Tina Matos

Discussions relating to the legislative, regulatory, and policy developments related to digital currencies and cryptoassets Providing input on the prudential regulation of the banking sector Providing input on amendments to the Bank Act Providing input on federal budget measures that may impact the banking sector Discussions on supporting women’s advancement, career opportunities, and equitable outcomes in the financial services sector Discussing the Accessible Canada Act with the purpose of identifying, removing and preventing barriers for people with disabilities Discussions on strategies to mitigate tariff risks and navigate the review of the Canada-United States-Mexico Agreement Providing input on effective Artificial Intelligence regulation to balance risks and foster innovation Providing input on the regulatory framework to facilitate the process to become a federal credit union and support their operations Discussing plans on the Data Collection Modernization initiative Providing views on the Macroeconomic Stress Test (MST) 2.0 review Discussing Bill C-27 – Digital Charter Implementation Act, 2022, relating to the privacy and artificial intelligence provisions Discussions relating to the efficiency and effectiveness of the financial sector regulatory system Discussions on consumer issues relating to potential postal strike ensuring an appropriate scope of guidance Providing inputs on criminal interest rate as it relates to the calculation of the rate and exclusions Office of the Superintendent of Financial Institutions guidelines with respect to capital adequacy requirements, prudential limits and restrictions, accounting and disclosure, and sound business and financial practices Providing inputs on OSFI regulations and draft guidelines including in connection with culture, integrity and security, third-party risk, and operational risk Providing input on the development of the Consumer-Driven Banking Framework Providing inputs on Basel III Implementation with respect to capital floor phase-in and risk weights Providing inputs on Competition Act amendments Personal Information Protection and Electronic Documents Act (PIPEDA): seeking workable, practical approaches in the reform of PIPEDA Excise Tax Act with respect to Goods and Services Tax (GST) and Harmonized Sales Tax (HST) Support the development of an innovative, efficient, and secure payments ecosystem in Canada that benefits consumers Support the goals outlined in the National Cyber Security Strategy and collaborate with government, including the Canadian Centre for Cyber Security, to strengthen Canada’s cyber resiliency The Access to Basic Banking Services: seeking to clarify appropriate identification for opening accounts and to make account opening procedures more workable U.S. Mexico Canada Agreement (USMCA), trade agreements with other jurisdictions, World Trade Organization rules regarding cross-border trade in financial services Support the Government initiative of modernizing the Employment Equity Act and provide input to further strengthen the Act. Discussion relating to agricultural financing, including the efficient administration of the Advance Payments Program and the Canada Loan Administration Act Discussions relating to the development of Financial Consumer Protection Framework and voluntary commitments to promote protection for consumers Capital markets statutory, regulatory and self-regulatory organization regime applicable to banks as corporate issuers and their provincially regulated subsidiaries that are capital markets participants Discussion relating to housing finance framework, including reforms to expand housing supply, mortgage underwriting regulations and covered bonds Providing inputs on climate standards and disclosures Corporate governance statutory and regulatory regime for banks Canada Labour Code with respect to (i) impact on bank management of human resources, (ii) review of Part III of the Canada Labour Code, (iii) flexible work

Advocate for place-based solutions to Canada’s biggest challenges, which support the region-specific mandates of public colleges and ensure local training needs are considered in policy development. Increase support to developing countries and other partner countries to build technical and vocational training capacity, strengthen skills development and education systems, and enhance Canada’s global education brand. Advocate for support for college-led research as a core component of federal research and innovation funding and policy. Discuss how colleges can support immigration programs, such as foreign credential recognition or international students, to meet Canada’s labour market needs, and share with officials impacts of policy changes on the college sector. Share with officials how colleges can support Canada’s training and workforce development needs to meet Canada’s biggest challenges. Share with officials the role of colleges and institutes in delivering high quality education for Canadians, and ensuring access to education for Canadians. Advance reconciliation through partnerships with Canada’s public colleges, institutes, CEGEPs, polytechnics, and Indigenous Institutes of Education. Promote the role and expertise of colleges in deepening Canada’s relationships with other countries. Promote the value of educational fair dealing in supporting colleges and institutes in their mandate to provide advanced skills and to enable them to better respond to the skills shortage. Increase investments and support to address colleges’ infrastructure needs to increase Canada’s training space and access in key high-demand fields that align with federal priority areas. Enable post-secondary institutions to obtain grants and loans to develop student housing projects, with additional supports for housing that supports students from vulnerable populations. Ensure Canada’s colleges and institutes have the necessary federal support to provide high-quality training for future healthcare professionals. Ensure the specific needs of institutions, including French institutions and those in minority linguistic communities, are taken into account when federal policies and programs are designed and delivered.

