Peter Fragiskatos

Infrastructure funding to support innovation, student housing and other capital projects. Support the Recruitment of World-Class Faculty and Staff Research Funding for the purpose of attracting talent including Tri-Council programs such as CRCs , scholarships and bursaries Mobilizing science and technology to Canada's Advantage Funding for research related infrastructure through CFI and other tri-council programs Support through programs and involvement in policy development with regard to the application of university research in the area of population health. Student assistance and financial support with respect to the Canada Student Loans Program, Federally Funded Internships, Federal Scholarships, and Federal Bursary Programs. Research funding with respect to growth to Federal granting councils Research funding with respect to allocation of funds for indirect costs of research International student recruitment and acceptance through Citizenship and Immigration policies Funding for infrastructure projects associated with universities through federal economic stimulus funding and the FedDev program.

To provide funding for the Canadian Collaboration to Cure ALS, to establish a coordinated national research ecosystem through which every Canadian living with ALS can participate in, and benefit from, cutting-edge science that will accelerate discoveries by Canadian researchers, advance understanding of the disease, and enable the development of therapies to treat this devastating terminal illness with greater precision. Sources of funding are to be determined. Policies or programs related to access to care and potential treatments for the ALS Community. Amendment to the compassionate care program to make it more accessible to caregivers and to increase the length of the benefit.

Work with the Federal Government to promote responsible consumption of beverage alcohol and the appropriate use of Food & Drug Regulations, pertaining to beer and alcoholic beverage labeling. Work with the Federal government to improve domestic trade agreements for craft brewers. Improve existing internal trade agreements and modernize the excise tax structure to better support job creation, investment and economic growth across Canada. Respond to legislative efforts such as Bill S-254 (warning labels on alcoholic beverages) and M-61, that pertain to new labelling regulations for alcoholic products. Food and Drugs Act and Safe Food for Canadians Act as they pertain to the regulation of beer and alcoholic beverages.

Bill S-202 - An Act to amend the Food and Drugs Act (warning label on alcoholic beverages) Working to support craft brewers through rural economic development. Working to support craft brewers through the Excise Act. Looking for greater clarity on Safe Food for Canadians Regulations - Traceability. Looking for greater clarity on compliance with single-use plastics prohibition. Looking for greater clarity on CFIA Food and Drug Regulations related to labelling. Investigating available programs to assist members in exporting products.

Support approvals for export permits for international export markets Light Armoured Vehicle Special Variant Enhancements Additional Mechanized Armoured Vehicles (AMAV) Logistics Vehicle Modernization (LVM) project

Seeking one time capital federal funding to support future capital projects and infrastructure expansions. Advocating for the development of a federal capital funding program to address transitional housing needs for vulnerable populations, including families served by Ronald McDonald House.

Protect children and youth from online harms by advancing evidence-informed policies (Bill C-34) that promote safer digital environments, support healthy development and well-being, and strengthen protections against harmful online content, interactions, and platform practices. PT stream of the Build Communities Strong Fund, specifically the $5 billion announced specifically for healthcare infrastructure, making sure that children's healthcare needs are taken into account in the program development. Creation of an Indigenous Guiding Circle within Children's Healthcare Canada to provide guidance and counsel on how to better advocate for FNIM children and youth health issues. Protect the Public Health Agency of Canada’s critical work, building confidence in vaccines for children and combatting mis and disinformation influencing decisions impacting children’s health. Protect and expand capacity to deliver on Jordan’s Principle and the Inuit Child First Initiative (a federal responsibility); Top up and broaden the eligibility for the Youth Mental Health Fund, with a focus on prevention, early assessment and rapid intervention in the early years; Include Children’s Priorities in Nation-Building Investments : Asking for capital investments in the children’s healthcare system, including support for research, workforce planning, and the implementation of learning health systems. Advancing a National Children's Strategy to advance child and youth health and well-being outcomes.

