Richard Bragdon

To ensure economic activities are considered in the development of Marine Protected Areas and National Marine Conservation Areas in Canada. Modernization of federal shellfish management regime Advocate for a reasonable and responsible "BC Salmon Farming Transition" plan Seek inclusion for aquaculture in Agriculture and Agri-Food Canada Growing Forward 2 framework Advocate for the development of an Aquaculture Act for Canada Advocating for a new aquaculture development strategy for Canada Advocate for reforms to current regulations under the Fisheries Act that impact aquaculture sector

Funding for sector and members company, new technologies and operational developments. Ensure modern and efficient transport regulations for the aquaculture sector. To ensure economic activities are considered in the development of Marine Protected Areas and National Marine Conservation Areas in Canada. Seek renewal of Sustainable Aquaculture Program within Fisheries and Oceans Canada Advocate for the development of an Aquaculture Act for Canada Advocate for a new aquaculture development strategy for Canada. Advocate for a reasonable and responsible "BC Salmon Farming Transition" plan Modernization of federal shellfish management regime Seek inclusion for aquaculture in Agriculture and Agri-Food Canada Growing Forward 2 framework Advocate for reforms to current regulations under the Fisheries Act that impact aquaculture sector

To ensure economic activities are considered in the development of Marine Protected Areas and National Marine Conservation Areas in Canada. Modernization of federal shellfish management regime Advocate for a reasonable and responsible "BC Salmon Farming Transition" plan Seek inclusion for aquaculture in Agriculture and Agri-Food Canada Growing Forward 2 framework Advocating for a new aquaculture development strategy for Canada Advocate for the development of an Aquaculture Act for Canada Advocate for reforms to current regulations under the Fisheries Act that impact aquaculture sector

research into blockchain technology in traceability programs, Business risk management programs, Livestock Tax Deferral, Livestock Price Insurance, Agristability, Animal Health programs. Regulations and legislation related to beef cattle and meat production, exports and imports. Market access for beef and cattle, achieving new and defending existing trade agreements. Farm policy and programs with respect to business risk management, innovation, environment, etc. "Taxation policies and programs related to farm income, capital gains, generational transfer of assets, family income sharing, investment income, and tax deferrals for extraordinary revenue due to inventory liquidation during a declared disaster."

Regulatory approval process, in respect to the egg supply management system Agriculture as a strategic priority, in respect to economic growth and tools to support the agriculture sector and support food security. Policy on Salmonella Enteritidis in Canadian shell eggs, in respect of on-farm testing and vaccination pilot program Availability of animal health products and tools, in respect to disease response and preparedness in Canada Agriculture inputs into egg supply chain, in respect to pricing and availability for farmers Sustainability initiatives as they relate to agriculture, including emissions reduction programs and on-farm green transition Trade policy, in respect of supply management and international and domestic trade Programming to mitigate the market impacts caused by trade agreements Private sector risk management program, in respect of insurance Growing forward, in respect of suite of business risk management and supply management Egg regulations, in respect to egg grades, weights and labelling Consumer Packaging and Labelling Regulations with respect to production claims on labels Canadian Food Inspection Agency On-Farm Food Safety Recognition Program, in respect to program development for pre-lay sectors Agriculture international development projects, in respect to supporting vulnerable communities and empowering egg farmers around the world

Agriculture inputs into egg supply chain, in respect to pricing and availability for farmers Availability of animal health products and tools, in respect to disease response and preparedness in Canada Trade policy, in respect of supply management and international and domestic trade Sustainability initiatives as they relate to agriculture, including emissions reduction programs and on-farm green transition Programming to mitigate the impacts caused by trade agreements Private sector risk management program, in respect of insurance Policy on Salmonella Enteritidis in Canadian shell eggs, in respect of on-farm testing and table eggs Growing forward, in respect of suite of business risk management and supply management Egg regulations, in respect of egg grades, weights and labelling Consumer Packaging and Labelling Regulations with respect to production claims on labels Canadian Food Inspection Agency On-Farm Food Safety Recognition Program, in respect to program development for pre-lay sectors Agriculture international development projects, in respect to supporting vulnerable communities and empowering egg farmers around the world

Next policy framework (NPF) - inclusion of national Organic Action Plan recommendations. Organic specific programs and policies to support sector advancement Continued funding for regulated standards review process. Funding for research and development. Canadian Organic Standards - standards review, equivalency agreements, standards assurance, standards enforcement.

