Tamara Kronis

Discussions relating to the legislative, regulatory, and policy developments related to digital currencies and cryptoassets Providing input on the prudential regulation of the banking sector Providing input on amendments to the Bank Act Providing input on federal budget measures that may impact the banking sector Discussions on supporting women’s advancement, career opportunities, and equitable outcomes in the financial services sector Discussing the Accessible Canada Act with the purpose of identifying, removing and preventing barriers for people with disabilities Discussions on strategies to mitigate tariff risks and navigate the review of the Canada-United States-Mexico Agreement Providing input on effective Artificial Intelligence regulation to balance risks and foster innovation Providing input on the regulatory framework to facilitate the process to become a federal credit union and support their operations Discussing plans on the Data Collection Modernization initiative Providing views on the Macroeconomic Stress Test (MST) 2.0 review Discussing Bill C-27 – Digital Charter Implementation Act, 2022, relating to the privacy and artificial intelligence provisions Discussions relating to the efficiency and effectiveness of the financial sector regulatory system Discussions on consumer issues relating to potential postal strike ensuring an appropriate scope of guidance Providing inputs on criminal interest rate as it relates to the calculation of the rate and exclusions Office of the Superintendent of Financial Institutions guidelines with respect to capital adequacy requirements, prudential limits and restrictions, accounting and disclosure, and sound business and financial practices Providing inputs on OSFI regulations and draft guidelines including in connection with culture, integrity and security, third-party risk, and operational risk Providing input on the development of the Consumer-Driven Banking Framework Providing inputs on Basel III Implementation with respect to capital floor phase-in and risk weights Providing inputs on Competition Act amendments Personal Information Protection and Electronic Documents Act (PIPEDA): seeking workable, practical approaches in the reform of PIPEDA Excise Tax Act with respect to Goods and Services Tax (GST) and Harmonized Sales Tax (HST) Support the development of an innovative, efficient, and secure payments ecosystem in Canada that benefits consumers Support the goals outlined in the National Cyber Security Strategy and collaborate with government, including the Canadian Centre for Cyber Security, to strengthen Canada’s cyber resiliency The Access to Basic Banking Services: seeking to clarify appropriate identification for opening accounts and to make account opening procedures more workable U.S. Mexico Canada Agreement (USMCA), trade agreements with other jurisdictions, World Trade Organization rules regarding cross-border trade in financial services Support the Government initiative of modernizing the Employment Equity Act and provide input to further strengthen the Act. Discussion relating to agricultural financing, including the efficient administration of the Advance Payments Program and the Canada Loan Administration Act Discussions relating to the development of Financial Consumer Protection Framework and voluntary commitments to promote protection for consumers Capital markets statutory, regulatory and self-regulatory organization regime applicable to banks as corporate issuers and their provincially regulated subsidiaries that are capital markets participants Discussion relating to housing finance framework, including reforms to expand housing supply, mortgage underwriting regulations and covered bonds Providing inputs on climate standards and disclosures Corporate governance statutory and regulatory regime for banks Canada Labour Code with respect to (i) impact on bank management of human resources, (ii) review of Part III of the Canada Labour Code, (iii) flexible work

Changes to Student aid and Grants to ensure equitable access to regulated career colleges in budget 2025 and its impact on our members. Private Career Colleges are not eligible to have students apply for Post Graduate Worker Permits. The NACC would like to see this changed as it believes their students are being disadvantaged and discriminated against. To do this there must be a directive from the ministerial level that will allow for post graduate students to make application for the worker permits.

Private Career Colleges are not eligible to have students apply for Post Graduate Worker Permits. The NACC would like to see this changed as it believes their students are being disadvantaged and discriminated against. NACC is seeking a directive from the ministerial level that will allow for post graduate students to make application for the worker permits. Changes to Student aid and Grants to ensure equitable access to regulated career colleges in budget 2025 and its impact on NACC members.

