The role of Build Canada Homes (BCH) in addressing Canadas housing needs, while ensuring the federal government continues to advance policies for the entire housing continuum. We strongly support that BCH must deliver deeply affordable, non-market housing for the most vulnerable in our society. Addressing homelessness and ensuring low-income Canadians have safe, secure housing is essential to building a fair and inclusive Canada, and REALTORS® are committed to helping make this a success. However, solving the housing crisis requires addressing the full continuum of needs. That means ensuring Build Canada Homes must demonstrate that federal investments can unlock attainable, market-based housing for middle-class families who are increasingly shut out of ownership. Partner with provinces, territories and municipalities on a National Housing Strategy that prioritizes housing choice across the full continuum, from ending homelessness to rebuilding the pathway to homeownership for generations of Canadians. Identify clearly defined, outcome-driven mandates for both Build Canada Homes (BCH) and the Canadian Mortgage and Housing Corporation. Commit to the preservation and restoration of an attainable pathway to homeownership for middle-class Canadians, including an increased national focus on helping create more missing middle supply across the country. Introduce targeted measures to support seniors in transitioning to appropriately sized housing within their existing communities by enabling aging in place, facilitating home-sharing or rental of secondary suites, supporting downsizing, or allowing property severance to create additional housing unitsthereby unlocking family-sized homes and generating retirement income while addressing the housing needs of younger Canadian families. The federal government should help scale and catalyze modern methods of construction, such as the prefabricated housing industry to leverage and strengthen this emerging industry for the benefit of all Canadians and the entire housing system. It is recommended that building code harmonizationto improve affordability and innovationbe paired with a further requirement of the CSA A277 standard to be adopted by provinces and territories to ensure compliance, facilitate faster approval and processes, and create consistency across the country. Ensure federal infrastructure funding, including but not limited to bilateral agreements, have conditions encouraging the creation of new housing supply across the housing continuum, which is indexed to population growth. Amendments and modernization of the GST/HST new housing rebate. The Proceeds of Crime (Money Laundering) and Terrorist Financing (PCMLTFA) with respect to a threshold for and reduced compliance for small business. The Proceeds of Crime (Money Laundering) and Terrorist Financing (PCMLTF) with respect to compliance regarding mere postings on Multiple Listing Service (R) Systems, and application to For Sale By Owner Companies and auctioneers. The mortgage insurance guarantee framework with respect to changes to mortgage financing rules for homebuyer The Canadian Aviation Regulations with respect to the use of Unmanned Aerial Vehicles for use for real estate listings. Risk Based Approach guidance provided by the Financial Transactions and Reports Analysis Sector with respect to its impact on REALTORS(R). Registered Retirement Savings Plan with regard to the Home Buyers' Plan. Proceeds of Crime (Money Laundering) and Terrorist Financing Act with respect to the implementation of the Regulations Amending the Proceeds of Crime (Money Laundering) and Terrorist Financing Regulations published in the Canada Gazette Part II on February 13, 2013 and the guidance provided by FINTRAC as a result of those regulations and their impact on real estate agents and brokers. Proceeds of Crime (Money Laundering) and Terrorist Financing Act - regulations regarding reporting requirements Mortgage financing rules under the juri