Kathleen Wrye

Communication with officials regarding how pension plans can support greater infrastructure investments in Canada. Communication with officials regarding climate and sustainability policies as they apply to financial institutions including pension plans. Communication with officials regarding the federal government reissuing Real Return Bonds (RRBs) Exploring areas of opportunity to expand pension coverage across Canada. Describing ways that pensions can be delivered to Early Childhood Educators (ECEs). Communication with officials regarding the development of Variable Payment Life Annuities (VPLAs). Communication with officials regarding pre-budget recommendations related to increasing pension access for Canadians. Communication with officials regarding federal pension legislation including the Income Tax Act and Pension Benefit Standards Act, as it applies to improving CAAT Plan's plan administration, new innovative offerings, investments and new employers joining the Plan.

Discuss investment in transportation infrastructure. Discussions regarding environmental, social and governance (ESG) factors impacting institutional investors, including disclosure standards, international commitments, and how climate-related risks and opportunities are incorporated into investment processes Providing perspectives from Canadian institutional investors concerning Government policies to create greater investible opportunities to improve productivity and growth in Canada’s economy and infrastructure. Private sector investment opportunities with respect to Build Canada Homes Discuss tax treatment for Local Distribution Companies (LDCs); section 147.2 (2) of the Income Tax Act (ITA), pertaining to excess surplus; and Regulation 8514 of the ITA, pertaining to related parties Discussions regarding the reissuance of the Real Return Bonds (RRB) program Discussions regarding Section 899 of the US government’s ‘One Big Beautiful Bill’ Discussions regarding clarity of the government’s greenwashing provisions

Healthcare policy and potential legislation relating to employee benefit programs and the cost of pharmaceuticals, and healthcare policy related to virtual care services To ensure that the needs of the financial sector in matters related to human resources as well as its capacity to service customers are properly reflected in legislation, policies and regulations in the context of the COVID-19 public health and economic crisis. The Personal Information Protection and Electronic Documents Act with respect to privacy, customer data, and data security Taxation - discussion of taxation policy for financial institutions. Seeking to raise awareness about prescription drug coverage policy considerations and concerns in context of national universal pharmacare proposals directly and as a participant in the Together for Better Health Coalition. Other related initiatives include high cost drugs for rare disease and PMPRB regulations Review of the Proceeds of Crime (Money Laundering) and Terrorist Financing Act as it relates to insurance contracts. Pension and Retirement products and income security Guidelines of the Office of the Superintendent of Financial Institutions as they relate to insurance companies. Federal Financial Services legislation review, with respect to Financial Institutions policies, infrastructure, open banking, and financial technology Clarification of Goods and Services Tax (GST) / Harmonized Sales Tax (HST) with respect to the treatment of financial services.

Educating policymakers on exchange-traded funds (ETFs) in Canada to build a profile for the client, ensuring the public service is aware of the benefits of ETFs.

Homequity Bank will be sharing their perspectives on increasing retirement security and aging in place. HomeEquity Bank is a Schedule 1 Canadian Chartered Bank which was founded in 1986. They were the first Canadian bank to offer reverse mortages to Canadian homeowners aged 55 and over.

Consultation regarding new disclosure requirement(s) for federally regulated pension plans and the publication of information relating to the investments of plans. Variable Payment Life Annuities, with respect to regulatory framework to be developed under federal legislation. PIAC is also interested in the harmonization of VPLA rules across all jurisdictions. SFAC’s Taxonomy Roadmap Report and the Taxonomy Governance Proposal with respect to implementation of the Council’s recommendations for defining green and transition investment. Seeking clarification from government officials with respect to pension protection provisions in insolvency related to the Companies' Creditors Arrangement Act, 1985 and the Bankruptcy and Insolvency Act, 1985. Regulatory Harmonization and Reform, with respect to pension funding rules: one funding rule (going-concern plus) to replace the going-concern funding rule and a solvency funding rule. Pension Benefits Standards Regulations, 1985, with respect to input on proposed changes to pension regulations on negotiated contribution plans and unclaimed pension balances. OSFI Climate Scenario Exercises, with respect to consultation input on the evolution of the Standardized Climate Scenario Exercise. Canada Real Return Bonds, with respect to program reinstatement and/or consultation on Real Return Bond Issuance.