Talal Dakalbab

Discussions relating to the legislative, regulatory, and policy developments related to digital currencies and cryptoassets Providing input on the prudential regulation of the banking sector Providing input on amendments to the Bank Act Providing input on federal budget measures that may impact the banking sector Discussions on supporting women’s advancement, career opportunities, and equitable outcomes in the financial services sector Discussing the Accessible Canada Act with the purpose of identifying, removing and preventing barriers for people with disabilities Discussions on strategies to mitigate tariff risks and navigate the review of the Canada-United States-Mexico Agreement Providing input on effective Artificial Intelligence regulation to balance risks and foster innovation Providing input on the regulatory framework to facilitate the process to become a federal credit union and support their operations Discussing plans on the Data Collection Modernization initiative Providing views on the Macroeconomic Stress Test (MST) 2.0 review Discussing Bill C-27 – Digital Charter Implementation Act, 2022, relating to the privacy and artificial intelligence provisions Discussions relating to the efficiency and effectiveness of the financial sector regulatory system Discussions on consumer issues relating to potential postal strike ensuring an appropriate scope of guidance Providing inputs on criminal interest rate as it relates to the calculation of the rate and exclusions Office of the Superintendent of Financial Institutions guidelines with respect to capital adequacy requirements, prudential limits and restrictions, accounting and disclosure, and sound business and financial practices Providing inputs on OSFI regulations and draft guidelines including in connection with culture, integrity and security, third-party risk, and operational risk Providing input on the development of the Consumer-Driven Banking Framework Providing inputs on Basel III Implementation with respect to capital floor phase-in and risk weights Providing inputs on Competition Act amendments Personal Information Protection and Electronic Documents Act (PIPEDA): seeking workable, practical approaches in the reform of PIPEDA Excise Tax Act with respect to Goods and Services Tax (GST) and Harmonized Sales Tax (HST) Support the development of an innovative, efficient, and secure payments ecosystem in Canada that benefits consumers Support the goals outlined in the National Cyber Security Strategy and collaborate with government, including the Canadian Centre for Cyber Security, to strengthen Canada’s cyber resiliency The Access to Basic Banking Services: seeking to clarify appropriate identification for opening accounts and to make account opening procedures more workable U.S. Mexico Canada Agreement (USMCA), trade agreements with other jurisdictions, World Trade Organization rules regarding cross-border trade in financial services Support the Government initiative of modernizing the Employment Equity Act and provide input to further strengthen the Act. Discussion relating to agricultural financing, including the efficient administration of the Advance Payments Program and the Canada Loan Administration Act Discussions relating to the development of Financial Consumer Protection Framework and voluntary commitments to promote protection for consumers Capital markets statutory, regulatory and self-regulatory organization regime applicable to banks as corporate issuers and their provincially regulated subsidiaries that are capital markets participants Discussion relating to housing finance framework, including reforms to expand housing supply, mortgage underwriting regulations and covered bonds Providing inputs on climate standards and disclosures Corporate governance statutory and regulatory regime for banks Canada Labour Code with respect to (i) impact on bank management of human resources, (ii) review of Part III of the Canada Labour Code, (iii) flexible work

Internet Child Pornography Reporting Regulations (SOR/2011-292) and C3Ps role under the regulation as well as changes to the regulation that may come as a result of the passage of C-16. C-36 - An Act to enact the Protecting Privacy and Consumer Data Act ("PPCDA"), to amend the Personal Information Protection and Electronic Documents Act and to make amendments to other Acts C-34 - An Act to enact the Digital Safety Act and the Digital Safety Commission of Canada Act and to make consequential amendments to other Acts - with respect to online harms to children and C3P's role in Canada Bill C-22 - An Act respecting lawful access, Parts 1 and 2 Lawful access provisions in the Criminal Code or other federal legislation that may enable law enforcement entities to receive or obtain data to begin or advance online child sexual abuse and exploitation investigations, including subscriber information. Laws, regulations and policies with respect to the artificial Intelligence industry and its technologies that can affect the safety and security interests of children, such as AI training data and databases, generative AI technologies, AI chatbots and sexual deepfake imagery. S-232 - An Act respecting non-disclosure agreements, namely potential legislative restrictions on the use of such agreements in the context of sexual violations against a victim of child sexual abuse or exploitation Bill C-246 An Act to amend the Criminal Code (consecutive sentences for sexual offences) Bill C-238 - An Act to amend the Criminal Code (restitution orders) Bill C-236 - An Act to amend the Criminal Code, the Corrections and Conditional Release Act and the Prison and Reformatories Act Bill C-225 - An Act to amend the Criminal Code Bill C-223 - An Act to amend the Divorce Act (Keeping Children Safe Act) Bill C-221 - An Act to amend the Corrections and Conditional Release Act (disclosure of information to victims) Bill C-216 - An Act to enact the Protection of Minors in the Digital Age Act and to amend two acts S-235 - An Act respecting the National Strategy to Combat Human Trafficking S-236 - An Act to amend the Canadian Victims Bill of Rights and to establish a framework for implementing the rights of victims of crime Bill S-212 - An Act respecting a national strategy for children and youth in Canada Bill S-209 - An Act to restrict young persons' online access to pornographic material Discussions about online harms to children and potential legislative or regulatory proposals or policy positions Statistics Canada publications that relate to online child sexual exploitation issues with respect to the inclusion of Cybertip.ca data where applicable. Canada’s National Strategy for the Protection of Children from Sexual Exploitation on the Internet, with respect to C3P's role under the strategy which is funded and which funding is used to fulfill C3Ps role under the strategy. Discussions about access to justice, criminal justice, and social policy issues related to online child sexual abuse and online violence against children and possible legislative or policy initiatives that could reduce victimization and/or improve victim recovery.