Discussions with government officials concerning carbon emissions from fertilizer as it relates to municipalities and efforts to reduce carbon emissions. Rail, Airports and Ports: Federal policies and programs with regard to access to national and international markets for trade, intra-city movement of people and goods and sustainability of small and rural communities. Municipal role in the G-7 & G-20, and trade negotiations with foreign countries surrounding tarrifs. Federal policies and programs with regard to improving accesses to affordable housing, reducing homelessness, increasing social infrastructure required for immigration and refugee settlement and integration support. Homelessness; Encampments; Affordable housing; Housing supply; Refugee and asylum seeker settlement; Housing Accelerator Fund; Reaching Home; Rapid Housing Initiative; Housing-enabling infrastructure; Federal policies and programs with regard to improving accesses to affordable housing, reducing homelessness, increasing social infrastructure required for immigration and refugee settlement and integration support. Homelessness; Encampments; redevelopment of public lands required to support communities that support the Canadian Armed Forces and its members. Affordable housing; Housing supply; Refugee and asylum seeker settlement; Housing Accelerator Fund; Rapid Housing Initiative; Housing-enabling infrastructure; Redevelopment of public lands; Emergency preparedness and security measures: Emergency preparedness policies and programs with regard to the cost and implementation of emergency equipment and first responder support; Disaster Mitigation and Adaptation Fund; Disaster Financial Assistance Arrangements (DFAA); Wildfire response; Flood mapping; Environmental and sustainable development policies and programs with regard to local climate change mitigation and adaptation; Disaster mitigation and adaptation; Capacity building for sustainable community planning; Greenhouse gas (GHG) reductions; Water management, watershed planning, wastewater, and stormwater policy; Urban forest management and stewardship; Brownfield redevelopment; National Adaptation Strategy; Greener Homes Grant; Green Building Strategy; Green Municipal Fund. Federal infrastructure program funding, including (but not limited to) Infrastructure Canada Canada Community Building Fund; Infrastructure programs and funding; Permanent Public Transit Fund; Canada Infrastructure Bank (CIB) financing; Investing in Canada infrastructure Plan; Universal Broadband; Rural, remote and northern infrastructure; Telecommunications and Technology: Telecommunications policies with regard to universal broadband access throughout Canadian communities, antenna tower and municipal rights-of-ways. Municipal-aboriginal relations issues: Federal policies and programs with regard to municipal-aboriginal relations, resources to meet the needs of the aboriginal population living in municipalities, municipal consultation and communication regarding land management and additions to reserve. Urban and Rural Indigenous Housing; Municipal-aboriginal relations International municipal development; Canadian foreign policy with regard to Global Affairs Canada (GAC) funded programs overseas in various countries. Support for farmer-centric policies and strategies that improve resiliency in the face of extreme weather, mitigate against rising costs and inflation, support food security, improve access to new markets while partnering to share the costs of reaching Canada's climate targets; Carbon emission-reduction targets related to fertilizer Guidelines for urban transit, intra and extra urban transit systems: Infrastructure and Transportation policy with regard to the development of guidelines, policy and dedicated funding for urban, intra and extra urban transit systems; Intercommunity bus; Aerodromes and airports; Intra and extra urban transit systems; Municipal/railway proximity issues; Trade corridors; Shipping routes an

Discussions with government officials concerning carbon emissions from fertilizer as it relates to municipalities and efforts to reduce carbon emissions. Rail, Airports and Ports: Federal policies and programs with regard to access to national and international markets for trade, intra-city movement of people and goods and sustainability of small and rural communities. Municipal role in the G-7 &G-20 and trade negotiations with foreign countries surrounding tarrifs. Support for farmer-centric policies and strategies that improve resiliency in the face of extreme weather, mitigate against rising costs and inflation, support food security, improve access to new markets while partnering to share the costs of reaching Canada's climate targets; Carbon emission-reduction targets related to fertilizer Federal policies and programs with regard to improving accesses to affordable housing, reducing homelessness, increasing social infrastructure required for immigration and refugee settlement and integration support. Homelessness; Encampments; redevelopment of public lands required to support communities that support the Canadian Armed Forces and its members. Affordable housing; Housing supply; Refugee and asylum seeker settlement; Housing Accelerator Fund; Rapid Housing Initiative; Housing-enabling infrastructure; Redevelopment of public lands; Environmental and sustainable development policies and programs with regard to local climate change mitigation and adaptation; Disaster mitigation and adaptation; Capacity building for sustainable community planning; Greenhouse gas (GHG) reductions; Water management, watershed planning, wastewater, and stormwater policy; Urban forest management and stewardship; Brownfield redevelopment; National Adaptation Strategy; Greener Homes Grant; Green Building Strategy; Green Municipal Fund. Community safety and crime prevention. National/contract policing; Community-based mental health and substance use care; Opioids and harm reduction; Auto thefts; Crime prevention through social development; Community corrections; Federal and municipal roles and responsibilities regarding policing duties and funding Telecommunications and Technology: Telecommunications policies with regard to universal broadband access throughout Canadian communities, antenna tower and municipal rights-of-ways. Rural, remote and northern municipal issues: Federal policies and programs with regard to delivering infrastructure funding in rural, remote and northern communities, trade irritants effecting rural, remote and northern communities, the development and implementation of the northern strategy in the three territories and the development of a rural champion at the federal cabinet level. Municipal Finance and Intergovernmental Arrangements Revenue sharing with the federal and provincial governments: Federal policies and programs with regard to the payments in lieu of taxes (PILTs) system, intergovernmental partnerships, recognition of municipal governments contributions to economic growth, the fiscal imbalance between each order of governments revenues options and their responsibilities to provide services and programs to Canadians. Municipal Growth Framework. Municipal-aboriginal relations issues: Federal policies and programs with regard to municipal-aboriginal relations, resources to meet the needs of the aboriginal population living in municipalities, municipal consultation and communication regarding land management and additions to reserve. Urban and Rural Indigenous Housing; Municipal-aboriginal relations International municipal development; Canadian foreign policy with regard to Global Affairs Canada (GAC) funded programs overseas in various countries Guidelines for urban transit, intra and extra urban transit systems: Infrastructure and Transportation policy with regard to the development of guidelines, policy and dedicated funding for urban, intra and extra urban transit systems; Intercommunity bus; Aerodromes and airport