Taxation and Finance: Canada must ensure, fairness, accountability and transparency regarding CRA decisions that impact Jewish charities. Provide economic support for the charitable and not-for-profit sector through a direct granting program. Donations from Canadians should be incentivized through a temporary enhancement of the charitable giving tax credit, or through a donor matching program, whereby the government matches donations from Canadians. Religion: Include a question on religion in every census, instead of every second census. National Security/Security (3): A ministerial directive to the RCMP and CSIS to prioritize and intensify monitoring, intelligence collection, investigations, disruption, and enforcement against antisemitic and Islamist violent extremism, as well as against foreign actors seeking to sponsor or exploit protests in Canada. National Security/Security (2): Continued support for revocation of citizenship in cases involving war crimes, crimes against humanity, terrorism, and extreme promotion of hate; strengthened screening to bar entry and deny citizenship to individuals who pose security threats or have ties to extremist or terrorist organizations; removal of individuals already in Canada who obtained status through false representation; establishment of a fast-track removal stream for high-risk individuals linked to foreign extremist organizations; accelerated removals for individuals convicted of violent crimes; and standalone immigration consequences for expressing support for listed terrorist entities, even in the absence of criminal convictions. National Security (1): Canada Community Security Program (CCSP): Sustained and recurrent funding and program optimization; support for life-saving protective measures for communities at risk, particularly the Jewish community; funding for capital security upgrades and training; and ongoing support for security guards and paid duty officers. Justice and Law Enforcement (2): Conflict of Interests, Foreign Interference, Ethics, Lobbying, Canada Revenue Agency. Ensuring CIJA fully respects all its legal and regulatory obligations while advocating for the current framework to be more efficient and respectful of the needs, objectives and resources of cultural and religious communities. Justice and Law Enforcement: Canada should pursue a comprehensive, accountable approach to combating hate and promoting inclusion by strengthening legal tools, enforcement capacity, and public institutions. This includes modernizing human rights and criminal frameworks to address hate speech and antisemitism, guided by the IHRA definition; investing in anti-racism, tolerance, and genocide education initiatives; and ensuring police are properly resourced to prevent and respond to hate crimes, with clear accountability for results. Bail reform to include a reverse onus on hate related offences. International Trade: Advancing and expanding bilateral trade through the promotion, application, and potential enhancement of the Canada–Israel Free Trade Agreement, as well as fostering increased investment and academic exchanges. International Relations: Canadian diplomatic relations with Israel and the broader Middle East, including Canada’s role in the Israel–Palestinian peace process; Canadian interventions at the UN and other multilateral bodies, including sanctions regimes and related legislation; and policy toward Iran, including maintaining non-renewal of diplomatic relations alongside continued sanctions against the IRGC and senior regime figures. Immigration: Matters related to the Department of Citizenship and Immigration Act, including visa applications and issuance; Immigration and Refugee Board policies, including refugee claims from Israel; broader Canadian immigration policy; integration and settlement of new immigrants, recognition of foreign-trained credentials and language training; and standards and requirements for refugee status, permanent residence, and citizenship

Communications with Members of Parliament, regarding federal policies, programs, and funding related to post-secondary education in British Columbia. Advocacy will focus on increased federal investment in trades and vocational education and training; professional, technical, information technology, artificial intelligence, and other emerging-sector programs; and research and innovation at public universities.

Canada Labour Code - Section 107 and the right to strike Canada-wide Early Learning and Child Care program Communications with Members of Parliament regarding federal policies, programs, and funding related to post-secondary education in British Columbia. Advocacy will focus on increased federal investment in trades and vocational education and training: professional, technical, information technology, and emerging-sector programs; and research and innovation at public universities. Implications of outsourcing telecommunications work to international vendors in the context of Bill C-8. Mandatory unpaid work in the Airline industry. Rights of people with disabilities and associated social support programs. Labour Mobility and Agreement on Internal Trade with respect to the impact on collective agreements, qualifications standards in trades. GAC and ESDC - Negotiation and implementation of labor rights in trade and investment agreements ESDC - Labour Program - International Labour Activities and Canada's Positions at International Labour Organisation to facilitate trade Union involvement at the International Labour Organisation. Current lack of affordable housing in Canada and policy approaches to address market shortcomings. Canada Labour Code Part I - Industrial Relations and appointments of the Canadian Industrial Relations Board members. Anti-scab legislation (i.e. prohibitions on the use of replacement workers during strikes and lockouts).

