Tony Loffreda

Donner des conseils et des avis sur les représentants gouvernementaux à rencontrer. Aider à obtenir des contrats d'équipements pour la défense du gouvernement fédéral

Seeking procurement and defence requirement information in order to provide strategic advice as appropriate on various defence contract opportunities.

Discussions relating to the legislative, regulatory, and policy developments related to digital currencies and cryptoassets Providing input on the prudential regulation of the banking sector Providing input on amendments to the Bank Act Providing input on federal budget measures that may impact the banking sector Discussions on supporting women’s advancement, career opportunities, and equitable outcomes in the financial services sector Discussing the Accessible Canada Act with the purpose of identifying, removing and preventing barriers for people with disabilities Discussions on strategies to mitigate tariff risks and navigate the review of the Canada-United States-Mexico Agreement Providing input on effective Artificial Intelligence regulation to balance risks and foster innovation Providing input on the regulatory framework to facilitate the process to become a federal credit union and support their operations Discussing plans on the Data Collection Modernization initiative Providing views on the Macroeconomic Stress Test (MST) 2.0 review Discussing Bill C-27 – Digital Charter Implementation Act, 2022, relating to the privacy and artificial intelligence provisions Discussions relating to the efficiency and effectiveness of the financial sector regulatory system Discussions on consumer issues relating to potential postal strike ensuring an appropriate scope of guidance Providing inputs on criminal interest rate as it relates to the calculation of the rate and exclusions Office of the Superintendent of Financial Institutions guidelines with respect to capital adequacy requirements, prudential limits and restrictions, accounting and disclosure, and sound business and financial practices Providing inputs on OSFI regulations and draft guidelines including in connection with culture, integrity and security, third-party risk, and operational risk Providing input on the development of the Consumer-Driven Banking Framework Providing inputs on Basel III Implementation with respect to capital floor phase-in and risk weights Providing inputs on Competition Act amendments Personal Information Protection and Electronic Documents Act (PIPEDA): seeking workable, practical approaches in the reform of PIPEDA Excise Tax Act with respect to Goods and Services Tax (GST) and Harmonized Sales Tax (HST) Support the development of an innovative, efficient, and secure payments ecosystem in Canada that benefits consumers Support the goals outlined in the National Cyber Security Strategy and collaborate with government, including the Canadian Centre for Cyber Security, to strengthen Canada’s cyber resiliency The Access to Basic Banking Services: seeking to clarify appropriate identification for opening accounts and to make account opening procedures more workable U.S. Mexico Canada Agreement (USMCA), trade agreements with other jurisdictions, World Trade Organization rules regarding cross-border trade in financial services Support the Government initiative of modernizing the Employment Equity Act and provide input to further strengthen the Act. Discussion relating to agricultural financing, including the efficient administration of the Advance Payments Program and the Canada Loan Administration Act Discussions relating to the development of Financial Consumer Protection Framework and voluntary commitments to promote protection for consumers Capital markets statutory, regulatory and self-regulatory organization regime applicable to banks as corporate issuers and their provincially regulated subsidiaries that are capital markets participants Discussion relating to housing finance framework, including reforms to expand housing supply, mortgage underwriting regulations and covered bonds Providing inputs on climate standards and disclosures Corporate governance statutory and regulatory regime for banks Canada Labour Code with respect to (i) impact on bank management of human resources, (ii) review of Part III of the Canada Labour Code, (iii) flexible work

Registration of Tax Preparers Program (RTPP) - Provide input to reduce error-rates. Community Volunteer Income Tax Program - Promote industry collaboration to increase tax filing by Canadians Financial Consumer Agency of Canada - Promote industry collaboration to increase financial literacy of Canadians. Electronic consent - Discussions with government officials to permit the use of electronic client authentication/consent for EFILED tax returns by the tax preparation industry. File My Return - Promote industry collaboration in offering telefiling services to low-income Canadians as identified by the CRA.

