Nicolas Marion

Supporting the development and implementation of policies, programs, and regulatory measures aimed at preventing and combating fraud, scams, and financial crime, including measures that enhance information sharing, consumer protection, and the integrity of Canada’s financial system. Supporting an open and competitive technology environment for mobile payments to maximise consumer choice and strengthen Canada’s participation in the digital economy. Promoting the recognition and adoption of modern digital payments infrastructure as a foundation for Canada’s economic resilience and innovation Supporting the development and adoption of secure, convenient digital verification and authentication solutions to enhance consumer protection and confidence in Canada’s digital economy. Tax Regulations, with respect to a prescribed payment card corporation share Policies, rules and codes that affect the payments system and payment networks

The financial sector regulatory framework as it relates to Retail Payment Activities Act, payment processing, consumer-driven banking and data security. Square Canada, Inc. seeks to collaborate with policymakers and Canada’s financial services industry to think beyond what’s established and help remove barriers that keep people from having equal access. Square Canada, Inc. also seeks to discuss challenges confronting Canadian small and medium size businesses and consumers in the digital economy.

Arranging introductory meetings for Global Payments and to discuss a number of payment sector initiatives, including cybersecurity.

Arranging introductory meetings for Global Payments and to discuss a number of payment sector initiatives.

National Anti-Fraud Strategy and Financial Crimes Agency Act, with respect to timely information sharing across institutions and multi-sector approach to combatting fraud. Prohibiting or Restricting Interlocking Directorates in the Financial Sector Consumer Protection: With respect to workable and feasible amendments to laws/regulations including the Financial Consumer Protection Framework, Bank Act, Consumer Driven Banking. Proceeds of Crime (Money Laundering) and Terrorist Financing Act: With respect to requirements and methods of identification, screening, monitoring and reporting for card products Privacy: Bill 27 Digital Charter Implementation Act and Personal Information Protection and Electronic Documents Act (PIPEDA) with respect to workable and feasible amendments to the law, including breach notification requirements. Payment Card Networks Act in terms of price regulations and other matters impacting merchants. Electronic Documents (Bank and Bank Holding Companies) Regulations: In respect of improving and increasing electronic communications between financial institutions and customers Code of Conduct for the Debit and Credit Industry: With respect to workable and feasible amendments to the requirements, including application of the code

Proposed Stablecoin Act, being Part 5, Division 45 of the Budget 2025 Implementation Act, No. 1 (Bill C-15), and regulations under the Act, with respect to the registration and supervision of stablecoin issuers

Advancing Competition, Affordability and Innovation in CDN Banking Fintech and Competition geared towards Open Banking/Consumer Driven Finance increasing competition in the market, and to improve efficiency in implementing changes. Prepaid card rules and legislative harmonization Capital Adequacy Requirements Guideline & Leverage Requirements Guideline, with respect to limits for covered bonds issues. Bank Act & Regulations, with respect to consumer protection framework.

Discussions around defence spending and the Defence Investment Agency as it relates to financial institutions Stablecoin Act in respect to the government's strategy on digital assets Providing input on federal budget measures that may impact the banking sector Income Tax Act as it applies to corporate taxation, personal taxation, registered saving products, investment, and competitiveness. Data and artificial intelligence policy, as it relates to financial institutions. Discussions on how to mitigate tariff risks and ensure the financial sector’s views are properly captured in trade dialogues. Proceeds of Crime (Money Laundering) and Terrorist Financing Regulations, with respect to a number of issues including identification requirements Financial Institutions, with respect to the Canadian regulatory framework. Financial Institutions with respect to the review of the global and Canadian regulatory framework. Financial Institutions, as it relates to consumer protection Legislation and regulation as it relates to data policy and governance issues International Trade, with respect to the Government of Canada's international relations strategy as it relates to the government's diplomatic and trade relations with Latin America and specifically the Pacific Alliance. Financial Institutions with respect to Environment, Social and Governance issues (ESG). Financial Institutions, with respect to small business banking Financial institutions, as it relates to housing Cyber Security policy as it applies to Financial Institutions Agricultural Support Programs in respect to lending programs

To advocate for the development of a national strategy to support the growth of Canada’s Web3 economy and digital assets. Particularly two projects: 1. Fiat-backed Stablecoins 2. Modernizing Canada's Qualified Investment regime and including digital assets like bitcoin To engage officials with regard to Bill C-249, the Encouraging Growth of the Cryptoasset Sector Act. We are educating MPs and regulators on the crypto industry and specifically why bitcoin, is a unique asset class. We are providing input and feedback to any questions people have on the sector, how it impacts Canadians, and what we are doing as Shakepay to ensure that customer protection is at the forefront. Discussing details pertaining to Canada's open banking framework that will be established under the Consumer-Driven Banking Act (CDB Act), which is part of the Budget Implementation Act, 2024, No. 1 (Bill C-69). Engaging on the draft legislation, introduced by the federal government in April 2024, and discussing issues like accreditation, scope and other items. To engage federal financial sector regulators with respect to the supervision of crypto assets under Canada’s anti-money laundering and terrorist financing regulations.

Engage with government on the impact global events and policies have on Canadian financial services. Provide input on legislation and policies related to financial fraud and scams including perspectives on the National Anti-Fraud Strategy Engage with government on commitments made in Budget 2025 related to increasing competition and affordability for financial services. Provide input on the range of tax filing services available to Canadians as the Canada Revenue Agency (CRA) develops its automatic tax filing plan. Provide input on the federal Financial Sector Legislative Review, including sharing perspectives on the digitalization of money Engage with government to share our experience with registered savings accounts (including the FHSA) Engage with government to ensure Retail Payments Activities Act Regulations reflect existing requirements for prudentially regulated financial institutions including those regulated at the provincial or territorial level. Engage with government support the implementation of open banking, payments modernization and the real time rail with a focus on benefits for individual Canadians and small businesses Bill C-27, Digital Charter Implementation Act as it relates to data portability, privacy and enabling consumer benefits of open banking

Work with the federal government and financial sector regulators on developing clear definitions, categorization and regulatory treatment of crypto assets. To engage federal financial sector regulators with respect to the supervision of crypto assets under Canada’s anti-money laundering and terrorist financing regulations. To advocate for the development of a national strategy to support the growth of Canada’s Web3 economy and digital assets and create an environment where blockchain technology helps to transform the Canadian economy.