Workforce development - retention and recruitment - for the marine transportation sector New mandate for the Canadian Coast Guard under the Department of National Defence and need for a new Act to authorize and transition CCG to become Canada's maritime authority. Bill C-12's information sharing of intelligence data to support maritime single window and maritime domain awareness. Canada Border Services Agency with respect to the regulatory amendments under the Customs to streamline vessel conveyance reporting in a national maritime single window. To advance container examination capabilities with more non-intrusive technology. Seek improvements to expedite the issuance of visas to expedite crew changes in Canada and transfers of Internationally Trained Workers Seeking amendments to the Canada Marine Act with respect to the governance of Canadian port authorities. Labour availability and instability due to collective bargaining affecting the marine transportation sector. Review of the Canada Labour Code and Industrial Inquiry. Development of the National Supply Chain Strategy and proposals put forward for consideration by the National Supply Chain Office. The Pilotage Act and its implementation with respect to pilot certificates, compulsory areas, and safety management systems. Supporting green shipping corridors and funding opportunities to establish alternate fuels and shore power for domestic and international ocean carriers. Proposal to expand Canada's marine and coastal protected areas with respect to a target of 30% by 2030. Policies considered to establish oversight of anchorages outside of the jurisdiction of port authorities. Cargo, Fumigation & Tackle Regulations with respect to vessel inspections and the safety associated with the movement of cargo. Supporting best practices and streamlined inspections. Canadian Food Inspection Agency with respect to Plant Protection and export measures as they relate to vessel and cargo requirements and inspections. Canada Shipping Act 2001 with respect to its review and potential amendment to address concerns associated with marine safety, the management of vessel traffic, and marine pollution preparedness and prevention.

Engaging with Government of Canada representatives on issues pertaining to marine policy, marine safety & security regulatory and compliance matters, and other items relevant to the Western Canadian maritime industry.

Implementation of Bill S-5 An Act to Amend the Canadian Environmental Protection Act Respecting proposed changes to the assessment and management of Chemicals and Products; the Right to a Healthy Environment; the protection of Vulnerable Populations; the creation of a 'Watch List' for chemical substances; and the protection of confidential business information. Environmental Policy in terms of providing input concerning chemical manufacturing operations and the substances produced and used by the industry Canadian Environmental Protection Act (CEPA) as it relates to Population and Children's Health in terms of providing input on substances used or produced by the chemical industry