CRA Electronic Filing Program - Discussions with officials on how to enhance electronic filing for Canadian taxpayers. Financial Consumer Agency of Canada - Promote industry collaboration to increase financial literacy of Canadians. SimpleFile - Promote industry collaboration in offering telefiling services to low-income Canadians as identified by the CRA. Electronic consent - Discussions with government officials to permit the use of electronic signature and forms for tax returns by the tax preparation industry. Data-sharing - Discussions with government officials to examine statistical data-sharing. Community Volunteer Income Tax Program - Promote industry collaboration to increase tax filing by Canadians. Canadian Emergency Response Benefit - Discussions with government officials on individual taxation policy. Automated tax filing - discussions with government officials on the proposal to implement automated tax filing in Canada.

Engage the government in open-ended discussions regarding opportunities for collaboration, including in relation to funding opportunities for Canadian astronauts to participate in commercial space missions. Engage the government in open-ended discussions and raise awareness about opportunities for Canadian astronauts to participate in commercial space missions.

Engage the government in open-ended discussions and raise awareness about opportunities for Canadian astronauts to participate in commercial space missions. Engage the government in open-ended discussions about funding opportunities for Canadian astronauts to participate in commercial space missions.

Aligning Canada's financial system with the climate science. Recommendations: climate taxonomy, sustainable investment guidelines that exclude fossil fuels, climate-aligned transition plans, emissions targets, disclosure requirements regarding climate-related financial risk, tighter regulations surrounding who can be on boards of federally regulated entities, factoring climate risk into capital adequacy requirements, Sustainable Development Working Group. Signed a petition with the following asks (e-7114): "We, the undersigned, Citizens of Canada, call upon the Prime Minister to 1. Provide a legislative foundation that supports our stated commitment to protect our shared environment as we develop energy infrastructure by ensuring that any federal investment, use of tax-credits or financial support for the development of hydrocarbon-based infrastructure, including carbon capture and storage infrastructure, be matched, dollar for dollar, by federal funding for renewables-based infrastructure; and 2. Enact legislation to end coal-fired power generation by 2035." Signed a petition with the following asks (e-7133): "We, the undersigned, citizens and residents of Canada, call upon the House of Commons to: 1. Mandate a study by the appropriate House of Commons committee or committees into risks of foreign interference and foreign funding associated with political advocacy in Canada, including advocacy related to separatist movements; 2. Request that relevant federal authorities assess and report to Parliament, consistent with national security and privacy obligations, on the nature and scope of any risks identified; and 3. Consider any legislative or policy measures necessary to strengthen transparency, enforcement, and safeguards against foreign interference and foreign-funded political activity in Canada." Signed a petition with the following ask (e-7148): "We, the undersigned, citizens, call upon the House of Commons to require all federal party leaders to obtain and maintain top-secret security clearance to ensure they are fully informed of threats to Canada’s national security and able to act decisively to protect Canadians and our democracy." Debt Justice. Conversations focus on the effects that debt has on the Global South and Indigenous communities, including paying down debt instead of investing in climate-resilient infrastructure. The three main asks are: debt cancellation for unjust and unsustainable debts; global financial reform to prevent future crises; and a debt resolution framework within the United Nations that is transparent, binding and fair. Bill S-238, the Climate-Aligned Finance Act. Bill S-238, which was developed through extensive consultation with national and international experts, provides a practical framework to mobilize finances toward projects that meaningfully reduce emissions; mitigate systemic climate risks threatening our economy; and promote transparency and accountability, helping investors make informed decisions. Citizens' Climate Lobby Canada is currently advocating for the bill to be passed by the Senate and sent to the House of Commons. Industrial carbon pricing in Canada. Industrial carbon pricing gives large industrial emitters an incentive to reduce emissions that cause climate change. Points of discussion: commitment to annual price increases, periodic review of provincial and territorial systems, oversupply of emission reduction credits, offset credits, transparency, expanded scope of the federal Benchmark, potential conflicts with the Alberta-Canada MOU.

Seeking opportunities for MNP's Indigenous Consulting Group to partner with Government to promote Indigenous health, education, economic development, infrastructure, assurance services, disaster recovery and quality of life. Proposed legislative changes related to tax fairness, complexity and compliance affecting Canadian-controlled private corporations (CCPC) and small and medium enterprise market in Canada Bill S-211, an Act to enact the Fighting Against Forced Labour and Child Labour in Supply Chains Act and to amend the Customs Tariff, with respect to reporting requirements under the Act. Amendments to the Income Tax Act Section 143 (Communal Organizations) and programs and benefits respecting Hutterite Colonies Advice related to business risk management, farm succession planning and sustainability issues in the Canadian agriculture space.