Canadian Organic Standards - standards review, equivalency agreements, standards assurance, standards enforcement.

Promote Canadian policies and international cooperation to prevent and address forced and child labour, through responsible business conduct, supply chain due diligence, trade and import measures, international development, and collaboration with international partners to strengthen protections for children in global supply chains. Ensure Canadian arms exports do not negatively impact children in humanitarian crises Identifying opportunities to encourage Canadians to donate regularly to charities, including enhancements to the federal charitable donation tax credit. Support for long-term increases to Canada's international assistance. Obtain high level government support for stabilization, protection of civilians and aid effectiveness in complex humanitarian emergencies. Obtain contributions from Global Affairs Canada for the delivery of development and humanitarian assistance programs. Legislative change in sanctions regime and criminal code to allow humanitarian funding Ensuring Canada's official development assistance includes increased resources for and global leadership in regards to reproductive, maternal, neonatal, child and adolescent health (RMNCAH) especially for the most vulnerable women & children.

Identifying opportunities to encourage Canadians to donate regularly to charities, including enhancements to the federal charitable donation tax credit. Support for long-term increases to Canada's international assistance. Prioritization of children and child protection in Canada's assistance through supply chain transparency. Obtain high level government support for stabilization, protection of civilians and aid effectiveness in complex humanitarian emergencies. Obtain contributions from Global Affairs Canada for the delivery of development and humanitarian assistance programs. Legislative change in sanctions regime and criminal code to allow humanitarian funding Ensuring Canada's official development assistance includes support, increased funding and global leadership for children's education. Ensuring Canada's official development assistance includes increased resources for and global leadership in regards to reproductive, maternal, neonatal, child and adolescent health (RMNCAH) especially for the most vulnerable women & children.

Discussions with government officials regarding the national electricity strategy and the role of propane, renewable propane and rDME in Canada, including their potential as lower-emissions, efficient fuels, in relation to environmental, energy, industry, finance, agriculture and transportation policies. Reduction in interprovincial trade barriers: to remove barriers to labour mobility and provide a national regulatory approach for propane through streamlining/harmonizing existing prov/fed regulations while ensuring the continued safety and security of the industry. Propane exports: to promote and support existing and future opportunities to export Canadian propane to new and existing foreign markets like Japan and Korea. Discussions with government officials with respect to recognizing and promoting propane, renewable propane and rDME as a cleaner burning, efficient fuels in Canada, as it relates to the environment, energy, industry, finance, agriculture and transportation. Discussions with government officials as it pertains to the effect of possible rail strikes on the energy sector in Canada. Discussions with government officials as it pertains to the transportation of propane via rail, pipeline, trucking and perhaps marine. Also the transportation of propane across Canada/U.S Border. Discussions with government as it pertains to legislation in areas such as Finance, Indigenous, Transportation, Agriculture, Natural Resources and Environment. Aboriginal Affairs with respect to the promotion of the use of propane as a clean burning efficient fuel in First Nations communities.

Supply management system as it relates to the chicken sector. World Trade Organization agreements (WTO) as they relate to the negotiations on agriculture. The Agreement on Internal Trade (AIT) as it relates to supply management. Regional and Bilateral Trade Negotiations with regard to possible impact on the Canadian chicken sector. Meat Inspection Regulations with respect to poultry processing. Environment initiatives as they relate to the chicken industry. Consumer Packaging and Labeling Regulations with respect to production claims on labels. Chicken Farmers of Canada’s Raised by a Canadian Farmer Animal Care Program. Canadian Food Inspection Agency programs related to the chicken industry. Canada-United States-Mexico Agreement related to chicken products and the chicken sector. Administration and allocation of the Tariff Rate Quota. Health of Animals Act and Regulations dealing with the development and refinement of animal disease preparedness and response protocols. Funding for the development and implementation of on-farm programs. Tariff classifications, Tariff enforcement, Duties Deferral and Drawback Programs. Animal Health Products (antimicrobials, vaccines, feed/water additives) availability in Canada.

