anti-Money Laundering and Anti-Terrorist Financing Regime and its Regulations, and to inform the development of regulations required to support the implementation of the Retail Payments Oversight Framework and the development of Canada’s Open Banking system. To advance policy and regulatory considerations related to Canada’s prepaid payment card market with respect to Financial Literacy, Consumer Protection, Open Banking and the Retail Payments Oversight Framework, and security and anti-money laundering. Legislation related to the prepaid payments industry in Canada, including the Canadian Payments Act, and upcoming legislation to enable the Retail Payments Oversight Framework and the development of Canada’s Open Banking system

To respond to any potential amendments to Canada’s Prepaid Payment Products Regulations, Canada's Anti-Money Laundering and Anti-Terrorist Financing Regime and its Regulations, and to inform the development of regulations required to support the implementation of the Retail Payments Oversight Framework and the development of Canada’s Open Banking system. To advance policy and regulatory considerations related to Canada’s prepaid payment card market with respect to Financial Literacy, Consumer Protection, Open Banking and the Retail Payments Oversight Framework, and security and anti-money laundering, Legislation related to the prepaid payments industry in Canada, including the Canadian Payments Act, and upcoming legislation to enable the Retail Payments Oversight Framework and the development of Canada’s Open Banking system

Veterans Independence Program, respecting extension to Royal Canadian Mounted Police veterans. Royal Canadian Mounted Police Superannuation Act, respecting marriage after retirement or over the age of 60; immediate indexation of Canadian Forces Superannuation Act and Royal Canadian Mounted Police Superannuation Act pensions; pension plan funding and security of benefits; and Pension Advisory Committee. Registered Retirement Savings Plans, Registered Retirement Income Fund and Tax Free Savings Accounts, respecting coordination and enhancement of programs. Public Service Superannuation Act, respecting annual statement of benefits for pensioners. Public Service Health Care Plan and Pensioner Dental Service Plan, respecting coordination of plans and maintenance/enhancement. Previously known as Bill C-357 of the 42nd Parliament, An Act to amend the Public Service Superannuation Act (Group 1 contributors); with respect to discussions with government officials the implications of this bill and current legislation on retirees, and the need to fix a gap that emerged following 2012 changes to the federal public service pension plan (specifically, veterans who transfer their pensionable military service to the public service pension plan after 2013 are subject to a later retirement date, even though they have served Canada prior to the cut-off date). Policies and programs which may enhance and protect the rights and well-being of veterans and their families, included, but not limited to The Veterans Well-being Act (S.C. 2005, c. 21), the Pension Act, R.S.C. 1985, c. P-6 as amended and the Veterans Benefit Act, R.S.C. 1970, V-2 as amended. Old Age Security and Guaranteed Income Supplement, respecting coordination and enhancement of programs. Marriage after retirement or over the age of 60; Pension Advisory Committee; pension plan funding and security of benefits. Maintain Canada Health Act and equitable health care access. Implementation of a national pharmacare program that responds to recommendations made by the Advisory Council on the Implementation of National Pharmacare. Government of Canada Workplace Charitable Campaign (GCWCC) and recognition of Federal Retiree as the leading representative body for retirees (or retired public servants, members of the CAF and members of the RCMP). Ensure that the Pension Benefit Standards Act remains unchanged with respect to protecting defined benefit pension plans and changes that would undermine them. Discussions with government officials to ensure and discuss the progress of implementing a national seniors strategy which will encourage and promote the wellness and independence of older Canadians. Canadian Forces and Public Service Supplementary Death Benefit, respecting discriminatory differences. Canada Pension Plan/Quebec Pension Plan, respecting coordination of superannuation plans and enhancement.

