Carolyn Rogers

Discussions with officials on the audit of CPA infrastructure. Discussions with officials with regards to cruise tourism. Seeking changes to the Canada Marine Act. Discussions with officials with regards to the Ports Canada Conference. Discussions with officials with regards to Canada and U.S. trade and Trump trade measures. Discussions with officials with regards to border security. Discussions with officials with regards to trade relations between Canada and the United States of America. Supply chain fluidity and the role of the National Supply Chain Office in supply chain challenges. The provision of border services by CBSA at sufficient levels to support new and existing trade. Meeting Canada's supply chain infrastructure deficit and how it will be financed and funded. Seeking funding from Transport and Finance. Influencing the National Supply Chain Strategy by submitting detailed recommendations. Seeking changes to the Marine Transportation Security Regulations (MTSR) to improve security capabilities of port authorities. Privacy and Access to Information: Ensuring a fair and competitive framework for ports as commercially viable entities. National Trade Corridors Fund: Seeking funding for port infrastructure needs, also seeking funding under NTCF or other programs for decarbonization and deferred maintenance of infrastructure. Impact assessments: seeking clarity and precision on timelines for reviews. Environment and Energy: promoting ports as an environmentally progressive transport hubs integral to global supply chains and regional economic development.

To discuss the withdrawal notices issued by CPA Ontario and CPA Quebec.

Discussion relating to Canada’s COVID-19 economic response plan to provide credit through the Business Development Bank of Canada (BDC) and Export Development Canada (EDC) under the Loan Guarantee for Small and Medium-Sized Enterprises, the Co-Lending Program for Small and Medium-Sized Enterprises. Discussion relating to Canada's COVID-19 economic response plan. The Income Tax Act and Excise Tax Act as they relate to the taxation of credit unions, cooperatives and small business. Winding-up Restructuring Act and applicability to credit unions and credit union centrals. The Personal Information Protection and Electronic Documents Act with respect to impact on credit unions and credit union centrals. The Organization for Economic Co-operation and Development (OECD) Common Reporting Standards and potential impacts on credit unions. The Canada Anti-Spam Law as it relates to contraventions under the Act and general impact on credit union operations. Proceeds of Crime (Money Laundering) and Terrorist Financing Act with respect to reporting and compliance obligations of credit unions and credit union centrals. Participated in the Department of Finance consultation on the development of a financial consumer code. Continue to monitor its development. Monitor the financial powers and operations of the Business Development Bank of Canada as being considered during the current statutory Parliamentary Review of the Business Development Bank of Canada. Monitoring housing finance policy as it relates to data collection by the Government, Regulatory Burden and how policy will affect consumers. Issues that impact the competitiveness of credit unions including: Accessibility to Canada Mortgage and Housing Corporation’s (CMHC) default management tools, federal credit union legislation; CMHC's mortgage insurance policies; and anti-money laundering and anti-terrorist financing legislation; social finance and social innovation; financial literacy International Monetary Fund (IMF) - Financial Sector Assessment Program (FSAP) and Article 4 consultations. Income Tax Act - any provision applicable to credit unions including but not limited to (Part XVIII and Part XIX) pertaining respectively to the automatic exchange of financial account information with the United States under the intergovernmental agreement to facilitate compliance with the "The Foreign Account Tax Compliance Act (FATCA) and the automatic exchange of financial account information with jurisdictions other than the US in accordance with the Common Reporting Standard. Financial Action Task Force (FATF) - mutual evaluations of Canada Engaging with all Government stakeholders that are investigating the implementation of an open-banking framework in Canada and how that will affect credit unions and their members. Discussion relating to a national strategy on financial literacy, with respect to the work of the credit unions on financial literacy. Co-operative Credit Associations Act scheduled review of federal financial institutions legislative review due in 2023. Competition Act - merger review standards, performance and fees of the Competition Bureau as they affect credit unions, compliance programs. Canadian Payments Act - Monitor work by the Department of Finance, Bank of Canada and the Canadian Payments Association related to any amendments to CPA Act and proposed modernization initiatives. Canada Deposit Insurance Corporation (CDIC) Act. Monitor the progress of the CDIC review of deposit insurance and participate in any consultations or research initiatives Monitor any resulting changes to the CDIC Act. Bankruptcy and Insolvency Act as it relates to lending practices and priority of security. Monitor and participate in the review of the Act. Bank Act - federal credit union provisions. Competitiveness of credit unions, Section 983 Bank Act - Section 427-429 Bank Act security. The 2025 review of federal financial institutions legislative review. Aboriginal reconciliation- Discussion on

Providing inputs on OSFI regulations and draft guidelines including in connection with culture, integrity and security, third- party risk, and operational risk Providing input on effective Artificial Intelligence regulation to balance risks and foster innovation Support the goals outlined in the National Cyber Security Strategy and collaborate with government, including the Canadian Centre for Cyber Security, to strengthen Canada’s cyber resiliency Proceeds of Crime (Money Laundering) and Terrorist Financing Act and Regulations with respect to a number of issues including identification requirements Providing input on federal budget measures that may impact the banking sector. PIPEDA discussion seeking workable, practical approaches in the reform of PIPEDA Supporting the development of an innovative efficient, and secure payments ecosystem that benefits consumers Providing input on the development of the Consumer-Driven Banking Framework Working with government to protect Canadians against fraud and scams General information regarding financial institutions and an introduction to Citi Canada Discussion relating to housing finance framework, including reforms to expand housing supply, mortgage underwriting regulations and covered bonds. Providing inputs on Basel III Implementation with respect to capital floor phase-in and risk weights. Discussions on strategies to mitigate tariffs and navigate review of CUSMA Responding to inquiries and speaking with government organizations about global banking and impacts on Canada Responding to inquiries and speaking with government organizations about global banking and impacts on Canada General discussions regarding Anti-Money Laundering and Proceeds of Crime and the PCMLATF legislation General discussions, information regarding foreign interference and the OSFI Integrity & Security Guideline General discussions about climate change and government policy

Increasing awareness of Hydro One's activities in the electricity sector and advocating for policy responses to increased electrification. We will be actively participating in regulatory discussions regarding the Clean Electricity Standards being proposed by the Government of Canada; Securing funding options to support rural broadband development Securing funding options to support electrification Securing funding options to support electricity transmission development Conducting outreach and advocacy to the Federal Government on: Electrification, Clean Energy Resources, a National Grid Council, Clean Emissions Standard ZEV Vehicles, Electricity Transmission Project Development, Joint Use of Electricity Infrastructure, Funding Mechanisms for Indigenous participation in transmission project ownership; Advocating for tax polices regarding the payment in lieu (PIL) regime associated with the selling of electricity assets. Advocating for removal of trade restrictions on imported products necessary for the energy transition and electricity reliability; Advocating for changes to the incoming regulations banning the use of Pentachlorophenol as a wood pole preservative;