Proposals related to the Customs Act and Duty Free Regulations as it applies to the licensing of land border duty free stores, including a Ministerial Directive to reinforce and recognize land border duty free stores as an export industry across all departments. The creation of a tourist HST rebate program to encourage foreign tourists to shop more in Canada while visiting. Small Business aide post COVID-19. Given the 20-month long border closure, we are asking to ensure we qualify for funds through Tourism Growth Strategy OR for a special carve out of funds to allow stores to recover from lengthy closure. We are also asking for Canada Emergency Business Account (CEBA)loan forgiveness. Obtain a Canadian Food Inspection Agency ruling that alcohol sold in 1 litre bottles at Duty Free Stores is for Export and exempted from CFIA rules for internal Canadian alcohol sales. Encouraging greater action by government to address the prevalence of contraband tobacco products in Canada.

Financial support program during tariff crisis Ministerial Directive that Land Border Duty Free Stores are understood as "export" in all departments without exception. Wherever regulation or legislation indicates "export", land border duty free is understood as included. Alignment of tobacco excise tax with other export industries The creation of a tourist HST rebate program to encourage foreign tourists to shop more in Canada while visiting. Proposals related to the Customs Act and Duty Free Regulations as it applies to the licensing of land border duty free stores, Obtain a Canadian Food Inspection Agency ruling that alcohol sold in 1 litre bottles at Duty Free Stores is for Export and exempted from CFIA rules for internal Canadian alcohol sales. Encouraging greater action by government to address the prevalence of contraband tobacco products in Canada.

Business Risk Management Programs: Ensure program design and delivery effectively meet the needs of both new and established agricultural producers, with supports that reduce operational risk and assist the long-term stability of agriculture producers. Livestock traceability: Ensuring agricultural stakeholders are engaged in the early development of legislative and regulatory changes to address cost pressures, implementation feasibility, and regulatory burden. Bill C-273 An Act to Amend the Feeds Act, the Fertilizers Act, the Seeds Act, the Pest Control Act and the Food and Drugs Act: to ensure it give farmers faster access to safe and reliable new technologically advanced products or more crop input options. Bill S-238: An Act to enact the Climate-Aligned Finance Act and to make related amendments to other Acts – climate-aligned financial reporting will be a cost burden for agricultural producers, local municipal governments and small businesses in rural Saskatchewan. Agriculture-advocating on policies with regards to research and technology that drives innovation, maximizing productivity, and/or ensuring the sustainability of food systems. National Highway Funding - the need for a dedicated and permanent funding model. Infrastructure: The importance of dedicated funding for rural municipal infrastructure projects to Canada's economy. Firearms: Participating in consultations on reducing rural crime and policy consultations to acts, regulations and programs relative to the possession, acquisition of firearms and disposal of firearms. Emission reductions - Focus on the agricultural practices in Saskatchewan that are contributing to carbon emission reductions while improving the competitiveness and profit of producers. Emergency Management - concerns that rural municipalities have with respect to obtaining operational and capital funding for training, equipment and infrastructure for rural Saskatchewan emergency responders. Critical Minerals - The importance to rural economic development, future energy needs, the economy and agricultural producers in Saskatchewan as well the importance to the Canadian economy and to global food security. Telecommunications: Radio license fees and renewals for public safety responders- discuss the importance for radio license fees and renewals to be at reasonable rates for volunteer emergency responders. Bill C-2: An Act respecting certain measures relating to the security of the border between Canada and the United States and respecting other related security measures. Concerns over wait times, drug trafficking, immigration, and funding. Bill S-230: An Act respecting the development of a natural strategy for soil health protection, conservation and enhancement. The importance of working with municipal governments when determining a national strategy. Water treatment systems; alternative water treatment technologies continue to be explored to allow options for rural municipalities. Water Infrastructure – the need for funding to develop and enhance water storage, conservation and distribution infrastructure for potable and non-potable water. Vaccines: SARM would like more federal investments into VIDO here in Saskatchewan for vaccine development, research and storage. Trade Agreements: Canada European Union Comprehensive Economic and Trade Agreement, (CETA) and Canada-United States-Mexico Agreement (CUSMA), our request is to better international trade for agriculture producers. The Rural Municipal (RM) Tax Loss Compensation Fund and the Rural Municipal Specific Claims Tax Loss Compensation Fund, which are tied to the Saskatchewan Treaty Land Entitlement Framework Agreement, continue to decrease in funds and is unsustainable without municipalities absorbing significant reduction in monies from the Funds. The Agreement needs to be reviewed. Species at Risk Act (SARA) - providing input on consultations to the Committee on the Status of Endangered Wildlife in Canada and amendments to SARA. Rural Healt

