Nick Leswick

Offering input related to the review of financial institutions policy and Bank Act and/or emerging policies related to the financial technology sector to allow for greater innovation and competition Interest in implementing actions to provide Canadians with more control over their financial health, including financial literacy; establishing an open banking system in Canada. Arranging meetings and outreach with Public Office Holders in relation to Questrade’s goal in helping Canadians become more financially secure, contributing to the affordable housing strategy as a champion and providing the most innovative & cost-efficient online financial and other services.

Enhancing global market access for Alberta exports by expanding pipeline access to tidewater, including through the removal of the Tanker Ban, investing in trade-related transportation infrastructure, and addressing internal trade barriers. Supporting the federal government's defence and economic security priorities by exploring opportunities for Alberta to strengthen Canada's defence industrial base, attract investment, and contribute to resilient supply chains and strategic infrastructure. Exploring opportunities to support the federal government's One Canadian Economy agenda through greater economic integration, reduced interprovincial trade barriers, and strengthened collaboration on nation-building projects. Supporting a strong Alberta within a united Canada by exploring policies that address fairness in the federation, strengthen Alberta’s economic contribution, and improve federal-provincial collaboration on shared priorities. Exploring strategies to support economic growth in Alberta and Canada while ensuring long-term fiscal sustainability and broad-based prosperity. Providing an update on the Business Council of Alberta’s priorities, including productivity, competitiveness, labour shortages, infrastructure, and housing, and identifying opportunities to collaborate with the federal government on advancing shared policy goals. Attracting investment to Alberta and Canada by exploring ways to address regulatory barriers to business investment and create a competitive business landscape. Proposing amendments to the new greenwashing provisions which, as written, will undermine Canadian businesses’ ability to raise capital, take risks, innovate, and make good-faith environmental progress in uncertain conditions. The federal government should respect the CRTC’s Fibre to the Premise decision, which supports a more competitive telecommunications sector and reinforces regulatory autonomy, a principle that is key to investor confidence and a dynamic business environment across all sectors of the Canadian economy. Federal natural resources and environment policy. Unlocking investment and growth in Canada's natural resource industries, and how they can contribute to Canada's productivity, prosperity, and environmental goals. Discriminatory and/or counterproductive impacts on Alberta and Alberta-concentrated industries. Maintaining access to US markets in the face of tariff threats and CUSMA renewal. Discussing how issues related to defence spending, border crossings and illegal drug/gun trafficking impact trade and trade policy. Preserving and enhancing Canada’s access to trade opportunities in global markets; addressing trade disputes, including the differing impact of those disputes across Canada. Exploring opportunities to increase economic activity and value-added processing in agriculture; and discussing the removal of barriers to achieving that goal. Expressing our opposition to the proposed emissions cap as being bad for the environment, the economy, the federation, and Canada’s international standing. Improving Canada's system of major project approvals and permitting to allow projects to get built faster, generate economic growth and advance Indigenous Economic Diversification. Issues range from speeding up environmental impact assessments, to removing fed/prov duplication, to better coordinating permitting processes across the federal government. Removing barriers to interprovincial trade. Providing information via our "Alberta Update" to senior government officials on economic developments in the province. Exploring ways to improve co-operation and collaboration between the federal and provincial governments. The merits and drawbacks of the federal government's proposed oil and gas sector emissions cap; and the most efficient, cost-effective ways to promote a competitive energy sector in Alberta while working towards deep emissions cuts. Proposing amendments to the Clean Electricity Regulations that reflect the concerns

Reduction in federal taxation regarding the collection of airport rents, aeronautical fees, aviation fuel excise taxes, air navigation charges and the Air Transport Security Charge. Labour laws and regulations, health and occupational safety standards impacting the airline industry, including collective bargaining and labour relations. COVID-19 Pandemic: Communications and interactions regarding potential economic and financial assistance / relief in the context of the revenue collapse resulting from the COVID-19 crisis and post-pandemic recovery. Competitiveness of Canada's air transportation network and underlying infrastructure including airports, air traffic control, customs and security pre-screening services. Canada's post-pandemic strategy as it relates to travel and tourism, including financial support for Transat. Canada's national tourism strategy and enhancement of the overall competitiveness of Canada's travel and tourism industry. Canada's international air policy (Blue Sky) and resulting negotiating mandates extended to the Chief Air Negotiator in establishing international air transport framework. Designation and allocation of frequencies to Air Transat under applicable air agreements. Aviation environmental policy concerning the application of emissions trading schemes, carbon taxes and domestic policies related to aviation, including sustainable aviation fuel (SAF). Air transportation policies, legislation and regulations. Accessibility-related policies, laws and regulations as they relate to the airline industry and all related standards and regulations.