Engagement on planning for FIFA related to tourism, economic development, and opportunities to pilot programs at Toronto Pearson to improve passenger experience. Canada's international relations, as it relates to Toronto Pearson International Airport. Engagement with respect to planning, development and construction of Pearson LIFT National Airports Policy with respect to airport development in Greater Toronto Area Understanding obligations under the Official Languages Act Regulations with respect to the Aeronautics Act, particularly updating Pearson's Airport Zoning Regulations Regulations with respect to data sharing, aviation performance reporting, Customs Act, Canadian Transportation Act Proposal related to the implementation of Arrivals Duty Free to permit the sale of duty free goods at Canadian airports to international travellers upon arrival National Airports Policy with respect to responsibility for aviation security National Airports Policy, with respect to increasing access to capital funding National Airports Policy, related to potential impacts of industry labour issues National Airports Policy, regarding implementation of workplace programs and investment in local transit for better access to airport jobs and regarding Toronto Pearson's role as a mobility hub National Airports Policy, regarding federal minimum wage National Airport Policy with regards to the Ground Lease, and amendments to support growth and sector recovery International Air Policy, regarding liberalization of air policy and bilateral air service agreements Climate Change, examining opportunities with regards to reductions of greenhouse gas emissions, and development of alternative fuel sources Canadian Aviation Security Measures, regarding implementation of airport security Border Enforcement policy, regarding implementation of passenger facilitation to improve customer service Border Enforcement Policy, enhancing digitalization of border processing to enhance passenger experience

Monitor developments relating to oversight of cryptocurrency, including stablecoin. Monitor development of Consumer Directed Banking - consultations and studies, legislation and regulation. Monitor developments relating to government support for small business in Canada. Monitor development of the RPAA with respect to regulation of payment networks. Monitor development of privacy and AI policy, with respect to payments and data. Monitor implementation of Payment Card Networks Act with regard to debit and credit cards and other ecosystem developments. Monitor implementation of and compliance with the Code of Conduct for the Credit and Debit Industry in Canada. Monitor developments to immigration policy as it relates to skilled labour. Monitor developments the Payment Card Networks Act with respect to payment card network operators, and any other legislation seeking to amend that Act. Monitor developments relating to the Voluntary Interchange Commitment and other initiatives related to cost of acceptance. Monitor developments relating to international trade discussions, including the Canada-US-Mexico Agreement and WTO reform with respect to data flows and electronic payments. Monitor developments relating to government-supported tree planting programs, Monitor developments regarding Proceeds of Crime and Terrorist Financing Act and regulations with respect to credit card accounts and prepaid. Monitor developments regarding breach tracking and reporting regulations under, and review of, the Personal Information Protection and Electronic Documents Act. Monitor developments associated with global humanitarian aid efforts with respect to financial inclusion and electronification of aid and exploring opportunities for private-public sector partnerships in administering aid. Monitor developments and opportunities regarding greater government use of electronic payments. Seek opportunities for greater usage of products and services by federal government. Monitor development of the Government’s innovation agenda with respect to the digital economy and Digital ID. Monitor development of regulations pursuant to the Bank Act with respect to credit card issuer practices. Monitor development of Faster Payments initiatives as the government moves toward payments modernization. Monitor development of cybersecurity policies with respect to payments. Monitor Bank Act policies with respect to prepaid cards.

Visa Canada conducts infrequent communication with the Office of the Privacy Commissioner and Industry Canada regarding privacy matters related to payment systems, and policies concerning privacy generally. Disscuss opportunities for greater government acceptance of Visa products. Discuss potential cost savings for government disbursement programs with the elimination of cheques and their replacement with electronic payments. Discuss policy options and industry evolution with respect to the Department of Finance's ongoing review of Open Banking, also know as Consumer Directed Finance. Discuss implementation and clarifications of the Code of Conduct for Credit and Debit Card Networks, including potential future amendments to the Code. Discuss government programs to promote Financial Literacy and Financial Inclusion. Discuss financial sector policy matters, in particular: privacy legislation; payments system developments; government policies related to payments, e-commerce and data security; Bank Act legislative and regulatory changes.