Pat Kelly

Work with the Federal Government to promote responsible consumption of beverage alcohol and the appropriate use of Food & Drug Regulations, pertaining to beer and alcoholic beverage labeling. Work with the Federal government to improve domestic trade agreements for craft brewers. Improve existing internal trade agreements and modernize the excise tax structure to better support job creation, investment and economic growth across Canada. Respond to legislative efforts such as Bill S-254 (warning labels on alcoholic beverages) and M-61, that pertain to new labelling regulations for alcoholic products. Food and Drugs Act and Safe Food for Canadians Act as they pertain to the regulation of beer and alcoholic beverages.

Bill S-202 - An Act to amend the Food and Drugs Act (warning label on alcoholic beverages) Working to support craft brewers through rural economic development. Working to support craft brewers through the Excise Act. Looking for greater clarity on Safe Food for Canadians Regulations - Traceability. Looking for greater clarity on compliance with single-use plastics prohibition. Looking for greater clarity on CFIA Food and Drug Regulations related to labelling. Investigating available programs to assist members in exporting products.

Working with the government on updates to Canada's Low-Risk Alcohol Drinking Guidelines. Seeking the government's support in updating the Excise Tax Act to support craft brewers and their economic growth. Seeking the government's support for a Seal of Authenticity that would clearly mark craft beer products.

Discussions relating to the legislative, regulatory, and policy developments related to digital currencies and cryptoassets Providing input on the prudential regulation of the banking sector Providing input on amendments to the Bank Act Providing input on federal budget measures that may impact the banking sector Discussions on supporting women’s advancement, career opportunities, and equitable outcomes in the financial services sector Discussing the Accessible Canada Act with the purpose of identifying, removing and preventing barriers for people with disabilities Discussions on strategies to mitigate tariff risks and navigate the review of the Canada-United States-Mexico Agreement Providing input on effective Artificial Intelligence regulation to balance risks and foster innovation Providing input on the regulatory framework to facilitate the process to become a federal credit union and support their operations Discussing plans on the Data Collection Modernization initiative Providing views on the Macroeconomic Stress Test (MST) 2.0 review Discussing Bill C-27 – Digital Charter Implementation Act, 2022, relating to the privacy and artificial intelligence provisions Discussions relating to the efficiency and effectiveness of the financial sector regulatory system Discussions on consumer issues relating to potential postal strike ensuring an appropriate scope of guidance Providing inputs on criminal interest rate as it relates to the calculation of the rate and exclusions Office of the Superintendent of Financial Institutions guidelines with respect to capital adequacy requirements, prudential limits and restrictions, accounting and disclosure, and sound business and financial practices Providing inputs on OSFI regulations and draft guidelines including in connection with culture, integrity and security, third-party risk, and operational risk Providing input on the development of the Consumer-Driven Banking Framework Providing inputs on Basel III Implementation with respect to capital floor phase-in and risk weights Providing inputs on Competition Act amendments Personal Information Protection and Electronic Documents Act (PIPEDA): seeking workable, practical approaches in the reform of PIPEDA Excise Tax Act with respect to Goods and Services Tax (GST) and Harmonized Sales Tax (HST) Support the development of an innovative, efficient, and secure payments ecosystem in Canada that benefits consumers Support the goals outlined in the National Cyber Security Strategy and collaborate with government, including the Canadian Centre for Cyber Security, to strengthen Canada’s cyber resiliency The Access to Basic Banking Services: seeking to clarify appropriate identification for opening accounts and to make account opening procedures more workable U.S. Mexico Canada Agreement (USMCA), trade agreements with other jurisdictions, World Trade Organization rules regarding cross-border trade in financial services Support the Government initiative of modernizing the Employment Equity Act and provide input to further strengthen the Act. Discussion relating to agricultural financing, including the efficient administration of the Advance Payments Program and the Canada Loan Administration Act Discussions relating to the development of Financial Consumer Protection Framework and voluntary commitments to promote protection for consumers Capital markets statutory, regulatory and self-regulatory organization regime applicable to banks as corporate issuers and their provincially regulated subsidiaries that are capital markets participants Discussion relating to housing finance framework, including reforms to expand housing supply, mortgage underwriting regulations and covered bonds Providing inputs on climate standards and disclosures Corporate governance statutory and regulatory regime for banks Canada Labour Code with respect to (i) impact on bank management of human resources, (ii) review of Part III of the Canada Labour Code, (iii) flexible work