Discussion re: joint government/industry work on chemical and plastics in Canadian supply chains + development of joint consultation process. Discussion on policies and programs related to chemicals management, including the safe use, handling, and oversight of substances within the chemical and plastics industries, and their connection to sustainability and Responsible Care® practices. General introduction to the chemistry and plastics industries and their role in Canada’s economy and sustainability objectives. Advocating for CIAC’s pre-budget recommendations to strengthen investment attraction, advance climate policy, and improve plastics sector competitiveness. Addressed the impacts of rail labour disruptions on supply chain efficiency and overall industry performance. Environment, Health, and Industry policies related to plastics, in terms of providing input on the development and implementation of the Federal Plastics Registry and Recycled Content Requirement. Engaging on Canada’s participation in the Intergovernmental Negotiating Committee (INC) process on a global treaty to address plastic pollution, including impacts on the marine environment. International Trade Issues associated with cross border trade between Canada and the USA. This includes negotiations with the USA on the implementation of the Canada, US, Mexico Agreement (CUSMA) and other trade agreements. Impact of US Tariffs on Canadian industry. Communicating with public office holders to promote the industry cluster in Sarnia-Lambton and its long term sustainability Accelerated Capital Cost Allowance Program: making it permanent or extending it to align with Canada’s ITCs for emissions reduction. Water policy in terms of providing input on the impact of chemical manufacturing operations and the substances used/produced by the industry Transportation of Dangerous Goods Act: providing input related to the Transportation Code contained in the chemical industry's Responsible Care® Ethic and the safe management of chemicals in transport Scientific Research and Experimental Development (SR&ED) Tax Credit: providing input on its applicability to research in the chemical industry Occupational Health and Safety Workplace Hazardous Material Information System (WHMIS) and Globally Harmonized System (GHS): input on the impact of the chemical industry within the context of the Responsible Care® Ethic Impact of Carbon Pricing or emission intensity criteria on industry. Environmental Policy: input on chemical manufacturing operations and the substances produced and used by the industry Energy Policy: greater federal/provincial alignment on energy policies and streamlined environmental assessments for energy projects. Economic and Fiscal Policy: input on federal financial and tax issues Competition Act: impact of federal policies on the competitiveness of the Canadian chemical and plastic industries; Bill C-59 and amendments to greenwashing provisions. Concerns regarding climate change policies: impact of carbon pricing and emissions criteria on the industry. Climate Change Policy: input on federal federal strategies and processes to address greenhouse gas emissions Clean Air Regulatory Framework and Comprehensive Air Management System: Impact on the chemical and plastic industries. Chemical Industry Statistics: Data related to the chemical and plastic industries. Canadian Environmental Protection Act (CEPA): Application to substances produced or used in the chemical and plastic industries. Canadian Environmental Assessment Act and Regulations: impact on assessments of projects in the chemical and plastic industries. Canada Transportation Act: provisions related to railways and impact on the Canadian chemical and the plastic industries. Bill S-5 An Act to Amend the Canadian Environmental Protection Act 1999, to make related amendments to the Food and Drugs Act and to repeal the Perfluorooctane Sulfonate Virtual Elimination Act (CEPA Modernization). Key areas: changes to the

Canadian foreign policy and programming related to human rights for LGBTIQ people abroad. Advancing a range of LGBTIQ inclusive programming across all aspects of Canadian policy, including international development, humanitarian aid, refugee policy, bilateral and multilateral diplomacy.

The Government of Canada’s AI Strategy, and opportunities for innovation and collaboration around implementation. Working with the Canada Revenue Agency through the Income Tax Act to maintain operations between Intuit taxation software (QuickBooks) and government departments/agencies. The Government of Canada's digital service delivery, with respect to opportunities for innovation and collaborative partnership Government programs and policies relating to small business digital innovation, with respect to opportunities for innovation and collaboration with QuickBooks and Mailchimp. Government programs and policies promoting digital adoption by small and medium-sized business. Government programs and policies impacting consumer finance, credit scores, with respect to Credit Karma. Government policies and programs relating to the implementation of a real-time payroll reporting system (formerly known as ePayroll) Government consultations and policies relating to payment system regulation, including small business use of new technologies Canada's Revenue Agency's tax filing services with respect to providing tax preparation service delivery to low and fixed income Canadians.

Canada's Revenue Agency's tax filing services with respect to providing tax preparation service delivery to low and fixed income Canadians. Government policies and programs relating to ePayroll. Working with the Canada Revenue Agency through the Income Tax Act to maintain operations between Intuit taxation software (QuickBooks) and government departments/agencies. Government programs and policies relating to small business and digital adoption Government programs and policies impacting consumer finance, credit scores, with respect to Credit Karma. The Government of Canada's digital service delivery, with respect to opportunities for innovation and collaborative partnership Government consultations and policies relating to payment system regulation, including small business use of new technologies Government programs and policies relating to small business digital innovation, with respect to opportunities for innovation and collaboration with QuickBooks and Mailchimp.

