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Houle Marie-Josée

Federal Housing Advocate, Canadian Human Rights Commission (CHRC)0 communications in the past year

Lobbied by

The Canadian Real Estate Association

1

The Proceeds of Crime (Money Laundering) and Terrorist Financing (PCMLTFA) with respect to a threshold for and reduced compliance for small business. The Proceeds of Crime (Money Laundering) and Terrorist Financing (PCMLTF) with respect to compliance regarding mere postings on Multiple Listing Service (R) Systems, and application to For Sale By Owner Companies and auctioneers. The mortgage insurance guarantee framework with respect to changes to mortgage financing rules for homebuyers The Canadian Aviation Regulations with respect to the use of Unmanned Aerial Vehicles for use for real estate listings. Risk Based Approach guidance provided by the Financial Transactions and Reports Analysis Sector with respect to its impact on REALTORS(R). Registered Retirement Savings Plan with regard to the Home Buyers' Plan. Proceeds of Crime (Money Laundering) and Terrorist Financing Act with respect to the implementation of the Regulations Amending the Proceeds of Crime (Money Laundering) and Terrorist Financing Regulations published in the Canada Gazette Part II on February 13, 2013 and the guidance provided by FINTRAC as a result of those regulations and their impact on real estate agents and brokers. Proceeds of Crime (Money Laundering) and Terrorist Financing Act - regulations regarding reporting requirements National Do Not Call List - implementation. Working to ensure compliance with all regulations. Mortgage financing rules under the jurisdiction of the Office of the Superintendent of Financial Institutions. Memorandum of Understanding between the Canadian Real Estate Association and PWGSC, re: the disposal of federal surplus property Marihuana Grow Operations (MGO) and clandestine labs with respect to registries of former MGOs and clandestine labs and remediation standards. Income tax act with regard to the deferral of capital cost allowance recapture for real property investments. Implementation of Code of Conduct for Federally Regulated Financial Institutions—Mortgage Prepayment Information with respect to enhancing borrower awareness Implementation of Canada's Anti-Spam Legislation and accompanying regulations and interpretive guidance with respect to electronic messages sent by REALTORS(R). First-Time Home Buyers' Tax Credit with respect to impact on first-time homebuyers. Consumers and Real Estate Transactions Comprehensive Financial Consumer Code with respect to mortgage policy Cannabis Act (formerly known as Bill C-45) with respect to rules and regulations related to the cultivation of marijuana in a residence. Canadian government's role with respect to the Financial Action Task Force (FATF) as it impacts the Proceeds of Crime (Money Laundering) and Terrorist Financing Act and regulations. Canada Mortgage and Housing Corporation with respect to the composition of its Board of Directors Canada Mortgage and Housing Corporation policy with respect to serving underserved markets with mortgage default insurance, mortgage default insurance deductibles and role as a public sector provider of mortgage default insurance. Budget 2014 commitment to reduce the burden of complying with the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) requirements that necessitate searches of 19 separate sanctions and known terrorist lists. Anti-Money Laundering and Terrorist Financing Policy with respect to the National Risk Assessment with respect to its impact on REALTORS(R). An Act respecting certain measures in response to COVID-19 and other COVID-19 related policy with respect to support for the self-employed, independent contractors, small businesses, those living on a commission-based income.