Agricultural trade: multi and bi-lateral trade negotiations to maintain and expand opportunities for canola farmers through reduction in tariffs and non-tariff trade barriers. Provide farmers necessary support through trade disruptions. Support the modernization of the World Trade Organization (WTO) as a mechanism to promote rules-based trade. Support additional government resources to help solve technical trade barriers. Inter-provincial regulations support canola production, market access, and growth. Agriculture Policy Framework: ensure that business risk management programs and strategic initiatives are suitable for canola farmers. Federal research programming and initiatives support production needs on farm. Support right to repair and interoperability programs, policies, laws, and regulations that support farmer's choice and right to repair. Canada Transportation Act and regulations as it relates to the transportation of grain. Support development of transportation and trade infrastructure that facilities market demand and growth for canola. Ensure governments recognize the benefits that farmers provide to the environment, including in relation to offset protocols, ecological goods and services, and rebates. Support on-farm exemptions for carbon pricing. Climate change laws, policies, programs, research, and regulations related to agriculture promote competitiveness and production on farms. Environment and international trade: to advance the good management practices that are implemented on canola farms that contribute to environmental stewardship and competitive markets for farmers and to advance the canola biodiesel market domestically and abroad. Canada's Clean Fuel Regulations incentivizes the use of canola-based biofuels. Transportation: to advocate for a fair and efficient railway transportation system that serves the needs of grain producers. The creation and implementation of the Canada Water Agency and adoption of a pan-Canadian water monitoring framework have positive impacts for canola farmers. Support enhanced resources for federal regulatory bodies to make science-based decisions on crop protection products and seed varieties. Seeds Act and regulations as it pertains to seed variety registrations. Plant Breeders Rights Act and regulations as it relates to intellectual property rights. Patent Act and regulations as it pertains to intellectual property rights specific to seed technologies. Income Tax Act and other financial regulations, policies or programs: To promote the fair treatment of farmers in any proposed changes to the Income Tax Act or other financial mechanism that may impact farmers financially. Fisheries Act regulations and polices as it relates to fish habitats on farmland. Ensure Government recognizes and works with the agriculture sector to ensure farmers have access to skilled, competitive on-farm labour. Discussions concerning railway and port strikes as it relates to economic development and trade labour disruptions. Canadian Food Inspection Act and regulations as it relates to canola production and trade. Canadian Environmental Protection Act and Pest Control Products Act and regulations as it relates to agricultural pest control products. Canada Grain Act and Canada Grain Act Regulations as it relates to grain handling and transportation. Broadband: Expedite and support efforts to bring affordable, reliable high-speed internet and mobile coverage to rural and remote communities. Agricultural Marketing Programs Act and regulations as it pertains to the Advance Payments Program.

Agricultural Trade - Support multi-lateral and bi-lateral trade negotiations and policies that provide more free and open access to existing and new markets through reduced tariffs and non-tariff trade barriers on canola and its products. Provide farmers necessary support through trade disruptions. Support the modernization of the World Trade Organization (WTO) as a mechanism to promote rules-based trade. Support additional government resources to help solve technical trade barriers. Discussions concerning railway and port strikes as it relates to economic development and trade labour disruptions. Transportation: to advocate for a fair and efficient railway transportation system that serves the needs of grain producers. Support right to repair and interoperability programs, policies, laws, and regulations that support farmer's choice and right to repair. Environment and international trade: to advance the good management practices that are implemented on canola farms that contribute to environmental stewardship and competitive markets for farmers and to advance the canola biodiesel market domestically and abroad. Canada's Clean Fuel Regulations incentivizes the use of canola-based biofuels. Canada Transportation Act and regulations as it relates to the transportation of grain. Support development of transportation and trade infrastructure that facilities market demand and growth for canola. Support a review of the Canada Grains Act to modernize role of Canadian Grain Commission to align with needs of the grain sector. Income Tax Act and other financial regulations, policies or programs: To promote the fair treatment of farmers in any proposed changes to the Income Tax Act or other financial mechanism that may impact farmers financially. Ensure governments recognize the benefits that farmers provide to the environment. Including in relation to polices and regulations concerning carbon pricing, as it pertains to on-farm exemptions, offset protocols, rebates, and research. Climate change laws, policies, programs and regulations related to agriculture promote competitiveness and production on farms. Ensure Government recognizes and works with the agriculture sector to ensure farmers have access to skilled, competitive on-farm labour. Canadian Environmental Protection Act and Pest Control Products Act and regulations as it relates to agricultural pest control products. Support enhanced resources for federal regulatory bodies to make science-based decisions on crop protection products and seed varieties. Advocate for clear, science and risk-based approach to regulation of pesticides and new plant breeding innovation and that it is facilitative for trade. Agriculture - Work to ensure the existing and upcoming Agricultural Policy Framework addresses the needs of canola farmers including business risk management, marketing and research. Maintain support for federal and shared funded programs.