Business Risk Management Programs: Ensure program design and delivery effectively meet the needs of both new and established agricultural producers, with supports that reduce operational risk and assist the long-term stability of agriculture producers. Livestock traceability: Ensuring agricultural stakeholders are engaged in the early development of legislative and regulatory changes to address cost pressures, implementation feasibility, and regulatory burden. Bill C-273 An Act to Amend the Feeds Act, the Fertilizers Act, the Seeds Act, the Pest Control Act and the Food and Drugs Act: to ensure it give farmers faster access to safe and reliable new technologically advanced products or more crop input options. Bill S-238: An Act to enact the Climate-Aligned Finance Act and to make related amendments to other Acts – climate-aligned financial reporting will be a cost burden for agricultural producers, local municipal governments and small businesses in rural Saskatchewan. Agriculture-advocating on policies with regards to research and technology that drives innovation, maximizing productivity, and/or ensuring the sustainability of food systems. National Highway Funding - the need for a dedicated and permanent funding model. Infrastructure: The importance of dedicated funding for rural municipal infrastructure projects to Canada's economy. Firearms: Participating in consultations on reducing rural crime and policy consultations to acts, regulations and programs relative to the possession, acquisition of firearms and disposal of firearms. Emission reductions - Focus on the agricultural practices in Saskatchewan that are contributing to carbon emission reductions while improving the competitiveness and profit of producers. Emergency Management - concerns that rural municipalities have with respect to obtaining operational and capital funding for training, equipment and infrastructure for rural Saskatchewan emergency responders. Critical Minerals - The importance to rural economic development, future energy needs, the economy and agricultural producers in Saskatchewan as well the importance to the Canadian economy and to global food security. Telecommunications: Radio license fees and renewals for public safety responders- discuss the importance for radio license fees and renewals to be at reasonable rates for volunteer emergency responders. Bill C-2: An Act respecting certain measures relating to the security of the border between Canada and the United States and respecting other related security measures. Concerns over wait times, drug trafficking, immigration, and funding. Bill S-230: An Act respecting the development of a natural strategy for soil health protection, conservation and enhancement. The importance of working with municipal governments when determining a national strategy. Water treatment systems; alternative water treatment technologies continue to be explored to allow options for rural municipalities. Water Infrastructure – the need for funding to develop and enhance water storage, conservation and distribution infrastructure for potable and non-potable water. Vaccines: SARM would like more federal investments into VIDO here in Saskatchewan for vaccine development, research and storage. Trade Agreements: Canada European Union Comprehensive Economic and Trade Agreement, (CETA) and Canada-United States-Mexico Agreement (CUSMA), our request is to better international trade for agriculture producers. The Rural Municipal (RM) Tax Loss Compensation Fund and the Rural Municipal Specific Claims Tax Loss Compensation Fund, which are tied to the Saskatchewan Treaty Land Entitlement Framework Agreement, continue to decrease in funds and is unsustainable without municipalities absorbing significant reduction in monies from the Funds. The Agreement need to be reviewed. Species at Risk Act (SARA) - providing input on consultations to the Committee on the Status of Endangered Wildlife in Canada and amendments to SARA. Rural Health

