John MacGregor

Afterpay seeks to build awareness over the Buy Now Pay Later (BNPL) consumer-focused business model. Afterpay is attempting to encourage the creation of a regulatory model that recognizes the differences within the BNPL market, as well as the distinguishing factors between BNPL and alternative financial services offering high-cost credit.

The financial sector regulatory framework as it relates to Retail Payment Activities Act, payment processing, consumer-driven banking and data security. Square Canada, Inc. seeks to collaborate with policymakers and Canada’s financial services industry to think beyond what’s established and help remove barriers that keep people from having equal access. Square Canada, Inc. also seeks to discuss challenges confronting Canadian small and medium size businesses and consumers in the digital economy.