Agricultural Trade - Support multi-lateral and bi-lateral trade negotiations and policies that provide more free and open access to existing and new markets through reduced tariffs and non-tariff trade barriers on canola and its products. Provide farmers necessary support through trade disruptions. Support the modernization of the World Trade Organization (WTO) as a mechanism to promote rules-based trade. Support additional government resources to help solve technical trade barriers. Ensure Government recognizes and works with the agriculture sector to ensure farmers have access to skilled, competitive on-farm labour. Environment and international trade: to advance the good management practices that are implemented on canola farms that contribute to environmental stewardship and competitive markets for farmers and to advance the canola biodiesel market domestically and abroad. Canada's Clean Fuel Regulations incentivizes the use of canola-based biofuels. Support right to repair and interoperability programs, policies, laws, and regulations that support farmer's choice and right to repair. Discussions concerning railway and port strikes as it relates to economic development and trade labour disruptions. Transportation: to advocate for a fair and efficient railway transportation system that serves the needs of grain producers. Canada Transportation Act and regulations as it relates to the transportation of grain. Support development of transportation and trade infrastructure that facilities market demand and growth for canola. Support a review of the Canada Grains Act to modernize role of Canadian Grain Commission to align with needs of the grain sector. Income Tax Act and other financial regulations, policies or programs: To promote the fair treatment of farmers in any proposed changes to the Income Tax Act or other financial mechanism that may impact farmers financially. Ensure governments recognize the benefits that farmers provide to the environment. Including in relation to polices and regulations concerning carbon pricing, as it pertains to on-farm exemptions, offset protocols, rebates, and research. Climate change laws, policies, programs and regulations related to agriculture promote competitiveness and production on farms. Canadian Environmental Protection Act and Pest Control Products Act and regulations as it relates to agricultural pest control products. Support enhanced resources for federal regulatory bodies to make science-based decisions on crop protection products and seed varieties. Advocate for clear, science and risk-based approach to regulation of pesticides and new plant breeding innovation and that it is facilitative for trade. Agriculture - Work to ensure the existing and upcoming Agricultural Policy Framework addresses the needs of canola farmers including business risk management, marketing and research. Maintain support for federal and shared funded programs.

Advocate for the continued and potentially expanded use of flow through shares in the resource and/or technology sectors by demonstrating the job creating results and tax fairness inherent in this regime. Advocate for the continued and potentially expanded use of flow through shares in the resource sector by demonstrating the job creating result and tax fairness inherent in this regime.

Advocate for the continued and potentially expanded use of flow through shares in the resource sector by demonstrating the job creating result and tax fairness inherent in this regime.

Advocate for the continued and potentially expanded use of flow through shares in the resource and/or technology sectors by demonstrating the job creating results and tax fairness inherent in this regime.

That the Government of Canada amend the proposed increase to the capital gains tax inclusion rate to except healthcare clinics Raise awareness of the burden of musculoskeletal (MSK) conditions and the need for more strategic approach to management of MSK health for federal populations including Canadian Forces, Veterans, RCMP and First Nations, Metis, and Inuit. Inclusion of chiropractors as recognized qualified practitioners to issue the Disability Tax Credit Certificate(T2201). Improve chiropractic coverage for federal public service employees. Improve access to chiropractic care for Indigenous peoples, particularly by adding coverage for chiropractic services under the Non-Insured Health Benefits Program. Implement the Canadian Pain Task Force's Action Plan for Pain in Canada and enhance the current approach to pain management by improving the integration of non-pharmacological treatments, such as chiropractic care. Expand the Canada Student Loan Forgiveness Program to include front-line allied health care professionals, such as Doctors of Chiropractic. Ensure that the Canadian Armed Forces paid education programs in health care include chiropractic. Ensure that chiropractors are included in the government's plan to introduce a one-time income tax deduction for health care professionals starting their careers in rural communities. Allow refugees and refugee claimants to access chiropractic care under the Interim Federal Health Program (IFHP).