Bill C-29 Engagement on 'An Act to establish the Financial Crimes Agency and to make consequential amendments to certain Acts and regulations' as it relates to legislative changes that might impact policing and core function of RCMP Members, with the purpose of providing information and recommendations to guide future decisions. Bill C-31 Engagement on 'A second Act to implement certain provisions of the budget tabled in Parliament on November 4, 2025' as it relates to legislative changes that might impact policing and core function of RCMP Members, with the purpose of providing information and recommendations to guide future decisions. Bill C-22 engagement on 'An Act respecting lawful access', as it relates to legislative changes that might impact policing and core function of RCMP Members, with the purpose of providing information and recommendations to guide future decisions. Bill C-16 engagement on 'An Act to amend certain Acts in relation to criminal and correctional matters (child protection, gender-based violence, delays and other measures). as it relates to legislative changes that might impact policing and core function of RCMP Members, with the purpose of providing information and recommendations to guide future decisions. Bill C-14 Engagement on 'An Act to amend the Criminal Code, the Youth Criminal Justice Act and the National Defence Act (bail and sentencing)' as it relates to legislative changes that might impact policing and core function of RCMP Members, with the purpose of providing information and recommendations to guide future decisions. Bill C-9- Engagement 'An Act to amend the Criminal Code (hate propaganda, hate crime and access to religious or cultural places)', as it relates to legislative changes that might impact policing and core function of RCMP Members, with the purpose of providing information and recommendations to guide future decisions. Bill C-2 - Engagement on 'An Act respecting certain measures relating to the security of the border between Canada and the United States and respecting other related security measures', as it relates to legislative changes that might impact policing and core function of RCMP Members, with the purpose of providing information and recommendations to guide future decisions. RCMP Mental Health, in relation to the creation of a strategy, resources or investments. Implementation of inquiry or report recommendations that have examined the RCMP, including the Public Order Emergency Commission, the Mass Casualty Commission Final Report and others. The Royal Canadian Mounted Police Act, in respect to any and all amendments or develoments of regulations that would impact RCMP members. The Royal Canadian Mounted Police Superannuation Act as it relates to pension, disability, health care services, occupational health and safety, employee assistance services and benefits for the purpose of strengthening services and providing recommendations to inform decisions, grant amounts and MOU's. The RCMP's core responsibilities, Federal Policing, Contract and Indigenous Policing and Specialized Policing Services, in respect to promoting investments, resources, modernization and contract renewals. Firearms in Canada, in respect to increased mandates of RCMP Members and the need for additional resourcing or investments.

Financial Sector policies that relate to retail banking products and services offered by CIBC. Policies related to taxation policy and the Canadian Revenue Agency of Canada. Policies that relate to stemming financial crimes in Canada (The Proceeds of Crime (Money Laundering) and Terrorist Financing Act, initiatives for enhancement of reporting mandatory information, financial scams and fraud, and risk assessment methodology). The introduction of policies, programs or legislation related to "Consumer-driven Banking". Policies related to the adoption and development of Artificial Intelligence and related technologies. Legislation and regulations as it relates to Canada’s payment system and Payments Canada. Legislation and regulations related to Labour practices. Policies related to Canadian economic growth, and international trade. Policies related to Canada's development of natural resources. Policies related to asset recycling and industry investment in public infrastructure development . Policies and programs that affect the Canadian housing market and lending practices. Policies and programs related to gender diversity, inclusion and accessibility. Personal Information Protection and Electronic Documents Act (PIPEDA), the Privacy Act, and any legislation and associated regulations with regard to privacy and security, identity theft risks, use and protection of information Payment Processing System with regard to rates, fees, oversight of credit and debit procedures Office of the Superintendent of Financial Institutions Act (OSFI) and regulations, in respect of regulatory compliance for banks Immigration policies and programs to address labour shortages and market needs. Bank Act and regulations, in respect of the five year financial system review, as well as any changes resulting from the review.