Financing infrastructure projects, as it relates to investments by insurers. Discussions relating to the development of Financial Consumer Protection Framework and voluntary commitments to promote protection for consumers. Communicating with the government on the 2026 Spring Economic Update, including their plan to introduce Canada’s first sovereign wealth fund—the Canada Strong Fund. Discussions with respect to federal government policies to improve the economic potential, contribution and capacity of Canada's Indigenous communities. Capital markets statutory, regulatory and self-regulatory organization regime applicable to banks as corporate issuers and their provincially regulated subsidiaries that are capital markets participants. Discussions regarding general economic conditions and fiscal policy that can stimulate economic growth, competitiveness and social progress. Providing inputs on climate standards and disclosures. Providing input on the prudential regulation of the banking sector. Providing input on federal budget measures that may impact the banking sector. Discussions on policies, legislation, or regulations related to stablecoins and other digital assets. Financial Institutions, with respect to the Canadian regulatory framework. Financial institutions with respect Canada/US relationship and trade policy. Providing inputs on Basel III Implementation with respect to capital floor phase-in and risk weights Advocate for globally competitive policies that position artificial intelligence as a positive economic driver, and support the responsible development, deployment, and use of AI in business. Prescription drugs - Seeking to raise awareness about prescription drug & workplace benefit coverage. Federal government programs and policies respecting consumers as they pertain to relationships with financial institutions. The Proceeds of Crime (Money Laundering) and Terrorist Financing Act, initiatives for enhancement of reporting mandatory information, and risk assessment methodology. Work with the government to protect Canadians against fraud and scams. Providing input on the development of the Consumer-Driven Banking Framework Office of the Superintendent of Financial Institutions guidelines with respect to capital adequacy requirements, prudential limits and restrictions, accounting and disclosure, and sound business and financial practices Income Tax Act as it applies to corporate taxation, personal taxation, registered saving products, investment and competitiveness. Support the goals outlined in the National Cyber Security Strategy and collaborate with government, including the Canadian Centre for Cyber Security, to strengthen Canada’s cyber resiliency. The financial sector regulatory framework as it relates to electronic payments, credit, debit and interchange rates. Regulatory review of the proposed acquisition of HSBC Canada. Policies and programs that affect the Canadian housing market and lending practices. Personal Information Protection and Electronic Documents Act (PIPEDA), the Privacy Act, and any legislation and associated regulations with regard to privacy and security, identity theft risks, use and protection of information. Payment Clearing and Settlement Act as it applies to the five year financial system review. Over-the-counter (OTC) Derivatives: seeking to void duplicative OTC derivatives regulation and negative effects on the competitiveness of Canadian businesses and further negotiations regarding derivatives regulation with foreign regulators in order to avoid duplication of requirements. Initiatives related to gender diversity, inclusion and accessibility as they apply to financial institutions. Financial Consumer Agency of Canada Act as it applies to consumer protection. Employment Equity Act as it applies to banks as employers. Discussions to understand and determine the nature of the banking industry’s role in facilitating COVID-19 government benefit programs and about the possible challen

To engage federal financial sector regulators with respect to the supervision of crypto assets under Canada’s anti-money laundering and terrorist financing regulations. To advocate for the development of a national strategy to support the growth of Canada’s Web3 economy and digital assets.

To advocate for the development of a national strategy to support the growth of Canada’s Web3 economy and digital assets. Particularly two projects: 1. Fiat-backed Stablecoins 2. Modernizing Canada's Qualified Investment regime and including digital assets like bitcoin To engage officials with regard to Bill C-249, the Encouraging Growth of the Cryptoasset Sector Act. We are educating MPs and regulators on the crypto industry and specifically why bitcoin, is a unique asset class. We are providing input and feedback to any questions people have on the sector, how it impacts Canadians, and what we are doing as Shakepay to ensure that customer protection is at the forefront. Discussing details pertaining to Canada's open banking framework that will be established under the Consumer-Driven Banking Act (CDB Act), which is part of the Budget Implementation Act, 2024, No. 1 (Bill C-69). Engaging on the draft legislation, introduced by the federal government in April 2024, and discussing issues like accreditation, scope and other items. To engage federal financial sector regulators with respect to the supervision of crypto assets under Canada’s anti-money laundering and terrorist financing regulations.