-Raise awareness of the burden of musculoskeletal (MSK) conditions and the need for more strategic approach to management of MSK health for federal populations including Canadian Forces, Veterans, RCMP and First Nations and Inuit. -Inclusion of chiropractors as recognized qualified practitioners to issue the Disability Tax Credit Certificate(T2201). Improve chiropractic coverage for federal public service employees. -Improve access to chiropractic care for Indigenous peoples, particularly by adding coverage for chiropractic services under the Non-Insured Health Benefits Program. Implement the Canadian Pain Task Force's Action Plan for Pain in Canada and enhance the current approach to pain management by improving the integration of non-pharmacological treatments, such as chiropractic care. Expand the Canada Student Loan Forgiveness Program to include front-line allied health care professionals, such as Doctors of Chiropractic. Ensure that the Canadian Armed Forces paid education programs in health care include chiropractic. Ensure that chiropractors are included in the government's plan to introduce a one-time income tax deduction for health care professionals starting their careers in rural communities. -Allow refugees and refugee claimants to access chiropractic care under the Interim Federal Health Program (IFHP).

To discuss and support government initiatives related to critical infrastructure resilience, cybersecurity, digital infrastructure, artificial intelligence, and resilient energy infrastructure modernization. Discussions regarding Immigration program considerations related to manufacturing labour shortages, including coordinating with provinces and the inclusion of manufacturing National Occupation Classifications (NOC) in federal pathways to permanent residency and regional workforce needs. Discussions regarding energy transition legislation, federal investment tax credits and regulations. To explore areas of alignment and compatibility with federal policies and programs in the context of deploying temporary and permanent modular housing, including medium density housing, workforce housing, affordable housing, and community infrastructure. Pursuing international trade and expanding markets for infrastructure development. Federal policies and programs with respect to transition to a lower carbon energy system, renewable energy, and energy infrastructure. Discussions regarding provision of buildings, camps, and logistical services. Discussions regarding federal frameworks with regards to the environment, including climate change and air pollutant regulation.

Engagement with the federal government regarding the review and approval process for agricultural products falling under the jurisdiction of the Pest Management Regulatory Agency. Discussions with government regarding water management and climate risk adaptation and infrastructure Consultation with government officials regarding mitigation and preventative measures of aquatic invasive species

Discussion around the Fisheries Act and associated regulations and policies; particular discussion around impacts and interactions with irrigation operations and infrastructure in Alberta. Engagement with the federal government regarding the review and approval process for agricultural products falling under the jurisdiction of the Pest Management Regulatory Agency. Discussions with government regarding irrigation, water management, climate risk adaptation and infrastructure Consultation with government officials regarding mitigation and preventative measures of aquatic invasive species

Engaging government stakeholders in discussions regarding wildfire risk in Alberta, including the development of a mitigation and response strategy and the use of artificial intelligence for monitoring in collaboration with affected or at-risk communities. Data center integration including grid-connected opportunities to reduce costs of the energy transition. Commenting on potential changes to Migratory Bird Regulations. Promoting measures that facilitate intertie development, including: clarifying the governance of interprovincial electricity transmission; implementing a one permit, one approval framework; encouraging provinces and territories to develop inter-regional transmission infrastructure; creating a national or regional energy strategy to identify potential trade corridors and projects of strategic importance of common interest; and providing financial support to interprovincial transmission projects. Communicating to: learn about Government of Canada initiatives related to climate change and GHG reduction; learn about electricity infrastructure and energy infrastructure; and discuss interties, energy storage and renewable energy generation, including how those tools can help Canada achieve net-zero clean electricity grid by 2050. Open-ended discussions regarding inter-jurisdictional electricity projects and system planning related to the Government of Canada’s Clean Electricity Strategy. Open-ended discussions regarding spectrum management and radio frequency planning. Requesting funding under the Smart Renewables and Electrification Pathways Program to be used towards a high voltage, grid-connected energy storage system, and transmission infrastructure that supports renewable energy development in Alberta. Requesting financial support for transmission infrastructure that supports renewable energy development in Alberta from the Canada Infrastructure Bank. Open-ended discussions regarding the status of the Public Safety Broadband Network. Commenting on the investment tax credit of up to 30% for investments in clean technologies. Commenting on the proposed investment tax credit of up to 15% for investments in clean electricity. AltaLink is engaging government stakeholders regarding participating in the Clean Electricity Regulations consultation process to comment on issues such as performance standards, phase-in, facility operations, and end of life for emitting units. As a transmission facility owner in Alberta, we are looking for CER design that helps to achieve a net-zero grid while maintaining reliability and affordability of the system.