The Proceeds of Crime (Money Laundering) and Terrorist Financing Act, initiatives for enhancement of reporting mandatory information, and risk assessment methodology. The introduction of policies, programs or legislation related to "Open Banking". The Canadian labour force and labour mobility as it relates to the Express Entry program. Policies related to Canadian economic growth, and international trade. Policies related to Canada's development of natural resources. Policies related to asset recycling and industry investment in public infrastructure development . Policies and programs that affect the Canadian housing market and lending practices. Policies and programs related to gender diversity, inclusion and accessibility. Personal Information Protection and Electronic Documents Act (PIPEDA), the Privacy Act, and any legislation and associated regulations with regard to privacy and security, identity theft risks, use and protection of information Payment Processing System with regard to rates, fees, oversight of credit and debit procedures Office of the Superintendent of Financial Institutions Act (OSFI) and regulations, in respect of regulatory compliance for banks Immigration policies and programs to address labour shortages and market needs. Canadian Payments Act, as it applies to applicable legislative reviews and the government's Payment's Modernization initiative. Canada Labour Code, Parts II and III Bank Act and regulations, in respect of the five year financial system review, as well as any changes resulting from the review.

Financing infrastructure projects, as it relates to investments by insurers. Discussions relating to the development of Financial Consumer Protection Framework and voluntary commitments to promote protection for consumers. Communicating with the government on the 2026 Spring Economic Update, including their plan to introduce Canada’s first sovereign wealth fund—the Canada Strong Fund. Discussions with respect to federal government policies to improve the economic potential, contribution and capacity of Canada's Indigenous communities. Capital markets statutory, regulatory and self-regulatory organization regime applicable to banks as corporate issuers and their provincially regulated subsidiaries that are capital markets participants. Discussions regarding general economic conditions and fiscal policy that can stimulate economic growth, competitiveness and social progress. Providing inputs on climate standards and disclosures. Providing input on the prudential regulation of the banking sector. Providing input on federal budget measures that may impact the banking sector. Discussions on policies, legislation, or regulations related to stablecoins and other digital assets. Financial Institutions, with respect to the Canadian regulatory framework. Financial institutions with respect Canada/US relationship and trade policy. Providing inputs on Basel III Implementation with respect to capital floor phase-in and risk weights Advocate for globally competitive policies that position artificial intelligence as a positive economic driver, and support the responsible development, deployment, and use of AI in business. Prescription drugs - Seeking to raise awareness about prescription drug & workplace benefit coverage. Federal government programs and policies respecting consumers as they pertain to relationships with financial institutions. The Proceeds of Crime (Money Laundering) and Terrorist Financing Act, initiatives for enhancement of reporting mandatory information, and risk assessment methodology. Work with the government to protect Canadians against fraud and scams. Providing input on the development of the Consumer-Driven Banking Framework Office of the Superintendent of Financial Institutions guidelines with respect to capital adequacy requirements, prudential limits and restrictions, accounting and disclosure, and sound business and financial practices Income Tax Act as it applies to corporate taxation, personal taxation, registered saving products, investment and competitiveness. Support the goals outlined in the National Cyber Security Strategy and collaborate with government, including the Canadian Centre for Cyber Security, to strengthen Canada’s cyber resiliency. The financial sector regulatory framework as it relates to electronic payments, credit, debit and interchange rates. Regulatory review of the proposed acquisition of HSBC Canada. Policies and programs that affect the Canadian housing market and lending practices. Personal Information Protection and Electronic Documents Act (PIPEDA), the Privacy Act, and any legislation and associated regulations with regard to privacy and security, identity theft risks, use and protection of information. Payment Clearing and Settlement Act as it applies to the five year financial system review. Over-the-counter (OTC) Derivatives: seeking to void duplicative OTC derivatives regulation and negative effects on the competitiveness of Canadian businesses and further negotiations regarding derivatives regulation with foreign regulators in order to avoid duplication of requirements. Initiatives related to gender diversity, inclusion and accessibility as they apply to financial institutions. Financial Consumer Agency of Canada Act as it applies to consumer protection. Employment Equity Act as it applies to banks as employers. Discussions to understand and determine the nature of the banking industry’s role in facilitating COVID-19 government benefit programs and about the possible challen

Implementation of the inquest recommendations following the tragic tragic mass casualty incident in September 2022 including by pursuing funding to establish community safety officers, collaborate on RCMP modernization, improve policing in James Smith Cree Nation and provide more healing and reintegration services to offenders while protecting the public. Explore funding opportunities to support the construction of a hydro-electric power plant in Saskatchewan's east-central region and learn more about the possible designation of this project under the Major Projects Office. Meeting with Parliamentarians, officials and senior staff to advance ongoing discussions with respect to James Smith's Cree Nation 100's desire to separate from two other Nations that are treated as a collective by Canada. Together, the three bands, known as "James Smith Cree Nation 370, " are currently funded by Canada as a collective, yet they are distinct Nations with separate elected leadership and different priorities. We are working to advance James Smith Cree Nation 100's de-amalgamation goals and self-determination priorities.