To address Canada’s housing crisis, the federal government must work with provincial and municipal governments to implement policies that help to increase the supply of housing. As an example, the Government of Canada should require that infrastructure grants only go to areas that expedite development. Furthermore, the Housing Accelerator Fund as presented by the government should focus on supply initiatives. The mortgage "stress test" is applied to all Canadians seeking mortgage financing through a Federally Regulated Financial Institution (FRFI). AIC supports the removal of the stress test requirement for individuals seeking to renew their existing mortgage providing that the mortgage is in good standing and that all other terms / conditions remain static. AIC supports the notion that such borrowers should have access to the most competitive terms available. Some flood maps in Canada have not been updated for a number of years, in some cases for decades. The need for accurate flood information is essential to property purchasers, developers, lenders and to those engaged in municipal or land use planning. AIC is asking the Government of Canada to take on a coordinating role in this area. Over reliance on Automated Valuation Methodologies (AVMs) poses a significant risk for Canadian consumers, lenders and the financial system. The best option to minimize the lending risk for mortgage properties is to have an on-site appraisal conducted by a third-party appraiser to determine the occupancy, the condition of the property, the neighborhood characteristics, and ultimately, the existence of the property. Introduce a Home Renovation Tax Credit Program Downward pressure on appraisal fees and increasing demand for quicker turnaround times, combined with the restrictions on accessing good and reliable data, may ultimately drive professional appraisers away from completing mortgage finance work. This places a much higher risk for lenders and for Canadian consumers. Concerns over money laundering and the use of real estate assets to shield funds from scrutiny have become increasingly more strident in recent months. The AIC is asking the Government of Canada to assume a coordinating role in the development of beneficial ownership registries for real estate assets. Canadian consumers require additional education on the full range of fees associated with mortgage financing and refinancing as well as the role of various professionals involved in the transaction. A disclosure of all fees incurred as part of obtaining a loan should be a mandatory requirement for all lending institutions - federally and non-federally regulated – to ensure that Canadians understand the financial commitment involved in what is often the largest investments in their lifetime. This includes the appraisal management fee and the appraisal fee. AIC members must complete appraisal reports and other valuation assignments in accordance with the Canadian Uniform Standards of Professional Appraisal Practice (CUSPAP). Compliance with CUSPAP, in part, requires access to a full range of data on the subject property - including information on sales history. This data has traditionally been in the public domain but access has become limited. AIC is supporting OSFI Residential Mortgage Underwriting and Mortgage Insurance Practices and Procedures encouraging Federally Regulated Financial Institutions to employ sound valuation practices to determine the value of collateral used to secure and insure mortgages. AIC has recommended that these same guidelines extend to non-federally regulated institutions or organizations offering mortgage financing to Canadians.

Over reliance on Automated Valuation Methodologies (AVMs) poses a significant risk for Canadian consumers, lenders and the financial system. The best option to minimize the lending risk for mortgage properties is to have an on-site appraisal conducted by a third-party appraiser to determine the occupancy, the condition of the property, the neighborhood characteristics, and ultimately, the existence of the property. AIC supports AVM regulation and the role of appraisers being recognized directly in federal legislation through the Bank Act. AIC is supporting OSFI Residential Mortgage Underwriting and Mortgage Insurance Practices and Procedures encouraging Federally Regulated Financial Institutions to employ sound valuation practices to determine the value of collateral used to secure and insure mortgages. Requiring FRFIs to apply proper due diligence by requiring valuation reports based on on-site, in-person inspections performed by qualified appraisers is a sound practice. It enables lenders to confirm the current valuation of the collateral when processing a mortgage loan application and provides the assurance that they are doing so with a valuation carried out in a fair and objective manner. In summary, we recommend that the Government of Canada continue to mandate, enhance, and enforce strong valuation fundamentals within FRFIs. AIC is advocating for OSFI to form a permanent, multi-sector, external stakeholder affairs advisory committee that would advise the regulator on emerging risks. With the government exploring EnerGuide Labeling of homes at the time of sale, the AIC recommends that this information, as well as other climate related risk information, be housed in a central, publicly accessible portal. As prospective homeowners and the mortgage lending industry rely, in part, on information gathered by appraisers to make their buying and lending decisions, accurate and publicly available information ensures that all parties are making informed real estate decisions. AIC Professional Appraisers adhere to strict educational and professional practice guidelines and can partner with appropriate governmental bodies and industry experts to help in the implementation process. The AIC believes a holistic approach to supply needs to be considered, where industry and municipal, provincial and federal governments all work together if there is any possibility for solving the lack of inventory and encouraging affordable housing prices. Some flood maps in Canada have not been updated for a number of years, in some cases for decades. The need for accurate flood information is essential to property purchasers, developers, lenders and to those engaged in municipal or land use planning. AIC is asking the Government of Canada to take on a coordinating role in this area. Downward pressure on appraisal fees and increasing demand for quicker turnaround times, combined with the restrictions on accessing good and reliable data, may ultimately drive professional appraisers away from completing mortgage finance work. This places a much higher risk for lenders and for Canadian consumers. Concerns over money laundering and the use of real estate assets to shield funds from scrutiny have become increasingly more strident in recent months. The AIC is asking the Government of Canada to assume a coordinating role in the development of beneficial ownership registries for real estate assets. Canadian consumers require additional education on the full range of fees associated with mortgage financing and refinancing as well as the role of various professionals involved in the transaction. A disclosure of all fees incurred as part of obtaining a loan should be a mandatory requirement for all lending institutions - federally and non-federally regulated – to ensure that Canadians understand the financial commitment involved in what is often the largest investments in their lifetime. This includes the appraisal management fee and the appraisal fee.