Financing infrastructure projects, as it relates to investments by insurers. Discussions relating to the development of Financial Consumer Protection Framework and voluntary commitments to promote protection for consumers. Communicating with the government on the 2026 Spring Economic Update, including their plan to introduce Canada’s first sovereign wealth fund—the Canada Strong Fund. Discussions with respect to federal government policies to improve the economic potential, contribution and capacity of Canada's Indigenous communities. Capital markets statutory, regulatory and self-regulatory organization regime applicable to banks as corporate issuers and their provincially regulated subsidiaries that are capital markets participants. Discussions regarding general economic conditions and fiscal policy that can stimulate economic growth, competitiveness and social progress. Providing inputs on climate standards and disclosures. Providing input on the prudential regulation of the banking sector. Providing input on federal budget measures that may impact the banking sector. Discussions on policies, legislation, or regulations related to stablecoins and other digital assets. Financial Institutions, with respect to the Canadian regulatory framework. Financial institutions with respect Canada/US relationship and trade policy. Providing inputs on Basel III Implementation with respect to capital floor phase-in and risk weights Advocate for globally competitive policies that position artificial intelligence as a positive economic driver, and support the responsible development, deployment, and use of AI in business. Prescription drugs - Seeking to raise awareness about prescription drug & workplace benefit coverage. Federal government programs and policies respecting consumers as they pertain to relationships with financial institutions. The Proceeds of Crime (Money Laundering) and Terrorist Financing Act, initiatives for enhancement of reporting mandatory information, and risk assessment methodology. Work with the government to protect Canadians against fraud and scams. Providing input on the development of the Consumer-Driven Banking Framework Office of the Superintendent of Financial Institutions guidelines with respect to capital adequacy requirements, prudential limits and restrictions, accounting and disclosure, and sound business and financial practices Income Tax Act as it applies to corporate taxation, personal taxation, registered saving products, investment and competitiveness. Support the goals outlined in the National Cyber Security Strategy and collaborate with government, including the Canadian Centre for Cyber Security, to strengthen Canada’s cyber resiliency. The financial sector regulatory framework as it relates to electronic payments, credit, debit and interchange rates. Regulatory review of the proposed acquisition of HSBC Canada. Policies and programs that affect the Canadian housing market and lending practices. Personal Information Protection and Electronic Documents Act (PIPEDA), the Privacy Act, and any legislation and associated regulations with regard to privacy and security, identity theft risks, use and protection of information. Payment Clearing and Settlement Act as it applies to the five year financial system review. Over-the-counter (OTC) Derivatives: seeking to void duplicative OTC derivatives regulation and negative effects on the competitiveness of Canadian businesses and further negotiations regarding derivatives regulation with foreign regulators in order to avoid duplication of requirements. Initiatives related to gender diversity, inclusion and accessibility as they apply to financial institutions. Financial Consumer Agency of Canada Act as it applies to consumer protection. Employment Equity Act as it applies to banks as employers. Discussions to understand and determine the nature of the banking industry’s role in facilitating COVID-19 government benefit programs and about the possible challen

Rescind the June 14 appointment of the new Chief Commissioner of the Canadian Human Rights Commission and commence an investigation into its vetting process. Undertake a forensic audit of its UNWRA contributions to determine the amount that is allocated to the creation of host nation curriculums, and conduct a thorough review of the curriculums to ensure that they are compliant with both UNESCO and Canadians standards. The need for Canada to impose sanctions on the political leaders of Hamas (a listed terrorist entity), including Ismail Haniyeh, the Qatar-based head of Hamas's political wing, for their role in the October 7 Hamas terrorist attack against Israel. That the Minister of Innovation, Science, and Industry work with Canada’s federal research funding agencies to amend their funding agreements with institutions to include, as a component of the agreements, a provision that all activities funded by the agencies are conducted in consultation with the IHRA definition of antisemitism and its illustrative examples. Support the utilization of the new mechanism to repurpose assets of sanctioned individuals and entities, and facilitate the establishment of a clear role for victims in this process, including a role for individual claimants, and the possibility of using assets to assist victims in war-torn countries and conflict zones. Support the passage of legislation such as Bill S-247 (An Act to amend the Justice for Victims of Corrupt Foreign Officials Act that would, in the enforcement of sanctions, enable restrictions and prohibitions on activities in relation to family members, making it more difficult for gross human rights violators and kleptocrats to avoid the enforcement of sanctions by transferring, giving or selling their property to family members. Reinstate the pause on funding for UNWRA and ensure that conditions must be placed on the renewed UNRWA funding. Propose solutions to rectify the general incoherence of Canada’s sanctions schemes, including by instituting clear and publicly available policy regarding which legislation is used in which circumstances, and ensuring that the various sanctions legislations are used in an internally consistent and cohesive manner. Listing terrorist organizations to the list of entities under Canada’s Criminal Code. Legislate a foreign agent registry. Investigate why the Justice for Victims of Corrupt Foreign Officials Act (Sergei Magnitsky Law) is not being used to combat gross violations of human rights. Introduce amendments to the Access to Information Act that would mandate the disclosure of all records relations to all records relating specifically to alleged Nazi war criminals in Canada and to any other Canadian citizen or resident who may have been complicit in carrying out the Holocaust and, all other Holocaust-related records (as defined by the International Holocaust Remembrance Alliance) in the possession of the Government of Canada. Increase transparency including by facilitating the establishment of a coordination group, with a clear and formalized pathway for civil society to communicate requests to multiple governments for the implementation of targeted sanctions. Include funding in the 2025 budget to develop a 5-year program to enhance the IHRA literacy of post-secondary students. Help more charitable organizations cover the costs related to the construction of new affordable rental housing projects by revitalizing and improving access to National Housing Strategy (NHS) programs For Canada to maintain its commitment to fighting antisemitism by developing a concrete plan to implement the universal use of the International Holocaust Remembrance Alliance (IHRA) working definition of antimerism. Ensure that Canada’s Hate Laws (under the Criminal Code) are enforced. Since the October 7 Hamas terrorist attack, there has been a significant rise in antisemitic attacks against Canadian Jewry. Canada must take hate speech against the Jewish community seriously. Dissolve