Explore funding opportunities to support the construction of a hydro-electric power plant in Saskatchewan's east-central region and learn more about the possible designation of this project under the Major Projects Office. Implementation of the inquest recommendations following the tragic tragic mass casualty incident in September 2022 including by pursuing funding to establish community safety officers, collaborate on RCMP modernization, improve policing in James Smith Cree Nation and provide more healing and reintegration services to offenders while protecting the public. Meeting with Parliamentarians, officials and senior staff to advance ongoing discussions with respect to James Smith's Cree Nation 100's desire to separate from two other Nations that are treated as a collective by Canada. Together, the three bands, known as "James Smith Cree Nation 370, " are currently funded by Canada as a collective, yet they are distinct Nations with separate elected leadership and different priorities. We are working to advance James Smith Cree Nation 100's de-amalgamation goals and self-determination priorities.

Engaging with the Government of Canada in order to identify and seek opportunities for government contracts in Information Technology and Business Analytics Software.

The Consumer Driven Banking Act and related regulations as it applies to banks The federal government’s framework for stablecoins and digital assets Canada Deposit Insurance Corporation Act as it relates to banks and the administration of the deposit insurance framework Federal government programs and policies related to Artificial Intelligence regulation Housing finance framework, including reforms to expand housing supply, mortgage underwriting regulations and covered bonds Financial institutions with respect to Canada/US relationship and trade policy Office of the Superintendent of Financial Institutions guidelines with respect to capital, liquidity, and non-financial risk The Canadian Payments Act, as it relates to management of Canada’s payment system and payments modernization The modernization of the supervisory framework for financial institutions as it relates to the responsibility for administering prudential and consumer measures Requirements for financial institutions as they relate to corporate governance rules under the Bank Act Promotion of the importance of a competitive financial sector in achieving improved economic development in Canadian regions Providing inputs with respect to capital requirements as they relate to Basel III and lending for businesses Official languages policy as it relates to financial services. Federal government programs and policies supporting growth for small businesses Federal government programs and policies respecting financing for infrastructure projects Federal government programs and policies on employment and training as they pertain to financial institutions Federal government programs and policies respecting consumers as they pertain to relationships with financial institutions Federal government programs respecting financing for the agriculture industry Federal government programs respecting financial services for Indigenous communities The Bank Act and the National Housing Act as they relate to potential measures affecting housing affordability and lending Promotion of resources to support mental health and well-being of Canadians Promotion of financial services available to finance Canadian infrastructure development; sharing of international best practices with respect to infrastructure policy, particularly in terms of options for project financing arrangements Privacy legislation and acts with respect to the banking industry’s collection, use and protection of personal information Office of Superintendent of Financial Institutions Guidelines regarding accounting rules regulating financial institutions Income Tax Act with respect to corporate income tax, capital tax, international taxation, personal taxation, and registered saving products Impact of federal national security policy as it relates to the banking sector Financial services policy with respect to study of retirement income security Federal government programs and policies to combat financial crimes Federal government programs and policies related to sustainability, natural resources and climate change in support of achieving net zero targets Federal government position with regard to ongoing discussions on international financial regulation reform, as it pertains to Canadian banks Federal government policies affecting Canada’s payment systems as well as access to financial data Bank Act with respect to its impact on financial sector

Blackbird will support the Confederacy in their advocacy around Bill C-5, the One Canadian Economy Act and the Major Projects Office, including the Pathways Alliance Project. Blackbird will support the Confederacy in ensuring Indigenous procurement targets are met at Canadian Forces Base Cold Lake and ensure the base and DND uphold their agreements with nearby First Nations. The Confederacy is aiming to build relationships with federal decision-makers to advance priorities on First Nations housing, health, and education, and discuss specific programs and opportunities. Confederacy of Treaty Six is examining pathways to secure increased funding for First Nations policing. Blackbird will correspond with federal officials to coordinate attendance for an upcoming Confederacy of Treaty Six policing symposium in November 2025, as well as in-person meetings in Ottawa.

We will be meeting with elected officials and Designated Public Office Holders about First Nations police services and the need for funding for a tribal police service. We will be meeting with elected officials and Designated Public Office Holders about First Nations police services and for programs supporting First Nation-led police service.

CHG will engage with officials of the government of Canada on behalf of Fujitsu, to assist them with their government procurement process for their IT solutions.