Policies, regulations and programs regarding zero emissions vehicles and the use of hydrogen in transportation applications, the supply of hydrogen and equipment for hydrogen fueling stations, including technology relating to compression, storage and dispensing. Engaging government regarding support for clean hydrogen production and emissions reductions, including the proposed Clean Hydrogen Investment Tax Credit and the Carbon Capture, Utilization and Storage Investment Tax Credit.

"Hydrogen Related Incentives" On behalf of the client, I will be advocating to various departments and agencies to promote hydrogen production and carbon capture and storage (CCS) in Alberta. In addition, I will be pursing various department and agencies to adopt hydrogen and CCS incentives.

Discussions regarding support for the development of clean hydrogen and net-zero technology, including through the Strategic Response Fund. Policies and regulations regarding zero emissions vehicles and the use of hydrogen in transportation applications, the supply of hydrogen and equipment for hydrogen fueling stations, including technology relating to compression, storage and dispensing. Engaging government regarding hydrogen and emissions reductions, including the proposed Clean Hydrogen Investment Tax Credit and the Carbon Capture, Utilization and Storage Tax Credit. Engaging government on regulations relating to hydrogen, including the Output-Based Pricing System (OBPS) regulations. Engaging government on regulations relating to CO2 production and reduction. Engaging government on policies and programs that encourage the production and use of hydrogen as an alternative source of fuel, including hydrogen produced from by alternative processes and the purchased and retrofit of third-party facilities. Engaging government on issues relating to Greenhouse Gas rules and their impact on third-party producers and sellers of hydrogen. Discussions regarding support for hydrogen mobility and transportation solutions.

Support for hydrogen research and development capabilities in Canada through the Strategic Innovation Fund I will be pursuing various department and agencies to adopt hydrogen and CCS incentives and financial supports including the Strategic Innovation Fund, Clean Hydrogen Investment Tax Credit, Contracts for Difference, and carbon credits under the Clean Fuel Regulations. On behalf of the client, I will be advocating to various departments and agencies with respect to legislation and regulations that impact the development of clean hydrogen production and carbon capture and storage (CCS) with a focus on Bill C-59 (e.g. CCUS-ITC), Clean Hydrogen Investment Tax Credit and the Clean Fuel Regulations.

Financing infrastructure projects, as it relates to investments by insurers. Discussions relating to the development of Financial Consumer Protection Framework and voluntary commitments to promote protection for consumers. Communicating with the government on the 2026 Spring Economic Update, including their plan to introduce Canada’s first sovereign wealth fund—the Canada Strong Fund. Discussions with respect to federal government policies to improve the economic potential, contribution and capacity of Canada's Indigenous communities. Capital markets statutory, regulatory and self-regulatory organization regime applicable to banks as corporate issuers and their provincially regulated subsidiaries that are capital markets participants. Discussions regarding general economic conditions and fiscal policy that can stimulate economic growth, competitiveness and social progress. Providing inputs on climate standards and disclosures. Providing input on the prudential regulation of the banking sector. Providing input on federal budget measures that may impact the banking sector. Discussions on policies, legislation, or regulations related to stablecoins and other digital assets. Financial Institutions, with respect to the Canadian regulatory framework. Financial institutions with respect Canada/US relationship and trade policy. Providing inputs on Basel III Implementation with respect to capital floor phase-in and risk weights Advocate for globally competitive policies that position artificial intelligence as a positive economic driver, and support the responsible development, deployment, and use of AI in business. Prescription drugs - Seeking to raise awareness about prescription drug & workplace benefit coverage. Federal government programs and policies respecting consumers as they pertain to relationships with financial institutions. The Proceeds of Crime (Money Laundering) and Terrorist Financing Act, initiatives for enhancement of reporting mandatory information, and risk assessment methodology. Work with the government to protect Canadians against fraud and scams. Providing input on the development of the Consumer-Driven Banking Framework Office of the Superintendent of Financial Institutions guidelines with respect to capital adequacy requirements, prudential limits and restrictions, accounting and disclosure, and sound business and financial practices Income Tax Act as it applies to corporate taxation, personal taxation, registered saving products, investment and competitiveness. Support the goals outlined in the National Cyber Security Strategy and collaborate with government, including the Canadian Centre for Cyber Security, to strengthen Canada’s cyber resiliency. The financial sector regulatory framework as it relates to electronic payments, credit, debit and interchange rates. Regulatory review of the proposed acquisition of HSBC Canada. Policies and programs that affect the Canadian housing market and lending practices. Personal Information Protection and Electronic Documents Act (PIPEDA), the Privacy Act, and any legislation and associated regulations with regard to privacy and security, identity theft risks, use and protection of information. Payment Clearing and Settlement Act as it applies to the five year financial system review. Over-the-counter (OTC) Derivatives: seeking to void duplicative OTC derivatives regulation and negative effects on the competitiveness of Canadian businesses and further negotiations regarding derivatives regulation with foreign regulators in order to avoid duplication of requirements. Initiatives related to gender diversity, inclusion and accessibility as they apply to financial institutions. Financial Consumer Agency of Canada Act as it applies to consumer protection. Employment Equity Act as it applies to banks as employers. Discussions to understand and determine the nature of the banking industry’s role in facilitating COVID-19 government benefit programs and about the possible challen