Over reliance on Automated Valuation Methodologies (AVMs) poses a significant risk for Canadian consumers, lenders and the financial system. The best option to minimize the lending risk for mortgage properties is to have an on-site appraisal conducted by a third-party appraiser to determine the occupancy, the condition of the property, the neighborhood characteristics, and ultimately, the existence of the property. AIC supports AVM regulation and the role of appraisers being recognized directly in federal legislation through the Bank Act. AIC is supporting OSFI Residential Mortgage Underwriting and Mortgage Insurance Practices and Procedures encouraging Federally Regulated Financial Institutions to employ sound valuation practices to determine the value of collateral used to secure and insure mortgages. Requiring FRFIs to apply proper due diligence by requiring valuation reports based on on-site, in-person inspections performed by qualified appraisers is a sound practice. It enables lenders to confirm the current valuation of the collateral when processing a mortgage loan application and provides the assurance that they are doing so with a valuation carried out in a fair and objective manner. In summary, we recommend that the Government of Canada continue to mandate, enhance, and enforce strong valuation fundamentals within FRFIs. AIC is advocating for OSFI to form a permanent, multi-sector, external stakeholder affairs advisory committee that would advise the regulator on emerging risks. With the government exploring EnerGuide Labeling of homes at the time of sale, the AIC recommends that this information, as well as other climate related risk information, be housed in a central, publicly accessible portal. As prospective homeowners and the mortgage lending industry rely, in part, on information gathered by appraisers to make their buying and lending decisions, accurate and publicly available information ensures that all parties are making informed real estate decisions. AIC Professional Appraisers adhere to strict educational and professional practice guidelines and can partner with appropriate governmental bodies and industry experts to help in the implementation process. The AIC believes a holistic approach to supply needs to be considered, where industry and municipal, provincial and federal governments all work together if there is any possibility for solving the lack of inventory and encouraging affordable housing prices. Some flood maps in Canada have not been updated for a number of years, in some cases for decades. The need for accurate flood information is essential to property purchasers, developers, lenders and to those engaged in municipal or land use planning. AIC is asking the Government of Canada to take on a coordinating role in this area. Downward pressure on appraisal fees and increasing demand for quicker turnaround times, combined with the restrictions on accessing good and reliable data, may ultimately drive professional appraisers away from completing mortgage finance work. This places a much higher risk for lenders and for Canadian consumers. Concerns over money laundering and the use of real estate assets to shield funds from scrutiny have become increasingly more strident in recent months. The AIC is asking the Government of Canada to assume a coordinating role in the development of beneficial ownership registries for real estate assets. Canadian consumers require additional education on the full range of fees associated with mortgage financing and refinancing as well as the role of various professionals involved in the transaction. A disclosure of all fees incurred as part of obtaining a loan should be a mandatory requirement for all lending institutions - federally and non-federally regulated – to ensure that Canadians understand the financial commitment involved in what is often the largest investments in their lifetime. This includes the appraisal management fee and the appraisal fee.