Trade and Export Promotion Programs, including the AgriMarketing Program and Global Affairs Canada’s Trade Commissioner Service, with respect to increasing export opportunities for Canadian natural health and wellness products Safe Food for Canadians Regulations –Impact on Organic Product Regulations. Impact on GMO labelling for foods. Impact on small businesses. Regulations affiliated with the Cannabis Act regarding the legalization of cannabis; regulatory amendments related to phytocannabinoids Natural Health Products Regulations – fair and consistent interpretation by the regulator. Plain Language Labeling under the self-care products framework. Personal importation of natural health products. Food Directorate and Canadian Food Inspection Agency – draft guidance on foods/supplemented foods/nutrition facts/food labelling and label modernization. GMO mandated labelling for food. Food & Drug Regulation - ensure appropriate interpretation of regulations. Impact on GMO labelling for food. Amendments to the Food and Drugs Act – Ensure sensible rules for natural health products. Address prohibition on sampling of natural health products directly to the consumer. Implication of Health Canada’s proposed Consumer Health Products Framework. Consideration of the 53 recommendations made in 1998 by the Standing Committee on Health.

Agricultural trade: multi and bi-lateral trade negotiations to maintain and expand opportunities for canola farmers through reduction in tariffs and non-tariff trade barriers. Provide farmers necessary support through trade disruptions. Support the modernization of the World Trade Organization (WTO) as a mechanism to promote rules-based trade. Support additional government resources to help solve technical trade barriers. Inter-provincial regulations support canola production, market access, and growth. Agriculture Policy Framework: ensure that business risk management programs and strategic initiatives are suitable for canola farmers. Federal research programming and initiatives support production needs on farm. Support right to repair and interoperability programs, policies, laws, and regulations that support farmer's choice and right to repair. Canada Transportation Act and regulations as it relates to the transportation of grain. Support development of transportation and trade infrastructure that facilities market demand and growth for canola. Ensure governments recognize the benefits that farmers provide to the environment, including in relation to offset protocols, ecological goods and services, and rebates. Support on-farm exemptions for carbon pricing. Climate change laws, policies, programs, research, and regulations related to agriculture promote competitiveness and production on farms. Environment and international trade: to advance the good management practices that are implemented on canola farms that contribute to environmental stewardship and competitive markets for farmers and to advance the canola biodiesel market domestically and abroad. Canada's Clean Fuel Regulations incentivizes the use of canola-based biofuels. Transportation: to advocate for a fair and efficient railway transportation system that serves the needs of grain producers. The creation and implementation of the Canada Water Agency and adoption of a pan-Canadian water monitoring framework have positive impacts for canola farmers. Support enhanced resources for federal regulatory bodies to make science-based decisions on crop protection products and seed varieties. Seeds Act and regulations as it pertains to seed variety registrations. Plant Breeders Rights Act and regulations as it relates to intellectual property rights. Patent Act and regulations as it pertains to intellectual property rights specific to seed technologies. Income Tax Act and other financial regulations, policies or programs: To promote the fair treatment of farmers in any proposed changes to the Income Tax Act or other financial mechanism that may impact farmers financially. Fisheries Act regulations and polices as it relates to fish habitats on farmland. Ensure Government recognizes and works with the agriculture sector to ensure farmers have access to skilled, competitive on-farm labour. Discussions concerning railway and port strikes as it relates to economic development and trade labour disruptions. Canadian Food Inspection Act and regulations as it relates to canola production and trade. Canadian Environmental Protection Act and Pest Control Products Act and regulations as it relates to agricultural pest control products. Canada Grain Act and Canada Grain Act Regulations as it relates to grain handling and transportation. Broadband: Expedite and support efforts to bring affordable, reliable high-speed internet and mobile coverage to rural and remote communities. Agricultural Marketing Programs Act and regulations as it pertains to the Advance Payments Program.