To discuss and support government initiatives related to critical infrastructure resilience, cybersecurity, digital infrastructure, artificial intelligence, and resilient energy infrastructure modernization. Discussions regarding Immigration program considerations related to manufacturing labour shortages, including coordinating with provinces and the inclusion of manufacturing National Occupation Classifications (NOC) in federal pathways to permanent residency and regional workforce needs. Discussions regarding energy transition legislation, federal investment tax credits and regulations. To explore areas of alignment and compatibility with federal policies and programs in the context of deploying temporary and permanent modular housing, including medium density housing, workforce housing, affordable housing, and community infrastructure. Pursuing international trade and expanding markets for infrastructure development. Federal policies and programs with respect to transition to a lower carbon energy system, renewable energy, and energy infrastructure. Discussions regarding provision of buildings, camps, and logistical services. Discussions regarding federal frameworks with regards to the environment, including climate change and air pollutant regulation.

Financial Sector policies that relate to retail banking products and services offered by CIBC. Policies related to taxation policy and the Canadian Revenue Agency of Canada. Policies that relate to stemming financial crimes in Canada (The Proceeds of Crime (Money Laundering) and Terrorist Financing Act, initiatives for enhancement of reporting mandatory information, financial scams and fraud, and risk assessment methodology). The introduction of policies, programs or legislation related to "Consumer-driven Banking". Policies related to the adoption and development of Artificial Intelligence and related technologies. Legislation and regulations as it relates to Canada’s payment system and Payments Canada. Legislation and regulations related to Labour practices. Policies related to Canadian economic growth, and international trade. Policies related to Canada's development of natural resources. Policies related to asset recycling and industry investment in public infrastructure development . Policies and programs that affect the Canadian housing market and lending practices. Policies and programs related to gender diversity, inclusion and accessibility. Personal Information Protection and Electronic Documents Act (PIPEDA), the Privacy Act, and any legislation and associated regulations with regard to privacy and security, identity theft risks, use and protection of information Payment Processing System with regard to rates, fees, oversight of credit and debit procedures Office of the Superintendent of Financial Institutions Act (OSFI) and regulations, in respect of regulatory compliance for banks Immigration policies and programs to address labour shortages and market needs. Bank Act and regulations, in respect of the five year financial system review, as well as any changes resulting from the review.

The Proceeds of Crime (Money Laundering) and Terrorist Financing Act, initiatives for enhancement of reporting mandatory information, and risk assessment methodology. The introduction of policies, programs or legislation related to "Open Banking". The Canadian labour force and labour mobility as it relates to the Express Entry program. Policies related to Canadian economic growth, and international trade. Policies related to Canada's development of natural resources. Policies related to asset recycling and industry investment in public infrastructure development . Policies and programs that affect the Canadian housing market and lending practices. Policies and programs related to gender diversity, inclusion and accessibility. Personal Information Protection and Electronic Documents Act (PIPEDA), the Privacy Act, and any legislation and associated regulations with regard to privacy and security, identity theft risks, use and protection of information Payment Processing System with regard to rates, fees, oversight of credit and debit procedures Office of the Superintendent of Financial Institutions Act (OSFI) and regulations, in respect of regulatory compliance for banks Immigration policies and programs to address labour shortages and market needs. Canadian Payments Act, as it applies to applicable legislative reviews and the government's Payment's Modernization initiative. Canada Labour Code, Parts II and III Bank Act and regulations, in respect of the five year financial system review, as well as any changes resulting from the review.