Data center integration including grid-connected opportunities to reduce costs of the energy transition. Commenting on potential changes to Migratory Bird Regulations. Promoting measures that facilitate intertie development, including: clarifying the governance of interprovincial electricity transmission; implementing a one permit, one approval framework; encouraging provinces and territories to develop inter-regional transmission infrastructure; creating a national or regional energy strategy to identify potential trade corridors and projects of strategic importance of common interest; and providing financial support to interprovincial transmission projects. Communicating to: learn about Government of Canada initiatives related to climate change and GHG reduction; learn about electricity infrastructure and energy infrastructure; and discuss interties, energy storage and renewable energy generation, including how those tools can help Canada achieve net-zero clean electricity grid by 2050. Open-ended discussions regarding inter-jurisdictional electricity projects and system planning related to the Government of Canada’s Clean Electricity Strategy. Engaging government stakeholders in discussions regarding wildfire risk in Alberta, including the development of a mitigation and response strategy in collaboration with affected or at-risk communities. Open-ended discussions regarding spectrum management and radio frequency planning. Requesting funding under the Smart Renewables and Electrification Pathways Program to be used towards a high voltage, grid-connected energy storage system, and transmission infrastructure that supports renewable energy development in Alberta. Requesting financial support for transmission infrastructure that supports renewable energy development in Alberta from the Canada Infrastructure Bank. Open-ended discussions regarding the status of the Public Safety Broadband Network. Commenting on the investment tax credit of up to 30% for investments in clean technologies. Commenting on the proposed investment tax credit of up to 15% for investments in clean electricity. AltaLink is engaging government stakeholders regarding participating in the Clean Electricity Regulations consultation process to comment on issues such as performance standards, phase-in, facility operations, and end of life for emitting units. As a transmission facility owner in Alberta, we are looking for CER design that helps to achieve a net-zero grid while maintaining reliability and affordability of the system.

Federal Budget: Federal Tobacco Strategy; getting cancer patients the information and support they need; expanding the Employment Insurance Sickness Benefit; health research; access to palliative care CIHR as it relates to continued federal funding & long term investment in health research Canada Health Act and regulations, as it relates to recognizing home and palliative care as medically necessary Access to medication - expanding the range of medications covered by various insurance plans, and the number of Canadians able to access and afford medication. This includes a national pharmaceutical strategy.

International trade regarding tobacco control, alcohol, products containing carcinogens and products associated with cancer. Internal trade regarding tobacco control, alcohol, products containing carcinogens and products associated with cancer. Funding for programs to be operated by the Canadian Cancer Society to advance cancer control. Canadian Partnership Against Cancer, as it relates to continued federal funding for the cancer control strategy Canada Health Transfer and health system bilateral funding agreements intended for provinces/territories to support the delivery of healthcare services Framework Convention on Tobacco Control, including protocols, guidelines and implementation Tobacco and Vaping Products Act, as it relates to regulations, implementation and enforcement Non-Smokers' Health Act including implementation and enforcement Food and Drugs Act and regulations, as it relates to nciotine replacement products Federal Tobacco Control Strategy, including all matters related to tobacco control Taxation, revenue measures, controlled products regulations, including implementation, for alcohol, tobacco control, products containing carcinogens and products associated with cancer. Communication regarding alcohol consumption guidance. Food and Drugs Act and regulations, as it relates to alcohol warning labels Food and Drugs Act and regulations, as it relates to restricting the advertising to children of foods high in sodium, sugars and saturated fat. Healthy Living - Supporting initiatives, legislation, regulation, policies, and programs that prevent cancer or improve the social determinants of health Adoption of HPV testing and increasing HPV vaccination rates Sustainable funding of the National Advisory Committee on Preventive Health Services to ensure timely, up?to?date cancer screening guidelines Equitable and timely access to cancer screening. Measures and funding related to the charitable sector generally Equitable access to care along the full cancer continuum for First Nations, Inuit and Métis communities Employment Insurance special benefit programs, including the sickness benefit and compassionate care benefit Canada Labour Code and Employment Insurance Act, as it relates to job-protected leave, employment insurance special benefits, return to work policies, and human rights protections for people affected by cancer Access to information and support to make decisions regarding end-of-life care, including Medical Assistance In Dying Supports for mental health during people's cancer journeys Implementation and funding of the National Grief Action Plan as part of the government's work on palliative care and mental health Canada Health Act as it relates to access to care, including long-term, home, and palliative care National Caregiving Strategy Financial supports for caregivers, including the Canada Caregiver Credit Implementation of the Framework on Palliative Care in Canada and integration of a palliative approach to care in our health system, including national standards and data, care provider training, research, and implementation of the National Grief Action Plan and distinctions?based frameworks for First Nations, Inuit and Métis people Setting and measuring pan-Canadian wait time benchmarks and targets and measures to address them, including addressing healthcare shortages, increased and sustainable funding for care, infrastructure and equipment, targeted strategic funding to PTs for workforce shortages, particularly in rural and remote communities. Sustained core funding for federal research agencies, improved coverage of indirect research costs, Canadian research sovereignty, strengthening capacity and the economic benefits of domestic research, research commercialization. Increasing access to care including models of care, removing barriers to care, particularly for underserved communities, using innovative approaches to improve access to care including AI to improve timely diagnosis and treatment. Issu