The Proceeds of Crime (Money Laundering) and Terrorist Financing Act, initiatives for enhancement of reporting mandatory information, and risk assessment methodology. The introduction of policies, programs or legislation related to "Open Banking". The Canadian labour force and labour mobility as it relates to the Express Entry program. Policies related to Canadian economic growth, and international trade. Policies related to Canada's development of natural resources. Policies related to asset recycling and industry investment in public infrastructure development . Policies and programs that affect the Canadian housing market and lending practices. Policies and programs related to gender diversity, inclusion and accessibility. Personal Information Protection and Electronic Documents Act (PIPEDA), the Privacy Act, and any legislation and associated regulations with regard to privacy and security, identity theft risks, use and protection of information Payment Processing System with regard to rates, fees, oversight of credit and debit procedures Office of the Superintendent of Financial Institutions Act (OSFI) and regulations, in respect of regulatory compliance for banks Immigration policies and programs to address labour shortages and market needs. Canadian Payments Act, as it applies to applicable legislative reviews and the government's Payment's Modernization initiative. Canada Labour Code, Parts II and III Bank Act and regulations, in respect of the five year financial system review, as well as any changes resulting from the review.

Discussion on how immigration policy and programs relating to international students can be improved to meet Canada’s economic and foreign policy goals and sharing the impacts of policy and program changes on the education sector in Canada. Advocating for the role of international education in advancing Canada’s international trade, development and diplomatic goals.

CoinFlip is seeking discussions with the Government of Canada to offer our expertise and experience in developing a stronger, pro-innovation and pro-consumer regulatory framework that allows the crypto-kiosk sector to operate legally and safely across jurisdictions. We support robust consumer protection and fraud-prevention measures, as well as clear and uniform licensing rules across all regions.

Discussions regarding universities' role in science diplomacy and export development opportunities Discussions regarding Canada's defence industrial strategy and related programs Advocacy to maintain and enhance funding of Social Sciences and Humanities Research Council, Natural Sciences and Engineering Research Council of Canada, Canadian Institutes of Health Research, and Canada Foundation for Innovation. Advocacy to secure federal support to develop and upgrade university infrastructure, including but not limited to research and learning facilities, digital infrastructure, and transit infrastructure Discussion regarding support for Indigenous post-secondary students, faculty and staff Discussion regarding research and development, infrastructure initiatives and investments in the area of agri-tech Discussion regarding research and development, infrastructure initiatives and investments in clean and conventional energy, and critical minerals Advocacy to improve immigration policies and programs for students, faculty and staff Discussion regarding research and development, infrastructure initiatives and investments in the areas of artificial intelligence (AI), quantum, and dual-use technologies Discussion regarding increasing training pipelines and work integrated learning opportunities for students in the federal government

Discussions about financial sustainability measures for universities. Discussions about shared priorities related to universities including workforce, talent, and employment. Discussions on the Canada-India Talent and Innovation Strategy. Government of Canada - Universities Working Group roundtable discussion on research security. Discussions about artificial intelligence (AI) funding as it relates to universities. Student housing and community enabling campus infrastructure programs. Working group meeting to discuss academic contributions to the Defence Industrial Strategy. Immigration policies and programs related to international students and affecting universities. Discussions of education and international relations opportunities. Engaging in discussions on research priorities for Canadian universities. Discussions about research policy and programs, Canada-US relations, and their impacts on the post-secondary sector Discussions about international students, the workforce, and the benefits of a university degree. Discussions about the Global Excellence Initiative (GEI) and future funding commitments. Meeting to discuss science policy and programs, impact of Canada-US relations Recent policy changes and development of other policy tools including the Recognized Institutions Framework.