Regulatory and program efficiencies in the approval of new products for use in the production of food (i.e. pesticides, vet drugs, feed additives). Investment in national supply chain corridors for the movement of agriculture products including reliable port and rail service. Investment in roads and bridges necessary to move agriculture products from the farm gate to the national corridors. Temporary Foreign Workers Program - National Occupation Codes for herd persons, development of new agriculture and fisheries labour program, housing requirements for TFW. Advocating for the alignment of Canadian regulations with the US for specified risk materials for cattle processing Antimicrobial use and resistance - classification of growth promotants Regulatory Cooperation Council Agenda - alignment of Canada/ US regulations for livestock transport, product approval and border livestock inspection requirement Trade policy and regulations as it relates to import and export of cattle to the United States and increased market access to global markets for Canadian beef products. Traceability systems and regulations Canadian Agriculture Policy - business risk management programming, environmental programming, Canada Food Policy Advocating government to appropriately prepare for animal disease outbreaks including Foot and Mouth Disease. Climate policy as it relates to emissions from producing cattle/beef.

Regulatory and program efficiencies in the approval of new products for use in the production of food (i.e. pesticides, vet drugs, feed additives). Investment in national supply chain corridors for movement of agriculture products including reliable port and rail service. Investment in road and bridges necessary to move agriculture products from the farm to the national corridors. Advocating for the alignment of Canada regulations with the US for specified risk materials for cattle processing Temporary Foreign Workers Program - National Occupation Codes for herds person. Development of new agriculture and fisheries labour program. Housing requirements for TFW. Regulatory Cooperation Council Agenda - alignment with US regulations for livestock transport, product approval and border livestock inspection requirements Anti-microbial use and resistance - classification of growth promotants Advocating government for appropriate preparedness for animal disease outbreaks including Food and Mouth Disease. Traceability Systems and regulations Trade policy and regulations as it relates to import and export of cattle to the United States and increased market access to global markets for for Canadian beef products Climate Change policy as it relates to emissions from production of cattle/beef. Canadian Agriculture Policy - business risk management programming, environmental programming, Canada Food Policy

Advocacy related to the Youth Employment and Skills Strategy, as it pertains to youth employment in the restaurant industry. Advocacy related to the National Food Security Strategy, as it pertains to food cost drivers affecting restaurants, food loss and waste, and domestic production capacity and supply chain barriers. Advocacy related to enhancing accelerated investment incentives and seeking modifications to small business deduction eligibility, to better support capital investments for restaurants. Advocacy related to the renewal and continued federal funding of the International Convention Attraction Fund, including a request for a commitment of $10 million annually over four years. Communicating with and arranging meetings with Public Office Holders to discuss the benefits of removing GST on all food in Canada Communicating with the Government of Canada regarding Budget 2026 as it pertains to immigration cuts affecting labour shortages. Engaging the Government of Canada on US led tariffs and the Government of Canada's response as they impact the foodservices industry. Tax policy on alcohol (escalator excise tax). Taxation policy with regard to corporate, small business and personal income taxes Regulations and policies regarding fees to SOCAN and ReSound Regulations and policies pertaining to Canada Pension Plan employer/employee premiums Regulation of financial institutions with respect to credit card fees Nutritional labeling policy with respect to provision of nutrition information Immigration policy with respect to workers programs and permits Healthy Eating Strategy - to ensure that policy and regulation proposals on the restriction of unhealthy food and beverage marketing to children, sodium reduction initiatives, menu labelling requirements, related initiatives are balanced, reasonable and science-based. Providing input into Health Canada's Healthy Eating Strategy consultations. Environmental regulations regarding plastics and recycling Employment Insurance with respect to policy for establishing premium rates Economic Strategy Tables - Continue to work closely with Innovation, Science and Economic Development Canada and Agriculture and Agri-Food Canada in contributing to Canada's Economic Strategy Tables by ensuring the discussion help reflect the concerns of our industry Chicken and Turkey Tariff Rate Quota Advisory Committee (TQAC) regarding import quota Canadian Dairy Commission (CDC) regarding annual dairy pricing Amendments to the Importation of Intoxicating Liquors Act to exempt wines purchased by restaurants regarding the transportation and sale of beverage between provinces. Agriculture trade policy with regard to trade liberalization opportunities