CFIB supports the principle behind the Canada Jobs Grant but encourages flexibility in its implementation and consideration of small and medium-size enterprises (SMEs)' needs. For example, introducing a permanent refundable tax credits for co-op and internship hires and reducing red tape from programs like Canada Summer Jobs to make it easier for small businesses to continue hiring youth. Advocating on behalf of small and medium-sized businesses to facilitate trade between Canada and other countries (CAN-US tariffs, the Canada-United States-Mexico Agreement, Chinese tariffs). Canadian Federation of Independent Business (CFIB) shares its suggestions for Budget 2026 focusing on: reducing the small business tax rate from 9% to 6% and increasing the small business deduction (SBD) threshold to $700,000 and index it to inflation going forward. Canada is experiencing an “entrepreneurial drought”: a sustained period where business closures consistently outpace new business starts, leading to a shrinking entrepreneurial base and declining confidence in entrepreneurship. CFIB recommends that reversing this trend should be treated as a national economic priority. Sharing small businesses' views on Labour Code changes, impact on small businesses and the need to ensure the fluidity of the supply chain. Sharing survey results on improving CFIA customer service to encourage the review of their operations to better meet the needs of small and medium-size enterprises (SMEs) - reducing red tape and facilitating food mobility within Canada. Sharing data information and recommendations related to the state of small and medium-size enterprises (SMEs) overall and for specific sectors which could also include provincial data. Promoting reforms to the Competition Act that will ensure small businesses have an equitable opportunity to compete in today’s economy, especially as small and medium-size enterprises (SMEs) have noted an increase in large corporate giants within Canada. Shipping costs pose a significant barrier for small business, as such we continue to advocate for favourable shipping rates with carriers (including the cost of shipping along with better service levels and addressing the work stoppage at Canada Post). Presenting the views of small business owners based on our survey data to the Canada Revenue Agency to share ways of improving customer service interactions with small and medium-size enterprises (SMEs) and suggest ways to ease the tax burden on small business owners as well as increase accountability within the agency. CFIB continues to monitor the effects of the Consumer Product Safety Act on small and medium-size enterprises (SMEs) and other issues raised related to the mandate of Health Canada. We also continue to monitor customer service interactions between our members and Health Canada. Any issues are raised with officials. CFIB advocates for simplification to the federal procurement process on behalf of small and medium-size enterprises (SMEs). Lobbying to reduce Red Tape by focusing on removing interprovincial trade barriers, facilitating labour mobility and improving government customer service. This includes providing input for the consultations on the Annual Regulatory Modernization Bill. Goods and Services Tax/ Harmonized Sales Tax Administration with regards to Transitional Rules, Out of Province Sales Rules, Point-of-Sale Rebate, and fillings. Retirement Income Policies, and proposed Canada Pension Plan increases. CFIB is against mandatory increases in Canada Pension Plan, and has provided alternative approaches. CFIB has also shared recommendations to reduce disincentives to work for older workers. Presenting the views of small business owners on infrastructure spending through member survey results, mandate votes and other CFIB research. Offering funding solutions and alternatives to government proposals on transit and infrastructure expansion. Personal Information Protection and Electronic Documents Act (PIPEDA)