Transportation of Dangerous Goods Regulation and discussions around transportation as it relates to the oil and gas industry Sustainable Finance and Environment, Social, Governance (ESG) considerations for investment decisions. Support for the Clean Resource Innovation Network (CRIN) to advance research to build upon existing expertise in the development of clean and affordable energy. Support for industry due to impact of COVID-19 pandemic on oil and natural gas sector, including access to COVID rapid tests, regulatory requirements, liability, methane, liquidity, technology/innovation/infrastructure funding, wage subsidy, funding for student and new graduate positions. Species at Risk Act with regard to conservation initiatives to protect species and their habitats Seeking creation of a provincial pilot program to enable companies to purchase COVID rapid tests. Impact Assessment Act as it relates to approvals and impact assessments for major oil and gas projects. Duty to consult Indigenous communities as it relates to oil and gas projects, including implementation of the United Nations Declaration on the Rights of Indigenous Peoples. Discussions on climate change regulations and policies that may be directed at oil sands, refining, and gas processing. This includes methane, Clean Fuels Standard and net zero. Canadian policy support related to international market access for oil and gas. Canadian Environmental Protection Act with respect to the regulatory framework for greenhouse gas emissions and criteria for air contaminants and air pollutant regulations Canadian Energy Regulator as it relates to regulatory oversight of upstream interprovincial pipelines. Allow immediate deductibility of capital costs for tax purposes in the year in which they occur, to be applied broadly across the economy in a manner that aligns with similar tax reforms in the US.

Funding opportunities related to trade infrastructure (rail and marine) under the Trade Diversification Corridor Fund. Potential funding for community projects in Southern New Brunswick for which we would be a private sector partner. Interactions with Government Officials on issues related to Investment Tax Credits. Discussions with Federal Officials on tax measures related to investments in Short Line Railways in Canada. Discussions with Federal Officials regarding defence supply chain opportunities in Canada and the development of a defence-specific industrial strategy. Interactions with Federal Officials regarding Federal programs to accelerate the building of new homes in Canada, including Build Canada Homes. Discussions with Federal Officials regarding Canada's retaliatory tariffs in response to U.S. tariffs on Canadian goods. Potential funding for Spruce Budworm research and response in Atlantic Canada. Meetings with Federal officials regarding support for Canadian private forest owners initiatives related to small forest owners’ silviculture and conservation programs. Sporadic interactions with local Member of Parliament regarding immigration applications. Softwood Lumber Agreement with the United States with regard to Maritime exemption for duties. Interactions with Federal officials regarding the Government's plan to plant 2 Billion trees by 2030. Interactions with Federal officials regarding potential funding for rural housing. Input into the Federal Government's National Shipbuilding Procurement Strategy as it relates to Irving Shipbuilding being selected on October 19, 2011 to build the Combat Vessel work package. Input into potential change to pulp and paper effluent regulation. Discussions with Government Officials with respect to European Union Deforestation Regulations. Discussions with Federal officials concerning carbon offsets and carbon fuel tax.

Bill C-15 with respect to proposal to change the tax treatment on income earned by Canadian insurance companies on foreign property. Changes programs and policies to increase private sector infrastructure investment and attract foreign capital to Canada Standards for banking (open banking) and regulation of data processing including the use of artificial intelligence. Policies and programs related to Canada trade relations with other countries and Canada's economic competitiveness. Improve the Global Minimum Tax Act to promote international coordination and harmonization on timing and operation. Office of the Superintendent of Financial Institutions and the Supervision of Insurers and Banks in particular to improve the ability of Canadian companies to compete and grow outside of Canada. Insurance Companies Act and regulations to amend the Act to permit greater investment by insurers outside of the financial sector and to improve the ability of Canadian companies to compete and grow outside of Canada. Healthcare policy, specifically in relating to, employee benefits programs, including long-term disability, drug benefit plans and health data standards. Veterans Benefits including programs and policies that provide financial and other assistance to current and former members of the Canadian Armed Forces. Privacy, Human Rights and Insurance including the Privacy Act, Human Rights Act and the Canada Labour Code.

Communicating with government officials about taxation policy, including the Global Minimum Tax, more specifically about the impact of taxation policy on the international competitiveness of Canadian firms.