Ryan Jakubowski

Working with the government to protect Canadians against fraud and scams, including the development of the National Anti-Fraud Strategy. Contribute to the development and implementation of a Canadian consumer driven banking framework and the development of associated regulation. Policies and programs relating to the efficiency and effectiveness of the financial sector regulatory system, specifically the red tape reduction review. Open dialogue with relevant public office holders to emphasize Capital One's important role in Canada’s financial landscape and the unique business conditions of small and medium banks in Canada. Support the development of an innovative, efficient, and secure payments ecosystem in Canada that benefits consumers. The Bank Act and various associated regulations, in particular those pertaining to Schedule III banks.

Work with the federal government to develop policies that seek greater transparency and a frictionless experience for Canadian consumers, promoting greater competition in the financial sector. The Retail Payments Oversight Framework, with respect to market conduct, liability, end-user funds safeguarding, operational risk mitigation, and other provisions. The government's review of the financial sector legislative framework with a focus on the digitalization of money The federal government's review and involvement of open banking in Canada's financial sector, as well as the modernization of federal privacy laws The Canadian Payments Act, with respect to membership, governance, funding, liability, and other provisions, as well as payment system modernization.