To address Canada’s housing crisis, the federal government must work with provincial and municipal governments to implement policies that help to increase the supply of housing. As an example, the Government of Canada should require that infrastructure grants only go to areas that expedite development. Furthermore, the Housing Accelerator Fund as presented by the government should focus on supply initiatives. The mortgage "stress test" is applied to all Canadians seeking mortgage financing through a Federally Regulated Financial Institution (FRFI). AIC supports the removal of the stress test requirement for individuals seeking to renew their existing mortgage providing that the mortgage is in good standing and that all other terms / conditions remain static. AIC supports the notion that such borrowers should have access to the most competitive terms available. Some flood maps in Canada have not been updated for a number of years, in some cases for decades. The need for accurate flood information is essential to property purchasers, developers, lenders and to those engaged in municipal or land use planning. AIC is asking the Government of Canada to take on a coordinating role in this area. Over reliance on Automated Valuation Methodologies (AVMs) poses a significant risk for Canadian consumers, lenders and the financial system. The best option to minimize the lending risk for mortgage properties is to have an on-site appraisal conducted by a third-party appraiser to determine the occupancy, the condition of the property, the neighborhood characteristics, and ultimately, the existence of the property. Introduce a Home Renovation Tax Credit Program Downward pressure on appraisal fees and increasing demand for quicker turnaround times, combined with the restrictions on accessing good and reliable data, may ultimately drive professional appraisers away from completing mortgage finance work. This places a much higher risk for lenders and for Canadian consumers. Concerns over money laundering and the use of real estate assets to shield funds from scrutiny have become increasingly more strident in recent months. The AIC is asking the Government of Canada to assume a coordinating role in the development of beneficial ownership registries for real estate assets. Canadian consumers require additional education on the full range of fees associated with mortgage financing and refinancing as well as the role of various professionals involved in the transaction. A disclosure of all fees incurred as part of obtaining a loan should be a mandatory requirement for all lending institutions - federally and non-federally regulated – to ensure that Canadians understand the financial commitment involved in what is often the largest investments in their lifetime. This includes the appraisal management fee and the appraisal fee. AIC members must complete appraisal reports and other valuation assignments in accordance with the Canadian Uniform Standards of Professional Appraisal Practice (CUSPAP). Compliance with CUSPAP, in part, requires access to a full range of data on the subject property - including information on sales history. This data has traditionally been in the public domain but access has become limited. AIC is supporting OSFI Residential Mortgage Underwriting and Mortgage Insurance Practices and Procedures encouraging Federally Regulated Financial Institutions to employ sound valuation practices to determine the value of collateral used to secure and insure mortgages. AIC has recommended that these same guidelines extend to non-federally regulated institutions or organizations offering mortgage financing to Canadians.

Implementation of the Homelessness Reduction Innovation Fund Expand funding for community efforts to address homelessness through Reaching Home and make changes to the National Housing Strategy, Reaching Home, and federal housing policy to support ending homelessness and the implementation of the right to housing in Canada. Seeking to secure federal government investment in affordable and supportive housing for Canadians experiencing or at risk of homelessness and expand housing options for people at risk of or experiencing homelessness through Build Canada Homes. Policies and investments in support of ending homelessness in Budget 2026 Taxation relating to Canadian charities Seeking program and policy changes from Women and Gender Equity to address housing need and homelessness for women. Seeking program and policy changes from Veterans Affairs Canada and Housing Infrastructure and Communities Canada to support federal action on ending homelessness for veterans. Seeking funding support for National Conference on Ending Homelessness, funding to support work to prevent and reduce homelessness as well as funding for research on homelessness and housing need in Canada, through Reaching Home (HICC); Veterans Affairs Canada; Canada Mortgage Housing Corporation; and Women & Gender Equality, to support research on homelessness for women and advancing the right to housing. Encouraging the implementation of housing policies in alignment with the human right to housing and National Housing Strategy Act

Federal support for equity, diversity, inclusion, accessibility and Indigenization efforts including Employment Equity, Pay Equity and data collection Support for federal policies, legislation and regulations that respect institutional autonomy, academic freedom and collegial governance in post-secondary education. Increased federal supports for post-secondary education, students, academic and professional staff, including student financial assistance, federal transfers and programs such as infrastructure, official languages, and training. Advocacy on federal research funding, policy, science governance, research integrity and research security frameworks Ensuring users' rights are respected with regards to educators' ability to access, use and share materials covered by copyright. Increase in funding for federal programs that support Indigenous post-secondary education